Mortgages

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Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 9999.

Fixed
Variable
Buy-to-Let
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
TescoFixed until 28/02/20172.09%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points60%£195
SkiptonFixed until 31/01/172.18%4.99%4.7%Free basic valuation, Free basic legal work50%£0
NationwideFixed for 2 years2.24%3.99%3.5%Free basic valuation, Free basic legal work60%£0
NationwideFixed for 2 years2.29%3.99%3.6%Free basic valuation, Free basic legal work75%£0
TescoFixed until 28/02/20172.19%4.24%4.0%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£195
Yorkshire BSFixed until 31/01/171.99%4.99%4.5%Free basic valuation, Free basic legal work65%£475
Woolwich (Barclays)Fixed until 31/12/162.49%3.99%3.8%Free basic valuation, Free basic legal work60%£0
SkiptonFixed until 31/01/172.29%4.99%4.8%Free basic valuation, Free basic legal work60%£0
PlatformFixed until 31/12/162.29%4.75%4.4%Free basic valuation, Free basic legal work60%£90
Norwich & PeterboroughFixed for 2 years2.09%4.99%4.6%Free basic valuation, Free basic legal work75%£345
PlatformFixed until 31/12/162.34%4.75%4.4%Free basic valuation, Free basic legal work70%£90
SkiptonFixed until 31/01/172.39%4.99%4.8%Free basic valuation, Free basic legal work70%£0
HSBCFixed until 28/02/172.49%3.94%3.8%Free basic valuation, Free basic legal work70%£0
CoventryFixed until 31/12/162.29%4.74%4.3%Free basic valuation, Free basic legal work75%£199
Yorkshire BSFixed until 31/01/171.74%4.99%4.5% 65%£475
PlatformFixed until 31/12/162.39%4.75%4.4%Free basic valuation, Free basic legal work75%£90
First DirectFixed for 2 years2.49%3.69%3.5%Free basic valuation, Free basic legal work65%£0
NationwideFixed for 2 years1.84%3.99%3.5%Free basic valuation, Free basic legal work60%£999
Norwich & PeterboroughFixed for 2 years1.89%4.99%4.6% 65%£195
NationwideFixed for 3 years2.59%3.99%3.5%Free basic valuation, Free basic legal work60%£0
NationwideFixed for 2 years1.89%3.99%3.7%Free basic valuation, Free basic legal work75%£999
Norwich & PeterboroughFixed for 2 years2.29%4.99%4.7%Free basic valuation, Free basic legal work75%£345
Chelsea Building SocietyFixed until 31/01/171.74%5.65%5.1% 65%£475
HSBCFixed until 28/02/20172.69%3.94%3.8%Free basic valuation, Free basic legal work80%£0
CoventryFixed until 31/12/162.49%4.74%4.3%Free basic valuation, Free basic legal work80%£199
Woolwich (Barclays)Fixed until 31/12/161.94%3.99%3.8%Free basic valuation, Free basic legal work75%£999
NationwideFixed for 3 years2.69%3.99%3.5%Free basic valuation, Free basic legal work70%£0
Yorkshire BSFixed until 31/01/171.94%4.99%4.6% 65%£475
HSBCFixed until 28/02/171.89%3.94%3.7%Free basic legal work60%£999
NationwideFixed for 2 years2.69%3.99%3.7%Free basic valuation, Free basic legal work80%£0
SkiptonFixed until 31/01/20182.71%4.99%4.7%Free basic valuation, Free basic legal work50%£0
NationwideFixed for 3 years2.29%3.99%3.4%Free basic valuation, Free basic legal work60%£999
Woolwich (Barclays)Fixed until 31/12/172.29%3.99%3.7%Free basic valuation, Free basic legal work60%£999
First DirectFixed for 2 years2.69%3.69%3.6%Free basic valuation, Free basic legal work75%£0
CoventryFixed until 31/12/161.99%4.74%4.3%Free basic valuation, Free basic legal work65%£999
PrincipalityFixed until 31/10/162.50%4.99%4.8%Free basic valuation, Free basic legal work75%£99
TescoFixed until 28/02/182.69%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points60%£195
HSBCFixed until 28/02/171.99%3.94%3.7%Free basic legal work70%£999
PlatformFixed until 31/12/172.74%4.75%4.3%Free basic valuation, Free basic legal work60%£90
West BromwichFixed until 31/12/162.34%3.99%3.8%Free basic valuation (up to £525), Free basic legal work75%£199
Leeds BSFixed until 30/11/162.84%5.69%5.3%Free basic valuation, Free basic legal work80%£199
NatWestFixed until 31/12/172.35%4.00%3.8%Free basic valuation, Free basic legal work60%£995
