Mortgages

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Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 9999.

Fixed
Variable
Buy-to-Let
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBCFixed until 31/10/162.49%3.94%3.8%Free basic valuation, Free basic legal work70%£0
Woolwich (Barclays)Fixed until 30/09/162.69%3.89%3.7%Free basic valuation, Free basic legal work60%£0
Post OfficeFixed until 31/08/162.38%4.49%4.2%Free basic valuation, Free basic legal work65%£0
CoventryFixed until 30/09/162.39%4.74%4.3%Free basic valuation, Free basic legal work75%£199
SkiptonFixed until 31/10/162.59%5.49%5.0%Free basic valuation, Free basic legal work60%£0
NationwideFixed for 2 years2.59%3.99%3.7%Free basic valuation, Free basic legal work70%£99
Yorkshire BSFixed until 31/10/161.94%4.99%4.6% 65%£475
Norwich & PeterboroughFixed for 2 years2.04%4.99%4.6% 65%£195
Woolwich (Barclays)Fixed until 30/09/162.89%3.89%3.6%Free basic valuation, Free basic legal work75%£0
HSBCFixed until 31/10/162.79%3.94%3.8%Free basic valuation, Free basic legal work80%£0
AccordFixed until 30/09/162.49%5.99%5.5%Free basic valuation, Free basic legal work75%£475
Virgin MoneyFixed until 01/11/162.79%4.79%4.5%Free basic valuation, Free basic legal work70%£99
NationwideFixed for 3 years2.79%3.99%3.6%Free basic valuation, Free basic legal work60%£99
Chelsea Building SocietyFixed until 31/10/162.34%5.65%5.2%Free basic valuation, Free basic legal work75%£475
Chelsea Building SocietyFixed until 31/10/161.94%5.65%5.1% 65%£475
Virgin MoneyFixed until 01/11/172.99%4.79%4.4%Free basic valuation, Free basic legal work70%£99
Yorkshire BSFixed until 31/10/162.14%4.99%4.6% 65%£475
Leeds BSFixed until 31/10/162.59%5.69%5.3%Free basic valuation, Free basic legal work65%£199
HalifaxFixed until 30/09/162.69%3.99%3.8%Free basic valuation, Free basic legal work60%£0
SkiptonFixed until 31/10/172.88%5.49%4.9%Free basic valuation, Free basic legal work60%£0
Norwich & PeterboroughFixed for 2 years2.24%4.99%4.7% 65%£195
Yorkshire BSFixed until 31/10/162.19%4.99%4.6% 75%£475
NationwideFixed for 3 years2.89%3.99%3.6%Free basic valuation, Free basic legal work70%£99
Hinckley & RugbyFixed for 2 years2.19%5.64%5.0%Free basic valuation, Free basic legal work60%£990
CoventryFixed until 30/09/162.19%4.74%4.3%Free basic valuation, Free basic legal work65%£999
Co-OpFixed until 30/09/162.89%4.74%4.4%Free basic valuation, Free basic legal work60%£0
CoventryFixed until 30/09/162.79%4.74%4.3%Free basic valuation, Free basic legal work80%£199
Virgin MoneyFixed until 01/11/162.94%4.79%4.5%Free basic valuation, Free basic legal work75%£99
NatWestFixed until 31/10/172.55%4.00%3.8%Free basic valuation, Free basic legal work60%£995
AccordFixed until 30/09/162.24%5.99%5.4% 65%£475
SkiptonFixed until 31/10/162.59%5.49%5.0%Free basic valuation, Free basic legal work75%£495
HSBCFixed until 31/10/162.19%3.94%3.8%Free basic legal work70%£999
AbbeyFixed until 02/10/162.79%4.74%4.2%Free basic valuation, Free basic legal work70%£0
Chelsea Building SocietyFixed until 31/10/162.14%5.65%5.2% 65%£475
First DirectFixed for 2 years2.49%3.69%3.6%Free basic legal work75%£500
First DirectFixed for 2 years2.99%3.69%3.6%Free basic valuation, Free basic legal work65%£0
Norwich & PeterboroughFixed for 2 years2.39%4.99%4.7% 75%£195
ExclusiveFixed for 2 years2.79%5.49%5.1%Refunded basic valuation, Free basic legal work85%£250
NatWestFixed until 31/10/172.65%4.00%3.8%Free basic valuation, Free basic legal work70%£995
