Mortgages

Mortgage advice provided by

We've teamed up with London & Country, the UK's leading no-fee mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

Speak to a mortgage adviser
For free, no-obligation mortgage advice, you can speak to one of L&C's expert advisers on 0800 073 9999
Or request a call back:

Benefits of our service:
  • Free, expert advice on the right mortgage
  • We’ll compare 1,000s of mortgage deals so you don’t have to, including exclusives not available elsewhere
  • Simple, hassle-free service
  • Fully-qualified advisers available 7 days a week

Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 9999.

Fixed mortgages
Variable mortgages
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
First DirectFixed for 2 years3.19%3.69%3.7%Free basic valuation, Free basic legal work65%£0
HSBCFixed until 31/05/143.29%3.94%3.9%Free basic valuation, Free basic legal work70%£0
Post OfficeFixed until 31/03/20143.09%4.49%4.3%Free basic valuation, Free basic legal work65%£0
NatWestFixed until 31/03/142.85%4.00%3.9%Free basic valuation, Free basic legal work60%£999
NatWestFixed until 31/03/143.55%4.00%4.0%Free basic valuation, Free basic legal work75%£0
First DirectFixed for 2 years2.89%3.69%3.7%Free basic legal work65%£499
First DirectFixed for 2 years3.39%3.69%3.8%Free basic valuation, Free basic legal work75%£0
Chelsea Building SocietyFixed until 31/03/153.14%5.79%5.3% 70%£395
HSBCFixed until 31/05/142.99%3.94%3.9%Free basic legal work70%£599
Chelsea Building SocietyFixed until 31/03/142.94%5.79%5.5% 70%£395
Post OfficeFixed until 31/03/20142.99%4.49%4.3%Free basic valuation, Free basic legal work65%£495
First DirectFixed for 3 years3.49%3.69%3.7%Free basic valuation, Free basic legal work65%£0
Yorkshire BSFixed until 28/02/143.14%4.99%4.8%Free basic valuation, Free basic legal work75%£495
First DirectFixed for 3 years3.19%3.69%3.7%Free basic legal work65%£499
Post OfficeFixed until 31/03/20153.15%4.49%4.2% 65%£0
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBC1.89% above Base Rate for term2.39%2.39%2.5%Free basic legal work60%£999
HSBC1.99% above Base Rate for term2.49%2.49%2.5%Free basic valuation, Free basic legal work60%£0
Royal Bank of Scotland1.99% above Base until 31/03/142.49%4.00%3.8%Free basic valuation, Free basic legal work50%£0
HSBC2.09% above Base Rate for term2.59%2.59%2.7%Free basic legal work70%£599
First Direct2.08% above base for term2.58%2.58%2.7%Free basic legal work65%£1499
Melton Mowbray2.40% discount for 3 years2.59%4.99%4.4%Free basic legal work60%£598
First Direct2.09% above base for 2 years2.59%3.69%3.6%Free basic legal work75%£499
HSBC1.95% discount for 2 years1.99%3.94%3.8%Free basic legal work60%£1499
First Direct1.49% above base for 2 years1.99%3.69%3.6%Free basic legal work65%£1499
Exclusive2.09% above Base until 31/03/142.59%5.99%5.4%Free basic valuation, Free basic legal work75%£995
First Direct1.78% above base for 2 years2.28%3.69%3.7%Free basic legal work65%£1499
Chelsea Building Society2.09% above base until 31/03/142.59%5.79%5.4% 70%£395
Leeds BS3.24% discount for 2 years2.45%5.69%5.4% 75%£999
Leeds BS3.09% discount for 2 years2.60%5.69%5.5% 75%£999
Exclusive1.99% above Base until 31/03/142.49%5.99%5.4% 75%£995

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The ThisisMoney.com Mortgage Service is provided by London & Country Mortgages (L&C), Beazer house, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Services Authority (registered number: 143002).