NottinghamFixed until 01/12/162.54%5.99%5.6%Free basic valuation, Free basic legal work80%£199
PlatformFixed until 31/12/172.29%4.75%4.3%Free basic valuation, Free basic legal work60%£1089
Yorkshire BSFixed until 31/01/172.09%4.99%4.6% 75%£475
NationwideFixed for 3 years2.39%3.99%3.6%Free basic valuation, Free basic legal work70%£999
Chelsea Building SocietyFixed until 31/01/171.94%5.65%5.1% 65%£475
PlatformFixed until 31/12/162.74%5.25%4.9%Free basic valuation, Free basic legal work80%£90
HSBCFixed until 28/02/172.89%3.94%3.8%Free basic valuation, Free basic legal work80%£0
Norwich & PeterboroughFixed for 3 years2.44%4.99%4.5% 65%£195
TescoFixed until 28/02/182.79%4.24%4.0%Free basic valuation, Free basic legal work, Collect Clubcard Points70%£195
AccordFixed until 31/12/162.89%5.99%5.2%Free basic valuation, Free basic legal work85%£475
AccordFixed until 31/12/162.54%5.99%5.0%Free basic valuation, Free basic legal work80%£475
CoventryFixed until 31/12/192.85%4.49%4.0%Free basic valuation, Free basic legal work65%£199
AccordFixed until 31/12/162.14%5.99%4.9% 65%£475
PlatformFixed until 31/12/20172.84%4.75%4.3%Free basic valuation, Free basic legal work70%£90
PlatformFixed until 31/12/172.39%4.75%4.3%Free basic valuation, Free basic legal work70%£1089
ExclusiveFixed for 2 years2.65%5.49%5.1%Refunded basic valuation, Free basic legal work85%£250
Yorkshire BSFixed until 31/01/171.84%4.99%4.6% 75%£975
TescoFixed until 28/02/20172.79%4.24%4.1%Free basic valuation, Free basic legal work, Collect Clubcard Points80%£195
NottinghamFixed until 01/01/182.79%5.99%5.4%Free basic valuation, Free basic legal work80%£199
West BromwichFixed until 31/12/192.89%3.99%3.7% 65%£599
Hinckley & RugbyFixed for 2 years2.19%5.64%5.0%Free basic valuation, Free basic legal work60%£990
Norwich & PeterboroughFixed for 2 years2.29%4.99%4.7% 75%£195
HSBCFixed until 28/02/171.49%3.94%3.7%Free basic legal work60%£1999
NationwideFixed for 3 years2.99%3.99%3.7%Free basic valuation, Free basic legal work75%£0
Chelsea Building SocietyFixed until 31/01/172.09%5.65%5.2% 75%£475
NationwideFixed for 2 years2.29%3.99%3.8%Free basic valuation, Free basic legal work80%£999
Woolwich (Barclays)Fixed until 31/12/172.55%3.99%3.8%Free basic valuation, Free basic legal work70%£999
First DirectFixed for 3 years2.99%3.69%3.6%Free basic valuation, Free basic legal work65%£0
NationwideFixed for 5 years3.04%3.99%3.5%Free basic valuation, Free basic legal work60%£0
CoventryFixed until 31/12/162.25%4.74%4.3%Free basic valuation, Free basic legal work80%£999
CoventryFixed until 31/12/162.25%4.74%4.3%Free basic valuation, Free basic legal work75%£999
Yorkshire BSFixed until 31/01/172.29%4.99%4.6% 75%£475
Post OfficeFixed until 31/12/162.38%4.49%4.2% 60%£0
Yorkshire BSFixed until 31/01/182.34%4.99%4.4% 65%£975
West BromwichFixed until 31/12/162.59%3.99%3.8%Free basic valuation (up to £525), Free basic legal work80%£199
PlatformFixed until 31/12/172.99%4.75%4.4%Free basic valuation, Free basic legal work75%£90
West BromwichFixed until 31/12/161.79%3.99%3.8% 65%£999
AccordFixed until 31/12/161.94%5.99%4.9% 70%£975
Woolwich (Barclays)Fixed until 31/12/162.33%3.99%3.8%Free basic valuation, Free basic legal work80%£999
PlatformFixed until 31/12/162.94%5.25%4.9%Free basic valuation, Free basic legal work85%£90
Norwich & PeterboroughFixed for 3 years2.64%4.99%4.5% 65%£195
TescoFixed until 28/02/182.99%4.24%4.0%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£195
Leeds BSFixed until 31/12/172.89%5.69%5.1%Free basic valuation, Free basic legal work75%£199
Scottish WidowsFixed until 31/12/172.99%3.99%3.8%Free basic valuation, Free basic legal work60%£0
Post OfficeFixed until 31/12/172.98%4.49%4.2%Free basic valuation, Free basic legal work75%£0
NationwideFixed for 5 years2.84%3.99%3.4%Free basic valuation, Free basic legal work60%£999