Leeds BSFixed until 31/10/162.79%5.69%5.3%Free basic valuation, Free basic legal work75%£199
Hinckley & RugbyFixed for 2 years2.34%5.64%5.0%Free basic valuation, Free basic legal work70%£990
Woolwich (Barclays)Fixed until 30/09/172.65%3.89%3.8%Free basic valuation, Free basic legal work70%£999
Yorkshire BSFixed until 31/10/162.39%4.99%4.7% 75%£475
Woolwich (Barclays)Fixed until 30/09/163.25%3.89%3.8%Free basic valuation, Free basic legal work80%£0
Leeds BSFixed until 31/10/162.84%5.69%5.3%Free basic valuation, Free basic legal work80%£199
NewcastleFixed until 30/09/162.98%5.99%5.5%Free basic valuation (up to £450), Free basic legal work80%£0
First DirectFixed for 2 years2.59%3.69%3.6%Free basic legal work65%£500
CoventryFixed until 30/09/162.39%4.74%4.3%Free basic valuation, Free basic legal work75%£999
SkiptonFixed until 31/10/173.15%5.49%4.9%Free basic valuation, Free basic legal work75%£0
Leeds BSFixed until 31/10/173.05%5.69%5.3%Free basic valuation, Free basic legal work75%£199
NatWestFixed until 31/10/162.55%4.00%4.0%Free basic valuation, Free basic legal work75%£995
First DirectFixed for 3 years2.89%3.69%3.6%Free basic legal work65%£500
Hinckley & RugbyFixed for 2 years2.49%5.64%5.1%Free basic valuation, Free basic legal work80%£990
AccordFixed until 30/09/172.79%5.99%5.3% 75%£475
First DirectFixed for 2 years3.19%3.69%3.7%Free basic valuation, Free basic legal work75%£0
First DirectFixed for 2 years3.19%3.69%3.7%Free basic valuation, Free basic legal work65%£0
Norwich & PeterboroughFixed for 2 years2.59%4.99%4.7% 75%£195
Norwich & PeterboroughFixed for 3 years2.84%4.99%4.6% 75%£195
AbbeyFixed until 02/10/172.69%4.74%4.3%Free basic valuation, Free basic legal work70%£995
Chelsea Building SocietyFixed until 31/10/162.39%5.65%5.2% 75%£475
NationwideFixed for 3 years3.24%3.99%3.8%Free basic valuation, Free basic legal work75%£99
NationwideFixed for 2 years3.19%3.99%3.9%Free basic valuation, Free basic legal work80%£99
HSBCFixed until 31/10/162.49%3.94%3.8%Free basic legal work80%£999
HSBCFixed until 31/10/161.79%3.94%3.8%Free basic legal work60%£1999
West BromwichFixed until 31/08/162.69%3.99%3.8%Free basic valuation (up to £525), Free basic legal work75%£399
NatWestFixed until 31/10/172.89%4.00%3.9%Free basic valuation, Free basic legal work75%£995
MarsdenFixed until 30/09/162.54%5.95%5.5%Free basic valuation, Free basic legal work80%£998
Yorkshire BSFixed until 31/10/172.64%4.99%4.5% 65%£975
NottinghamFixed until 01/10/173.19%5.99%5.5%Free basic valuation, Free basic legal work80%£199
First DirectFixed for 2 years2.79%3.69%3.6%Free basic legal work75%£500
Norwich & PeterboroughFixed for 3 years2.94%4.99%4.6% 65%£195
Co-OpFixed until 30/09/163.29%4.74%4.5%Free basic valuation, Free basic legal work80%£0
Yorkshire BSFixed until 31/10/172.69%4.99%4.5% 75%£975
NewcastleFixed until 30/09/162.64%5.99%5.5% 60%£199
SkiptonFixed until 31/10/162.99%5.49%5.1%Free basic valuation, Free basic legal work80%£495
Post OfficeFixed until 31/08/161.98%4.49%4.2% 75%£995
West BromwichFixed until 31/08/162.79%3.99%3.8%Free basic valuation (up to £525), Free basic legal work80%£399
Woolwich (Barclays)Fixed until 30/09/193.49%3.89%3.7%Free basic valuation, Free basic legal work60%£0
CoventryFixed until 30/09/163.25%4.74%4.4%Free basic valuation, Free basic legal work85%£199
Scottish WidowsFixed until 30/09/162.59%3.99%3.8%Free basic valuation, Free basic legal work60%£999
Virgin MoneyFixed until 01/11/162.78%4.79%4.5%Free basic valuation, Free basic legal work80%£1094
