How to find a great buy to let mortgage deal

Finding the best buy to let mortgage rates plays a big part in your being able to afford a buy to let investment.  The size of your deposit will determine how much you can afford to borrow.  Most buy to let mortgage deals vary between (typically) 75% to 85% loan to value (LTV), so this could limit what you can afford to purchase.  You will be expected to be able to predict your rental income.  For more information on lender’s buy to let criteria, go to What will a buy to let mortgage lender look at when assessing my application?

Mortgage lenders offer competitive rates for buy to lets – it’s all about finding them.  On our site, we offer information about finding the best deals for both buy to let and residential mortgages

This information is here to draw your attention to some of the less pleasant aspects of headline mortgage rates.  It’s important that you check the small print.  If you see a deal that appears too good to be true, then it probably is.  It may have some hidden nasty, such as extended early repayment charges tying you to the lender’s high standard variable rate for several years.  Not such a great deal after all. 

It’s for this reason that we recommend seeking professional, impartial advice.  To find the best buy to let deals, look for a mortgage broker who advises from the whole of the market, not just a panel of mortgage providers.  

See today’s hot buy to let deals: current UK best buy mortgage deals, including our exclusives