Woolwich (Barclays)Fixed until 31/12/192.85%3.99%3.7%Free basic valuation, Free basic legal work60%£999
Hinckley & RugbyFixed for 2 years2.34%5.64%5.0%Free basic valuation, Free basic legal work70%£990
NatWestFixed until 31/12/172.65%4.00%3.8%Free basic valuation, Free basic legal work70%£995
AccordFixed until 31/12/161.99%5.99%4.9% 75%£975
NottinghamFixed until 01/01/182.59%5.99%5.4%Free basic valuation, Free basic legal work80%£999
CoventryFixed until 31/12/192.85%4.49%4.0%Free basic valuation, Free basic legal work65%£999
PlatformFixed until 31/12/172.59%4.75%4.3%Free basic valuation, Free basic legal work75%£1089
NationwideFixed for 5 years3.14%3.99%3.5%Free basic valuation, Free basic legal work70%£0
West BromwichFixed until 31/12/192.79%3.99%3.7% 65%£599
Yorkshire BSFixed until 31/01/172.04%4.99%4.6% 75%£975
NewcastleFixed until 31/12/162.98%5.99%5.5%Free basic valuation (up to £450), Free basic legal work80%£0
NationwideFixed for 3 years2.69%3.99%3.8%Free basic valuation, Free basic legal work75%£999
First DirectFixed for 3 years2.59%3.69%3.5%Free basic legal work65%£950
NottinghamFixed until 01/01/172.89%6.14%5.6%Free basic valuation, Free basic legal work85%£199
Hinckley & RugbyFixed for 2 years2.39%5.64%5.1%Free basic valuation, Free basic legal work80%£999
AccordFixed until 31/12/172.69%5.99%4.7% 75%£475
TescoFixed until 28/02/202.79%4.24%3.8%Free basic valuation, Free basic legal work, Collect Clubcard Points60%£1495
Norwich & PeterboroughFixed for 2 years2.49%4.99%4.7% 75%£195
Norwich & PeterboroughFixed for 2 years2.49%4.99%4.6% 65%£195
HSBCFixed until 28/02/172.39%3.94%3.8%Free basic legal work80%£999
PlatformFixed until 31/12/192.89%4.75%4.2%Free basic valuation, Free basic legal work60%£1089
SkiptonFixed until 31/01/203.18%4.99%4.6%Free basic valuation, Free basic legal work60%£0
NatWestFixed until 31/12/173.19%4.00%3.9%Free basic valuation, Free basic legal work70%£0
CoventryFixed until 31/12/162.99%4.74%4.4%Free basic valuation, Free basic legal work85%£199
Chelsea Building SocietyFixed until 31/01/172.29%5.65%5.2% 75%£475
NationwideFixed for 5 years2.94%3.99%3.6%Free basic valuation, Free basic legal work70%£999
Post OfficeFixed until 31/12/172.79%4.49%4.1% 75%£0
Woolwich (Barclays)Fixed until 31/12/192.95%3.99%3.7%Free basic valuation, Free basic legal work70%£999
PlatformFixed until 31/12/193.19%4.75%4.2%Free basic valuation, Free basic legal work60%£90
NationwideFixed for 5 years3.24%3.99%3.6%Free basic valuation, Free basic legal work75%£0
NationwideFixed for 2 years3.19%3.99%3.9%Free basic valuation, Free basic legal work85%£0
Post OfficeFixed until 31/12/162.58%4.49%4.1% 75%£0
Yorkshire BSFixed until 31/01/182.54%4.99%4.5% 65%£975
NatWestFixed until 31/12/192.99%4.00%3.8%Free basic valuation, Free basic legal work60%£995
West BromwichFixed until 31/12/193.09%3.99%3.7%Free basic valuation (up to £525), Free basic legal work75%£199
CoventryFixed until 31/12/193.19%4.49%4.1%Free basic valuation, Free basic legal work75%£199
CoventryFixed until 31/12/193.19%4.49%4.1%Free basic valuation, Free basic legal work80%£199
Hinckley & RugbyFixed for 2 years2.49%5.64%5.1%Free basic valuation, Free basic legal work80%£990
NationwideFixed for 3 years3.24%3.99%3.8%Free basic valuation, Free basic legal work80%£0
PlatformFixed until 31/12/173.19%5.25%4.8%Free basic valuation, Free basic legal work80%£90
AbbeyFixed until 02/02/182.69%4.74%4.4%Free basic valuation, Free basic legal work70%£995
First DirectFixed for 2 years3.19%3.69%3.7%Free basic valuation, Free basic legal work85%£0
PlatformFixed until 31/12/172.74%5.25%4.8%Free basic valuation, Free basic legal work80%£1089
PlatformFixed until 31/12/192.84%4.75%4.2%Free basic valuation, Free basic legal work60%£1589
TescoFixed until 28/02/202.89%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points70%£1495
PrincipalityFixed until 31/10/163.00%4.99%4.9%Free basic valuation, Free basic legal work85%£99