Woolwich (Barclays)Fixed until 30/09/162.75%3.89%3.8%Free basic valuation, Free basic legal work80%£999
Leeds BSFixed until 31/10/173.29%5.69%5.3%Free basic valuation, Free basic legal work80%£199
AccordFixed until 30/09/162.39%5.99%5.5% 75%£975
Woolwich (Barclays)Fixed until 30/09/173.05%3.89%3.8%Free basic valuation, Free basic legal work80%£999
NottinghamFixed until 01/09/172.98%5.99%5.5%Free basic valuation, Free basic legal work80%£999
Norwich & PeterboroughFixed for 2 years2.84%4.99%4.8% 85%£195
CoventryFixed until 30/09/193.25%4.74%4.2%Free basic valuation, Free basic legal work65%£999
HSBCFixed until 31/10/193.09%3.94%3.8%Free basic legal work60%£1499
NatWestFixed until 31/10/173.09%4.00%3.9%Free basic valuation, Free basic legal work80%£995
Yorkshire BSFixed until 31/10/172.84%4.99%4.6% 65%£975
Yorkshire BSFixed until 31/10/193.14%4.99%4.4% 65%£975
NationwideFixed for 5 years3.29%3.99%3.7%Free basic valuation, Free basic legal work70%£999
Virgin MoneyFixed until 01/11/193.29%4.79%4.4%Free basic valuation, Free basic legal work70%£1094
First DirectFixed for 3 years3.19%3.69%3.7%Free basic legal work75%£500
NationwideFixed for 3 years3.49%3.99%3.9%Free basic valuation, Free basic legal work80%£99
Norwich & PeterboroughFixed for 3 years2.64%4.99%4.5% 80%£1295
HSBCFixed until 31/10/193.59%3.94%3.9%Free basic valuation, Free basic legal work70%£0
SkiptonFixed until 31/10/193.30%5.49%4.7%Free basic valuation, Free basic legal work60%£995
First DirectFixed for 2 years3.49%3.69%3.7%Free basic valuation, Free basic legal work65%£0
Yorkshire BSFixed until 31/10/172.89%4.99%4.6% 75%£975
HSBCFixed until 31/10/193.29%3.94%3.8%Free basic legal work70%£999
First DirectFixed for 5 years3.39%3.69%3.7%Free basic legal work65%£500
Leeds BSFixed until 31/10/163.29%5.69%5.4%Free basic valuation, Free basic legal work85%£199
First DirectFixed for 2 years2.39%3.69%3.7%Free basic legal work65%£1500
First DirectFixed for 3 years3.59%3.69%3.7%Free basic valuation, Free basic legal work75%£0
Woolwich (Barclays)Fixed until 30/09/193.39%3.89%3.8%Free basic valuation, Free basic legal work60%£999
CoventryFixed until 30/09/193.59%4.74%4.2%Free basic valuation, Free basic legal work75%£199
First DirectFixed for 2 years3.09%3.69%3.7%Free basic legal work65%£500
AccordFixed until 30/09/193.39%5.99%5.1% 75%£475
NottinghamFixed until 01/09/173.49%5.99%5.6%Free basic valuation, Free basic legal work85%£199
Chelsea Building SocietyFixed until 31/10/193.34%5.65%4.9% 65%£475
NottinghamFixed until 01/09/193.39%5.99%5.0%Free basic valuation, Free basic legal work75%£999
Norwich & PeterboroughFixed for 2 years3.04%4.99%4.8% 85%£195
SkiptonFixed until 31/10/193.70%5.49%4.8%Free basic valuation, Free basic legal work75%£0
Norwich & PeterboroughFixed for 5 years3.49%4.99%4.5% 65%£195
Yorkshire BSFixed until 31/10/193.34%4.99%4.5% 75%£975
Yorkshire BSFixed until 31/10/193.34%4.99%4.4% 65%£975
Leeds BSFixed until 31/10/193.59%5.69%5.0%Free basic valuation, Free basic legal work75%£399
Woolwich (Barclays)Fixed until 30/09/193.49%3.89%4.3%Free basic valuation, Free basic legal work70%£999
Virgin MoneyFixed until 01/11/193.49%4.79%4.4%Free basic valuation, Free basic legal work75%£1094
Virgin MoneyFixed until 01/11/193.49%4.79%4.5%Free basic valuation, Free basic legal work80%£1094
Chelsea Building SocietyFixed until 31/10/172.64%5.65%5.0% 75%£1675
First DirectFixed for 3 years3.39%3.69%3.7%Free basic legal work65%£500
Yorkshire BSFixed until 31/10/163.04%4.99%4.8% 85%£475
First DirectFixed for 2 years3.69%3.69%3.7%Free basic valuation, Free basic legal work75%£0