PlatformFixed until 31/12/192.99%4.75%4.2%Free basic valuation, Free basic legal work70%£1089
TescoFixed until 28/02/183.19%4.24%4.1%Free basic valuation, Free basic legal work, Collect Clubcard Points80%£195
Yorkshire BSFixed until 31/01/202.89%4.99%4.3% 65%£975
Leeds BSFixed until 31/12/193.19%5.69%4.8%Free basic valuation, Free basic legal work65%£199
Yorkshire BSFixed until 31/01/182.59%4.99%4.5% 75%£975
NationwideFixed for 5 years3.04%3.99%3.7%Free basic valuation, Free basic legal work75%£999
Norwich & PeterboroughFixed for 2 years1.84%4.99%4.6% 75%£1295
First DirectFixed for 3 years2.28%3.69%3.5%Free basic legal work65%£1950
Post OfficeFixed until 31/12/162.65%4.49%4.2% 80%£0
Chelsea Building SocietyFixed until 31/01/171.55%5.65%5.1% 65%£1675
Post OfficeFixed until 31/12/161.93%4.49%4.1% 75%£995
PlatformFixed until 31/12/193.29%4.75%4.2%Free basic valuation, Free basic legal work70%£90
PlatformFixed until 31/12/192.89%4.75%4.2%Free basic valuation, Free basic legal work70%£1589
West BromwichFixed until 31/12/192.99%3.99%3.8% 75%£599
Leeds BSFixed until 31/12/192.99%5.69%4.7%Free basic valuation, payable65%£799
PlatformFixed until 31/12/193.04%4.75%4.2%Free basic valuation, Free basic legal work75%£1089
Woolwich (Barclays)Fixed until 31/12/193.09%3.99%3.8%Free basic valuation, Free basic legal work75%£999
NatWestFixed until 31/12/172.89%4.00%3.9%Free basic valuation, Free basic legal work75%£995
Yorkshire BSFixed until 31/01/203.09%4.99%4.4% 65%£475
CoventryFixed until 31/12/193.09%4.49%4.1%Free basic valuation, Free basic legal work75%£999
SkiptonFixed until 31/01/173.27%4.99%4.9%Free basic valuation, Free basic legal work85%£0
HSBCFixed until 28/02/203.39%3.94%3.8%Free basic valuation, Free basic legal work70%£0
PlatformFixed until 31/12/192.94%4.75%4.2%Free basic valuation, Free basic legal work75%£1589
TescoFixed until 28/02/202.99%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£1495
HSBCFixed until 28/02/203.09%3.94%3.7%Free basic legal work70%£999
Leeds BSFixed until 31/12/193.29%5.69%4.8%Free basic valuation, Free basic legal work75%£199
Woolwich (Barclays)Fixed until 31/12/163.49%3.99%4.0%Free basic valuation, Free basic legal work85%£0
NationwideFixed for 3 years2.94%3.99%3.9%Free basic valuation, Free basic legal work80%£999
First DirectFixed for 5 years3.09%3.69%3.6%Free basic legal work65%£950
First DirectFixed for 5 years2.83%3.69%3.5%Free basic legal work65%£1950
Chelsea Building SocietyFixed until 31/01/203.09%5.65%4.7% 65%£475
MansfieldFixed for 2 years2.45%5.59%5.3%Refunded basic valuation up to £40080%£999
NottinghamFixed until 01/12/163.14%5.99%5.7%Free basic valuation, Free basic legal work85%£199
NottinghamFixed until 01/01/20203.14%5.99%5.1%Free basic valuation, Free basic legal work75%£999
Norwich & PeterboroughFixed for 5 years3.19%4.99%4.4% 65%£195
Woolwich (Barclays)Fixed until 31/12/172.98%3.99%3.9%Free basic valuation, Free basic legal work80%£999
AccordFixed until 31/12/172.74%5.99%4.8% 80%£975
First DirectFixed for 3 years2.89%3.69%3.6%Free basic legal work75%£950
CoventryFixed until 31/12/193.19%4.49%4.1%Free basic valuation, Free basic legal work80%£999
PlatformFixed until 31/12/193.44%4.75%4.3%Free basic valuation, Free basic legal work75%£90
Scottish WidowsFixed until 31/12/172.69%3.99%3.7%Free basic valuation, Free basic legal work75%£1499
Norwich & PeterboroughFixed for 5 years2.94%4.99%4.4% 75%£1295
Yorkshire BSFixed until 31/01/182.79%4.99%4.6% 75%£975
Yorkshire BSFixed until 31/01/203.09%4.99%4.3% 65%£975
Chelsea Building SocietyFixed until 31/01/171.75%5.65%5.1% 65%£1675
NationwideFixed for 2 years2.79%3.99%3.9%Free basic valuation, Free basic legal work85%£999
NatWestFixed until 31/12/193.25%4.00%3.9%Free basic valuation, Free basic legal work70%£995
First DirectFixed for 5 years3.19%3.69%3.6%Free basic legal work75%£950
Post OfficeFixed until 31/12/192.88%4.49%4.0% 60%£1495
CoventryFixed until 31/12/162.75%4.74%4.4%Free basic valuation, Free basic legal work85%£999