NottinghamFixed until 01/10/162.99%5.99%5.7%Free basic valuation, Free basic legal work85%£999
NewcastleFixed until 30/09/193.52%5.99%5.1% 80%£199
First DirectFixed for 5 years3.59%3.69%3.8%Free basic legal work75%£500
Leeds BSFixed until 31/10/193.69%5.69%5.0%Free basic valuation, Free basic legal work80%£199
First DirectFixed for 2 years3.39%3.69%3.7%Free basic valuation, Free basic legal work85%£500
Yorkshire BSFixed until 31/10/193.54%4.99%4.5% 65%£475
First DirectFixed for 5 years3.79%3.69%3.8%Free basic valuation, Free basic legal work65%£0
Norwich & PeterboroughFixed for 5 years3.29%4.99%4.5% 75%£1295
Norwich & PeterboroughFixed for 3 years3.39%4.99%4.7% 85%£195
AbbeyFixed until 02/10/193.49%4.74%4.3%Free basic valuation, Free basic legal work70%£995
First DirectFixed for 3 years3.79%3.69%3.8%Free basic valuation, Free basic legal work75%£0
NewcastleFixed until 30/09/173.27%5.99%5.4% 80%£398
NatWestFixed until 31/10/193.59%4.00%4.0%Free basic valuation, Free basic legal work70%£995
Woolwich (Barclays)Fixed until 30/09/193.59%3.89%3.9%Free basic valuation, Free basic legal work75%£999
First DirectFixed for 2 years3.29%3.69%3.7%Free basic legal work75%£500
AccordFixed until 30/09/193.59%5.99%5.2% 75%£475
CoventryFixed until 30/09/193.59%4.74%4.3%Free basic valuation, Free basic legal work75%£999
Chelsea Building SocietyFixed until 31/10/193.54%5.65%4.9% 75%£470
West BromwichFixed until 31/08/163.19%3.99%3.9%Free basic valuation (up to £525), Free basic legal work85%£499
NottinghamFixed until 01/09/193.59%5.99%5.3%Free basic valuation, Free basic legal work80%£999
ClydesdaleFixed until 30/09/173.39%4.95%4.7%Free basic valuation, Free basic legal work80%£999
Chelsea Building SocietyFixed until 31/10/193.29%5.65%4.8% 75%£1675
Chelsea Building SocietyFixed until 31/10/193.29%5.65%4.8% 65%£1675
Yorkshire BSFixed until 31/10/193.54%4.99%4.5% 75%£975
Norwich & PeterboroughFixed for 5 years3.69%4.99%4.6% 65%£195
Yorkshire BSFixed until 31/10/163.24%4.99%4.8% 85%£475
Yorkshire BSFixed until 31/10/173.29%4.99%4.7% 85%£975
HSBCFixed until 31/10/193.99%3.94%4.0%Free basic valuation, Free basic legal work80%£0
West BromwichFixed until 31/08/163.29%3.99%3.9%Free basic valuation (up to £525), Free basic legal work85%£499
HSBCFixed until 31/10/193.69%3.94%4.0%Free basic legal work80%£999
Leeds BSFixed until 31/10/173.19%5.69%5.4% 85%£999
NationwideFixed for 3 years3.94%3.99%4.1%Free basic valuation, Free basic legal work85%£99
First DirectFixed for 5 years3.99%3.69%3.9%Free basic valuation, Free basic legal work75%£0
Norwich & PeterboroughFixed for 3 years3.59%4.99%4.8% 85%£195
Norwich & PeterboroughFixed for 5 years3.79%4.99%4.6% 75%£195
Norwich & PeterboroughFixed for 5 years3.79%4.99%4.7% 85%£195
SkiptonFixed until 31/10/173.99%5.49%5.2%Free basic valuation, Free basic legal work85%£0
First DirectFixed for 3 years3.69%3.69%3.8%Free basic legal work75%£500
Woolwich (Barclays)Fixed until 30/09/193.79%3.89%4.0%Free basic valuation, Free basic legal work80%£999
AccordFixed until 30/09/173.59%5.99%5.5% 85%£475
Chelsea Building SocietyFixed until 31/10/193.74%5.65%5.0% 75%£470
NatWestFixed until 31/10/174.05%4.00%4.1%Free basic valuation, Free basic legal work85%£0
Post OfficeFixed until 31/08/193.45%4.49%4.2% 80%£1495
Yorkshire BSFixed until 31/10/193.69%4.99%4.6% 75%£975
Virgin MoneyFixed until 01/11/173.64%4.79%4.6%Free basic valuation, Free basic legal work85%£1094
NatWestFixed until 31/10/193.85%4.00%4.0%Free basic valuation, Free basic legal work80%£995