Norwich & PeterboroughFixed for 2 years2.84%4.99%4.8% 85%£195
PlatformFixed until 31/12/173.44%5.25%4.9%Free basic valuation, Free basic legal work85%£90
AccordFixed until 31/12/162.79%5.99%5.2% 85%£475
Yorkshire BSFixed until 31/01/203.14%4.99%4.4% 75%£975
West BromwichFixed until 31/12/193.39%3.99%3.9%Free basic valuation (up to £525), Free basic legal work80%£199
NatWestFixed until 31/12/173.09%4.00%4.0%Free basic valuation, Free basic legal work80%£995
AccordFixed until 31/12/193.29%5.99%4.6% 75%£475
West BromwichFixed until 31/12/162.89%3.99%3.9%Free basic valuation (up to £525), Free basic legal work85%£499
Norwich & PeterboroughFixed for 5 years3.44%4.99%4.5%Free basic valuation, Free basic legal work75%£345
HSBCFixed until 28/02/203.59%3.94%3.9%Free basic valuation, Free basic legal work70%£0
NationwideFixed for 10 years3.59%3.99%3.8%Free basic valuation, Free basic legal work70%£0
NottinghamFixed until 01/01/203.49%5.99%5.2%Free basic valuation, Free basic legal work80%£199
Post OfficeFixed until 31/12/193.09%4.49%4.0% 75%£995
Leeds BSFixed until 31/12/193.49%5.69%4.9%Free basic valuation, Free basic legal work80%£199
Post OfficeFixed until 31/12/172.73%4.49%4.2% 80%£995
Woolwich (Barclays)Fixed until 31/12/243.49%3.99%3.8%Free basic valuation, Free basic legal work60%£999
Hinckley & RugbyFixed for 2 years2.85%5.64%5.2%Free basic valuation, Free basic legal work80%£999
NationwideFixed for 3 years3.59%3.99%3.9%Free basic valuation, Free basic legal work85%£0
Chelsea Building SocietyFixed until 31/01/203.29%5.65%4.8% 65%£475
NottinghamFixed until 01/01/203.34%5.99%5.2%Free basic valuation, Free basic legal work80%£999
Norwich & PeterboroughFixed for 5 years3.39%4.99%4.5% 65%£195
Post OfficeFixed until 31/12/162.99%4.49%4.3% 85%£0
Post OfficeFixed until 31/12/162.99%4.49%4.4% 90%£0
NationwideFixed for 5 years3.64%3.99%3.9%Free basic valuation, Free basic legal work80%£0
First DirectFixed for 3 years3.09%3.69%3.7%Free basic legal work65%£950
Leeds BSFixed until 31/10/163.29%5.69%5.4%Free basic valuation, Free basic legal work85%£199
Leeds BSFixed until 31/12/193.44%5.69%4.9%Free basic valuation, Free basic legal work80%£599
AccordFixed until 31/12/193.54%5.99%4.5%Free basic valuation, Free basic legal work80%£475
Yorkshire BSFixed until 31/01/162.94%4.99%4.8% 85%£475
NottinghamFixed until 01/11/173.49%5.99%5.6%Free basic valuation, Free basic legal work85%£199
Scottish WidowsFixed until 31/12/172.89%3.99%3.8%Free basic valuation, Free basic legal work80%£1499
HSBCFixed until 28/02/203.69%3.94%3.9%Free basic valuation, Free basic legal work60%£0
NationwideFixed for 3 years3.24%3.99%4.0%Free basic valuation, Free basic legal work85%£999
NationwideFixed for 5 years3.44%3.99%4.0%Free basic valuation, Free basic legal work80%£999
Norwich & PeterboroughFixed for 2 years3.04%4.99%4.8% 85%£195
Norwich & PeterboroughFixed for 2 years2.29%4.99%4.7% 80%£1295
Leeds BSFixed until 31/12/162.39%5.69%5.3% 75%£999
AccordFixed until 31/12/193.34%5.99%4.5% 80%£975
PlatformFixed until 31/12/193.44%5.25%4.7%Free basic valuation, Free basic legal work80%£1089
SkiptonFixed until 31/01/183.69%4.99%4.8%Free basic valuation, Free basic legal work85%£0
Woolwich (Barclays)Fixed until 31/12/193.49%3.99%3.9%Free basic valuation, Free basic legal work80%£999
PrincipalityFixed until 31/10/173.60%4.99%4.8%Free basic valuation, Free basic legal work85%£99
PlatformFixed until 31/12/193.34%5.25%4.7%Free basic valuation, Free basic legal work80%£1589
CoventryFixed until 31/12/173.29%4.74%4.4%Free basic valuation, Free basic legal work80%£999
TescoFixed until 28/02/203.39%4.24%4.1%Free basic valuation, Free basic legal work, Collect Clubcard Points80%£1495
HSBCFixed until 28/02/203.79%3.94%4.0%Free basic valuation, Free basic legal work80%£0
HSBCFixed until 28/02/203.49%3.94%3.9%Free basic legal work80%£999
NewcastleFixed until 31/12/193.52%5.99%5.1% 80%£199