First DirectFixed for 3 years4.09%3.69%3.8%Free basic valuation, Free basic legal work75%£0
CoventryFixed until 30/09/194.09%4.74%4.5%Free basic valuation, Free basic legal work85%£199
Co-OpFixed until 30/09/193.89%4.74%4.5%Free basic valuation, Free basic legal work80%£999
Woolwich (Barclays)Fixed until 30/09/243.99%3.89%4.1%Free basic valuation, Free basic legal work70%£1499
Yorkshire BSFixed until 31/10/173.49%4.99%4.7% 85%£975
ClydesdaleFixed until 30/09/193.89%4.95%4.6%Free basic valuation, Free basic legal work80%£999
Leeds BSFixed until 31/10/194.09%5.69%5.2%Free basic valuation, Free basic legal work85%£199
Norwich & PeterboroughFixed for 2 years3.54%4.99%4.9% 90%£195
Co-OpFixed until 30/09/173.74%4.74%4.5%Free basic valuation, Free basic legal work85%£999
Norwich & PeterboroughFixed for 5 years3.99%4.99%4.7% 85%£195
West BromwichFixed until 31/08/193.89%3.99%4.0%Free basic valuation (up to £525), Free basic legal work80%£999
Chelsea Building SocietyFixed until 31/10/193.64%5.65%5.0% 85%£1675
Yorkshire BSFixed until 31/10/193.89%4.99%4.7% 85%£975
NottinghamFixed until 01/09/193.99%5.99%5.4%Free basic valuation, Free basic legal work85%£999
Virgin MoneyFixed until 01/11/164.29%4.79%4.7%Free basic valuation, Free basic legal work90%£99
SkiptonFixed until 31/10/194.34%5.49%5.1%Free basic valuation, Free basic legal work85%£0
First DirectFixed for 2 years4.29%3.69%3.9%Free basic valuation, Free basic legal work90%£0
Co-OpFixed until 30/09/164.29%4.74%4.7%Free basic valuation, Free basic legal work90%£0
Norwich & PeterboroughFixed for 2 years3.74%4.99%4.9% 90%£195
AccordFixed until 30/09/194.14%5.99%5.4% 85%£475
Yorkshire BSFixed until 31/10/244.34%4.99%4.6% 75%£130
AccordFixed until 30/09/194.04%5.99%5.4% 85%£975
West BromwichFixed until 31/08/194.29%3.99%4.2%Free basic valuation (up to £525), Free basic legal work85%£199
First DirectFixed for 5 years4.29%3.69%4.0%Free basic legal work85%£500
Hinckley & RugbyFixed for 2 years3.79%5.64%5.4%Free basic valuation, Free basic legal work90%£990
CoventryFixed until 30/09/164.35%4.74%4.7%Free basic valuation, Free basic legal work90%£199
Norwich & PeterboroughFixed for 3 years3.68%4.99%4.8% 90%£1295
NewcastleFixed until 30/09/244.49%5.99%5.1% 80%£0
HSBCFixed until 31/10/164.69%3.94%4.2%Free basic valuation, Free basic legal work90%£0
Virgin MoneyFixed until 01/11/174.68%4.79%4.8%Free basic valuation, Free basic legal work90%£99
Norwich & PeterboroughFixed for 5 years4.49%4.99%5.0% 90%£195
First DirectFixed for 2 years3.89%3.69%3.9%Free basic legal work90%£1000
Co-OpFixed until 30/09/174.69%4.74%4.8%Free basic valuation, Free basic legal work90%£0
MansfieldFixed for 2 years3.85%5.59%5.6%Refunded basic valuation90%£999
NottinghamFixed until 01/10/174.29%5.99%5.9%Free basic valuation, Free basic legal work90%£999
First DirectFixed for 5 years4.79%3.69%4.2%Free basic valuation, Free basic legal work90%£0
Norwich & PeterboroughFixed for 5 years4.69%4.99%5.0%Free basic valuation, Free basic legal work90%£345
AccordFixed until 30/09/164.14%5.99%5.8% 90%£475
First DirectFixed for 5 years4.89%3.69%4.3%Free basic valuation, Free basic legal work90%£0
Norwich & PeterboroughFixed for 5 years4.69%4.99%5.0% 90%£195
NottinghamFixed until 01/09/194.84%5.99%5.8%Free basic valuation, Free basic legal work90%£199
West BromwichFixed until 31/08/194.79%3.99%4.4%Free basic valuation (up to £525), Free basic legal work90%£199
West BromwichFixed until 31/08/164.29%3.99%4.1%Free basic valuation (up to £525), Free basic legal work90%£499
CoventryFixed until 30/09/194.89%4.74%4.8%Free basic valuation, Free basic legal work90%£199
Norwich & PeterboroughFixed for 3 years4.59%4.99%5.1% 90%£195
First DirectFixed for 5 years4.69%3.69%4.3%Free basic legal work90%£1000
Norwich & PeterboroughFixed for 5 years4.89%4.99%5.1%Free basic valuation, Free basic legal work90%£345
HSBCFixed until 31/10/164.29%3.94%4.2%Free basic legal work90%£999
HSBCFixed until 31/10/194.79%3.94%4.5%Free basic legal work90%£999
Woolwich (Barclays)Fixed until 30/09/194.99%4.24%4.7%Free basic valuation, Free basic legal work90%£499
SkiptonFixed until 31/10/174.69%5.49%5.5%Free basic valuation, Free basic legal work90%£995
AccordFixed until 30/09/194.79%5.99%5.7% 90%£975
HSBCFixed until 31/10/195.19%3.94%4.6%Free basic valuation, Free basic legal work90%£0
NatWestFixed until 31/10/174.79%4.00%4.4%Free basic valuation, Free basic legal work90%£995
Co-OpFixed until 30/09/195.19%4.74%5.2%Free basic valuation, Free basic legal work90%£0
Hinckley & RugbyFixed for 2 years4.89%5.64%5.6%Free basic valuation, Free basic legal work95%£990
Co-OpFixed until 30/09/245.89%4.74%5.9%Free basic valuation, Free basic legal work75%£999
NewcastleFixed until 30/09/195.99%5.99%6.2%Free basic valuation (up to £450), Free basic legal work95%£199
NewcastleFixed until 30/09/165.89%5.99%6.2%Free basic valuation (up to £450), Free basic legal work95%£199
Co-OpFixed until 30/09/246.39%4.74%6.3%Free basic valuation, Free basic legal work75%£0
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
First DirectBase +2.29% for term2.79%2.79%2.9%Free basic legal work65%£500
CoventryVariable rate for term1.99%1.99%2.1%Free basic valuation, Free basic legal work65%£999
HSBCBase +1.49% for term1.99%1.99%2.1%Free basic legal work60%£999
CoventryVariable rate for term2.10%2.10%2.2%Free basic valuation, Free basic legal work65%£999
Exclusive3.90% discount until 31/10/162.05%5.95%5.2%Free basic valuation, Free basic legal work80%£0
CoventryBase+1.45% until 30/09/161.95%4.24%3.9%Free basic valuation, Free basic legal work65%£199
CoventryVariable rate for term2.19%2.19%2.3%Free basic valuation, Free basic legal work75%£999
HSBCBase +1.69% for term2.19%2.19%2.3%Free basic legal work70%£999
Virgin MoneyBase+1.69% until 01/11/20162.19%4.79%4.4%Free basic valuation, Free basic legal work70%£99
First Direct1.79% above base for term2.29%2.29%2.4%Free basic legal work65%£500
HSBC2.45% discount for 2 years1.49%3.94%3.6%Free basic legal work60%£999
Norwich & PeterboroughBase +1.49% for 2 years1.99%4.99%4.9%Free basic valuation, Free basic legal work65%£345
Leek United3.45% discount for 2 years1.74%5.19%4.9%Refunded up to £34175%£995
HSBCBase +1.99% for term2.49%2.49%2.5%Free basic valuation, Free basic legal work70%£0
Exclusive3.60% discount until 30/09/162.35%5.95%5.3%Free basic valuation, Free basic legal work85%£0
First DirectBase +1.99% for term2.49%2.49%2.6%Free basic legal work75%£500
AbbeyBase +1.99% for term2.49%2.49%2.6% 60%£0
CoventryVariable rate for term2.49%2.49%2.6%Free basic valuation, Free basic legal work80%£999
Melton Mowbray2.84% discount for 3 years2.15%4.99%4.4%Free basic legal work75%£499
Virgin MoneyBase+1.99% until 01/11/20162.49%4.79%4.5%Free basic valuation, Free basic legal work75%£99
Norwich & PeterboroughBase +1.69% for 2 years2.19%4.99%4.7%Free basic valuation, Free basic legal work65%£345
HSBCBase +2.09% for term2.59%2.59%2.7%Free basic legal work80%£999
Nottingham3.70% discount for 2 years2.29%5.99%5.5%Free basic valuation, Free basic legal work80%£199