TescoFixed until 28/02/183.69%4.24%4.2%Free basic valuation, Free basic legal work, Collect Clubcard Points85%£195
Post OfficeFixed until 31/12/193.33%4.49%4.2% 80%£995
Norwich & PeterboroughFixed for 5 years3.29%4.99%4.5% 75%£1295
Norwich & PeterboroughFixed for 3 years3.39%4.99%4.7% 85%£195
NottinghamFixed until 01/12/162.99%5.99%5.7%Free basic valuation, Free basic legal work85%£999
SkiptonFixed until 31/01/203.55%4.99%4.7%Free basic valuation, Free basic legal work80%£995
PlatformFixed until 31/12/193.79%5.25%4.8%Free basic valuation, Free basic legal work80%£90
First DirectFixed for 3 years3.79%3.69%3.8%Free basic valuation, Free basic legal work75%£0
NottinghamFixed until 01/11/173.29%5.99%5.6%Free basic valuation, Free basic legal work85%£999
PlatformFixed until 31/12/193.89%5.25%4.8%Free basic valuation, Free basic legal work85%£90
NottinghamFixed until 01/12/193.84%6.14%5.3%Free basic valuation, Free basic legal work85%£199
Woolwich (Barclays)Fixed until 31/12/193.99%3.99%4.1%Free basic valuation, Free basic legal work80%£0
NatWestFixed until 31/12/193.69%4.00%4.1%Free basic valuation, Free basic legal work80%£995
West BromwichFixed until 31/12/193.79%3.99%4.1%Free basic valuation (up to £525), Free basic legal work85%£199
CoventryFixed until 31/12/193.89%4.49%4.4%Free basic valuation, Free basic legal work85%£199
AccordFixed until 31/12/193.84%5.99%4.8%Free basic valuation, Free basic legal work85%£475
CoventryFixed until 31/12/163.75%4.74%4.5%Free basic valuation, Free basic legal work90%£199
TescoFixed until 28/02/20173.79%4.24%4.3%Free basic valuation, Free basic legal work, Collect Clubcard Points90%£195
SkiptonFixed until 31/01/20183.49%4.99%4.9%Free basic valuation, Free basic legal work85%£995
Yorkshire BSFixed until 31/01/183.29%4.99%4.7% 85%£975
First DirectFixed for 2 years3.89%3.69%3.8%Free basic valuation, Free basic legal work90%£0
Post OfficeFixed until 31/12/162.65%4.49%4.3% 85%£995
Norwich & PeterboroughFixed for 3 years3.59%4.99%4.8% 85%£195
NottinghamFixed until 01/12/163.74%5.99%5.8%Free basic valuation, Free basic legal work90%£199
NationwideFixed for 10 years4.04%3.99%4.1%Free basic valuation, Free basic legal work75%£0
Norwich & PeterboroughFixed for 5 years3.79%4.99%4.6% 75%£195
Norwich & PeterboroughFixed for 5 years3.79%4.99%4.7% 85%£195
NatWestFixed until 31/12/173.59%4.00%4.0%Free basic valuation, Free basic legal work85%£995
NottinghamFixed until 01/11/193.95%5.99%5.4%Free basic valuation, Free basic legal work85%£199
NottinghamFixed until 01/12/193.75%6.14%5.3%Free basic valuation, Free basic legal work85%£999
West BromwichFixed until 31/12/243.99%3.99%3.9%Free basic valuation (up to £525), Free basic legal work75%£199
CoventryFixed until 31/12/163.65%4.74%4.5%Free basic valuation, Free basic legal work90%£499
CoventryFixed until 31/12/193.79%4.49%4.4%Free basic valuation, Free basic legal work85%£999
Scottish WidowsFixed until 31/12/173.29%3.99%3.9%Free basic valuation, Free basic legal work85%£1499
NatWestFixed until 31/12/174.05%4.00%4.1%Free basic valuation, Free basic legal work85%£0
First DirectFixed for 3 years3.39%3.69%3.7%Free basic legal work75%£950
TescoFixed until 28/02/203.69%4.24%4.2%Free basic valuation, Free basic legal work, Collect Clubcard Points85%£1495
Yorkshire BSFixed until 31/01/203.69%4.99%4.6% 85%£975
Leeds BSFixed until 31/12/193.99%5.69%5.1%Free basic valuation, Free basic legal work85%£199
Woolwich (Barclays)Fixed until 31/12/243.99%3.99%4.2%Free basic valuation, Free basic legal work75%£999
Post OfficeFixed until 31/12/173.28%4.49%4.3% 85%£995
Yorkshire BSFixed until 31/01/173.79%4.99%4.9%Free basic valuation, Free basic legal work90%£475
NottinghamFixed until 01/11/193.85%5.99%5.4%Free basic valuation, Free basic legal work85%£999
Chelsea Building SocietyFixed until 31/01/203.84%5.65%5.1% 85%£475
Yorkshire BSFixed until 31/01/183.49%4.99%4.7% 85%£975
Norwich & PeterboroughFixed for 2 years3.54%4.99%4.9% 90%£195