First DirectBase +2.19% for term2.69%2.69%2.8%Free basic valuation, Free basic legal work65%£0
Scottish WidowsBase +1.99% for 2 years2.49%3.99%3.8%Free basic valuation, Free basic legal work60%£0
Norwich & PeterboroughBase +1.79% for 2 years2.29%4.99%4.9%Free basic valuation, Free basic legal work75%£345
Principality2.54% discount until 31.07.162.45%4.99%4.8%Free basic valuation, Free basic legal work65%£99
Virgin MoneyBase+1.79% until 01/11/20162.29%4.79%4.3%Free basic valuation, Free basic legal work70%£1094
CoventryBase+1.49% until 30/09/161.99%4.24%4.0%Free basic valuation, Free basic legal work75%£999
Principality2.49% discount until 31.07.162.50%4.99%4.8%Free basic valuation, Free basic legal work75%£99
Leeds BS3.20% discount for 2 years2.49%5.69%5.2%Free basic valuation, Free basic legal work80%£199
HSBCBase +2.39% for term2.89%2.89%2.9%Free basic valuation, Free basic legal work80%£0
First DirectBase +2.39% for term2.89%2.89%3.0%Free basic valuation, Free basic legal work75%£0
Norwich & PeterboroughBase +1.99% for 2 years2.49%4.99%4.7%Free basic valuation, Free basic legal work75%£345
Yorkshire BSBase +1.64% until 31/10/162.14%4.99%4.6% 75%£475
Virgin MoneyBase+2.39% until 01/11/20162.89%4.79%4.4%Free basic valuation, Free basic legal work75%£99
CoventryVariable rate for term2.95%2.95%3.1%Free basic valuation, Free basic legal work85%£999
First DirectBase +2.39% for 2 years2.89%3.69%3.6%Free basic valuation, Free basic legal work65%£0
First DirectBase +2.49% for term2.99%2.99%3.1%Free basic legal work75%£500
First DirectBase +1.99% for 2 years2.49%3.69%3.6%Free basic legal work65%£500
Yorkshire BSBase +1.84% until 31/10/162.34%4.99%4.7% 75%£475
Leek United2.70% discount for 2 years2.49%5.19%5.0%Refunded up to £34190%£995
First DirectBase +2.69% for term3.19%3.19%3.2%Free basic valuation, Free basic legal work65%£0
First DirectBase +2.59% for 2 years3.09%3.69%3.7%Free basic valuation, Free basic legal work75%£0
Post OfficeBoE+1.24% until 31/08/161.74%4.49%4.1% 60%£995
Co-Op2.69% above Base for term3.19%3.19%3.3%Free basic valuation, Free basic legal work60%£999
Mansfield3.01% discount for 3 years2.58%5.59%4.9%Refunded basic valuation up to £40080%£999
Hinckley & RugbyBase +1.95% for 2 years2.45%5.64%5.1%Free basic valuation, Free basic legal work80%£990
First DirectBase +2.19% for 2 years2.69%3.69%3.7%Free basic legal work75%£500
Beverley BS1.96% discount for 2 years2.79%4.75%4.6%Free basic valuation, Free basic legal work80%£495
Leeds BSBase +2.19% until 31/08/162.69%5.69%5.3%Free basic valuation, Free basic legal work85%£599
Principality1.94% discount until 31.07.163.05%4.99%4.9%Free basic valuation, Free basic legal work85%£99
NewcastleBase +1.85% until 30/09/162.35%5.99%5.5% 80%£498
First DirectBase +2.89% for term3.39%3.39%3.4%Free basic valuation, Free basic legal work75%£0
Leek United2.20% discount for 2 years2.99%5.19%5.0%Refunded up to £34190%£995
Post OfficeBoE+1.45% until 31/08/161.95%4.49%4.1% 75%£995
Norwich & PeterboroughBase +2.64% for 2 years3.14%4.99%4.8%Free basic valuation, Free basic legal work85%£345
Virgin MoneyBase+2.65% until 01/11/20163.15%4.79%4.5%Free basic valuation, Free basic legal work80%£1094
Melton Mowbray1.90% discount for 3 years3.09%4.99%4.7% 85%£598
Post OfficeBoE+1.75% until 31/08/162.25%4.49%4.2% 80%£995
Mansfield2.54% discount for 3 years3.05%5.59%5.1%Refunded basic valuation up to £40085%£999
GodivaVariable rate for term3.55%3.55%3.7%Free basic valuation, Free basic legal work75%£999
First Direct3.19% above base for term3.69%3.69%3.8%Free basic legal work85%£500
Norwich & PeterboroughBase +2.84% for 2 years3.34%4.99%4.8%Free basic valuation, Free basic legal work85%£345
Yorkshire BSBase +2.49% until 31/10/162.99%4.99%4.8% 85%£475
Hinckley & RugbyBase +3.19% for term3.69%3.69%3.8%Free basic valuation, Free basic legal work85%£1090
Exclusive3.00% discount until 30/09/162.95%5.95%5.5%Free basic valuation, Free basic legal work90%£998
Co-Op3.29% above Base for term3.79%3.79%3.9%Free basic valuation, Free basic legal work75%£999
Yorkshire BSBase +2.69% until 31/10/163.19%4.99%4.8% 85%£475
CoventryVariable rate for term4.15%4.15%4.3%Free basic valuation, Free basic legal work90%£999
Post OfficeBoE+2.39% until 31/08/162.89%4.49%4.3% 85%£995
Hinckley & RugbyBase +3.19% for 2 years3.69%5.64%5.4%Free basic valuation, Free basic legal work90%£990
HSBCBase +3.89% for term4.39%4.39%4.6%Free basic legal work90%£999
First Direct3.99% above base for term4.49%3.69%4.7%Free basic legal work90%£1000
First Direct4.19% above base for term4.69%4.69%4.8%Free basic valuation, Free basic legal work90%£0
HSBCBase +4.29% for term4.79%4.79%4.9%Free basic valuation, Free basic legal work90%£0
Hinckley & Rugby0.85% discount for 2 years4.79%5.64%5.6%Free basic valuation, Free basic legal work95%£990
Chorley BSVariable for term5.49%5.49%5.7% 80%£145
Chorley BSVariable for term5.49%5.49%5.7% 90%1.00% of loan (£1200)
Leeds BSSVR5.69%5.69%6.1% 95%£999
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
GodivaVariable rate for term2.69%2.69%2.9%Free basic valuation, Free basic legal work65%£1999
GodivaVariable rate for term2.99%2.99%3.2%Free basic valuation, Free basic legal work70%£1999
Leeds BSBase +2.34% until 31/08/162.84%5.69%5.3%Free basic valuation, Free basic legal work60%£199
Leeds BSBase +2.49% until 31/08/172.99%5.69%5.2%Free basic valuation, Free basic legal work60%£199
AccordBase+2.44% until 30/09/162.94%5.99%5.6% 75%£930
BM Solutions2.54% above Base for 2 years3.04%4.84%4.5% 60%£995
Skipton2.79% above Base for 2 years3.29%5.69%5.6%Free basic valuation, Free basic legal work70%£995
GodivaFixed until 31/10/162.79%4.74%4.6%Free basic valuation, Free basic legal work65%£1999
AccordFixed until 30/09/163.14%5.99%5.7% 70%£930
Skipton2.99% above Base for 2 years3.49%5.69%5.7%Free basic valuation, Free basic legal work75%£995
Leeds BSFixed until 31/10/162.99%5.99%5.4% 60%£999
Mansfield2.00% discount for 3 years3.59%5.59%5.0%Free basic legal work70%£1198
Leeds BS2.90% discount for 2 years3.09%5.99%5.4% 70%£999
AccordFixed until 30/09/163.39%5.99%5.7% 75%£930
Leeds BSFixed until 31/10/163.19%5.99%5.4% 70%£999
Leeds BSFixed until 31/10/173.69%5.99%5.4% 70%£999
GodivaFixed until 31/10/193.99%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
Post OfficeFixed until 31/08/174.39%4.99%4.9%Free basic valuation, Free basic legal work60%£0
NottinghamFixed until 01/09/193.99%6.54%5.6%Free basic valuation, Free basic legal work60%£1999
AccordFixed until 30/09/173.29%5.99%5.6% 75%£2625
BM Solutions3.24% above Base for 2 years3.74%4.84%4.8% 75%£995
Post OfficeFixed until 31/08/194.59%4.99%5.0% 60%£0
Post OfficeFixed until 31/08/174.89%4.99%5.1%Free basic valuation, Free basic legal work75%£0
Post OfficeFixed until 31/08/194.79%4.99%5.1% 75%£0
Post OfficeFixed until 31/08/194.98%4.99%5.1%Free basic valuation, Free basic legal work75%£0
Post OfficeFixed until 31/08/163.15%4.99%4.9% 60%£1995
Post OfficeFixed until 31/08/163.35%4.99%5.0% 75%£1995

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