Yorkshire BSFixed until 31/01/203.94%4.99%4.7% 85%£475
First DirectFixed for 5 years3.89%3.69%3.9%Free basic legal work85%£950
First DirectFixed for 5 years4.19%3.69%4.0%Free basic valuation, Free basic legal work85%£0
Leeds BSFixed until 30/11/244.19%5.69%4.8%Free basic valuation, Free basic legal work65%£199
Norwich & PeterboroughFixed for 5 years3.99%4.99%4.7% 85%£195
Woolwich (Barclays)Fixed until 31/12/193.99%3.99%4.1%Free basic valuation, Free basic legal work85%£999
Hinckley & RugbyFixed for 5 years3.99%5.64%5.0%Free basic valuation, Free basic legal work85%£999
NewcastleFixed until 31/12/163.99%5.99%5.8%Free basic valuation, Free basic legal work90%£199
Chelsea Building SocietyFixed until 31/01/183.24%5.65%5.2% 85%£1675
Yorkshire BSFixed until 31/01/173.64%4.99%4.9% 90%£475
Norwich & PeterboroughFixed for 10 years4.34%4.99%4.7%Free basic valuation, Free basic legal work75%£0
Chelsea Building SocietyFixed until 31/01/204.04%5.65%5.1% 85%£475
Norwich & PeterboroughFixed for 3 years3.49%4.99%4.8% 90%£1295
West BromwichFixed until 31/12/163.74%3.99%4.1%Free basic valuation (up to £525), Free basic legal work90%£499
Norwich & PeterboroughFixed for 2 years3.74%4.99%4.9% 90%£195
Yorkshire BSFixed until 31/01/254.34%4.99%4.6% 75%£130
TescoFixed until 28/02/183.99%4.24%4.3%Free basic valuation, Free basic legal work, Collect Clubcard Points85%£995
NationwideFixed for 10 years4.34%3.99%4.4%Free basic valuation, Free basic legal work80%£999
NottinghamFixed until 01/01/184.29%5.99%5.8%Free basic valuation, Free basic legal work90%£199
Chelsea Building SocietyFixed until 31/01/203.84%5.65%5.1% 85%£1675
NottinghamFixed until 01/01/183.99%5.99%5.8%Free basic valuation, Free basic legal work90%£999
Chelsea Building SocietyFixed until 31/01/183.44%5.65%5.2% 85%£1675
Hinckley & RugbyFixed for 2 years3.79%5.64%5.4%Free basic valuation, Free basic legal work90%£990
NottinghamFixed until 01/01/204.45%5.99%5.6%Free basic valuation, Free basic legal work90%£199
TescoFixed until 28/02/204.29%4.24%4.4%Free basic valuation, Free basic legal work, Collect Clubcard Points90%£995
CoventryFixed until 31/12/194.49%4.49%4.6%Free basic valuation, Free basic legal work90%£199
Norwich & PeterboroughFixed for 3 years3.68%4.99%4.8% 90%£1295
NewcastleFixed until 31/12/244.49%5.99%5.1% 80%£0
First DirectFixed for 5 years4.29%3.69%4.1%Free basic legal work90%£950
Leeds BSFixed until 30/11/244.39%5.69%4.9% 80%£999
First DirectFixed for 5 years4.59%3.69%4.1%Free basic valuation, Free basic legal work90%£0
Yorkshire BSFixed until 31/01/254.54%4.99%4.8% 75%£130
NationwideFixed for 10 years4.54%3.99%4.6%Free basic valuation, Free basic legal work85%£999
CoventryFixed until 31/12/194.39%4.49%4.7%Free basic valuation, Free basic legal work90%£999
Post OfficeFixed until 31/12/173.85%4.49%4.5% 90%£995
Yorkshire BSFixed until 31/01/204.44%4.99%4.9% 90%£475
Norwich & PeterboroughFixed for 5 years4.19%4.99%4.9% 90%£1295
Woolwich (Barclays)Fixed until 31/12/194.59%3.99%3.7%Free basic valuation, Free basic legal work90%£499
Norwich & PeterboroughFixed for 5 years4.49%4.99%5.0% 90%£195
DarlingtonFixed until 31/05/194.39%5.95%5.5% 90%£574
West BromwichFixed until 31/12/194.59%3.99%4.4%Free basic valuation (up to £525), Free basic legal work90%£199
HSBCFixed until 28/02/204.49%3.94%4.3%Free basic legal work90%£999
NewcastleFixed until 31/12/194.69%5.99%5.6%Free basic valuation, Free basic legal work90%£199
Norwich & PeterboroughFixed for 5 years4.69%4.99%5.0%Free basic valuation, Free basic legal work90%£345
SkiptonFixed until 31/01/184.78%4.99%5.1%Free basic valuation, Free basic legal work90%£0
NatWestFixed until 31/12/174.89%4.00%4.4%Free basic valuation, Free basic legal work90%£0
Norwich & PeterboroughFixed for 5 years4.69%4.99%5.0% 90%£195
Norwich & PeterboroughFixed for 3 years4.59%4.99%5.1% 90%£195
Norwich & PeterboroughFixed for 5 years4.89%4.99%5.1%Free basic valuation, Free basic legal work90%£345
NatWestFixed until 31/12/174.59%4.00%4.4%Free basic valuation, Free basic legal work90%£995
NatWestFixed until 31/12/174.79%4.00%4.4%Free basic valuation, Free basic legal work90%£995
Hinckley & RugbyFixed for 2 years4.89%5.64%5.6%Free basic valuation, Free basic legal work95%£990
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
CoventryVariable rate for term1.79%1.79%1.9%Free basic valuation, Free basic legal work65%£499
Norwich & PeterboroughBase +0.94% for 2 years1.44%4.99%4.5%Free basic valuation, Free basic legal work65%£345
NationwideBase +1.34% for 2 years1.84%3.99%3.5%Free basic valuation, Free basic legal work75%£0
CoventryVariable rate for term1.89%1.89%2.0%Free basic valuation, Free basic legal work65%£999
CoventryVariable rate for term1.95%1.95%2.1%Free basic valuation, Free basic legal work75%£999
HSBCBase +1.49% for term1.99%1.99%2.1%Free basic legal work60%£999
First DirectBase +1.49% for term1.99%1.99%2.1%Free basic legal work65%£950
Norwich & PeterboroughBase +1.14% for 2 years1.64%4.99%4.6%Free basic valuation, Free basic legal work85%£345
CoventryBase+1.35% until 31/12/161.85%4.74%4.2%Free basic valuation, Free basic legal work65%£199
CoventryVariable rate for term2.15%2.15%2.3%Free basic valuation, Free basic legal work80%£999
CoventryVariable rate for term2.15%1.89%2.3%Free basic valuation, Free basic legal work75%£999
CoventryVariable rate for term2.19%2.19%2.3%Free basic valuation, Free basic legal work75%£499
HSBCBase +1.69% for term2.19%2.19%2.3%Free basic legal work70%£999
First DirectBase +1.69% for term2.19%2.19%2.3%Free basic legal work75%£950
Yorkshire BSBase +0.94% until 31/01/171.44%4.99%4.5% 65%£475
Woolwich (Barclays)Base +0.99% for 2 years1.49%3.99%3.4%Free basic valuation, Free basic legal work75%£999
Principality3.04% discount until 31/10/161.95%4.99%4.7%Free basic valuation, Free basic legal work65%£99
Yorkshire BSBase +1.39% until 31/01/171.89%4.99%4.6%Free Basic valuations, Free basic legal work65%£475
Principality2.99% discount until 31/10/162.00%4.99%4.7%Free basic valuation, Free basic legal work75%£99
First DirectBase +1.89% for term2.39%2.39%2.4%Free basic valuation, Free basic legal work65%£0
CoventryVariable rate for term2.35%1.89%2.5%Free basic valuation, Free basic legal work80%£999
NationwideBase +1.84% for 2 years2.34%3.99%3.6%Free basic valuation, Free basic legal work80%£0
Chelsea Building SocietyBase +0.94% until 31/01/171.44%5.65%5.0% 65%£475
NatWestBase +1.99% to 31/12/161.65%4.00%3.8%Free basic valuation, Free basic legal work60%£995
Yorkshire BSBase +1.14% until 31/01/171.64%4.99%4.5% 65%£475
HSBCBase +1.99% for term2.49%2.49%2.5%Free basic valuation, Free basic legal work60%£0
CoventryBase+1.15% until 31/12/161.65%4.74%4.2%Free basic valuation, Free basic legal work65%£999
Chelsea Building SocietyBase +1.14% until 31/01/171.64%5.65%5.1% 65%£475
Principality2.69% discount until 31/10/162.30%4.99%4.8%Free basic valuation, Free basic legal work85%£99
NationwideBase +1.44% for 2 years1.84%3.99%3.7%Free basic valuation, Free basic legal work80%£999
HSBC2.95% discount for 2 years0.99%3.94%3.6%Free basic legal work60%£1999
HSBCBase +2.09% for term2.59%2.59%2.7%Free basic legal work80%£999
HSBCBase +2.19% for term2.69%2.69%2.7%Free basic valuation, Free basic legal work70%£0
CoventryVariable rate for term2.65%2.65%2.8%Free basic valuation, Free basic legal work85%£999
Norwich & PeterboroughBase +1.79% for 2 years2.29%4.99%4.9%Free basic valuation, Free basic legal work75%£345
First DirectBase +2.09% for 2 years2.59%3.69%3.6%Free basic valuation, Free basic legal work65%£0
CoventryBase+1.39% until 31/12/161.89%4.74%4.2%Free basic valuation, Free basic legal work75%£999
Mansfield3.54% discount for 3 years2.05%5.59%4.7%Refunded basic valuation up to £40060%£999
Woolwich (Barclays)Base +1.49% for 2 years1.99%3.99%3.6%Free basic valuation, Free basic legal work80%£999
AbbeyBase +2.19% for term2.69%2.69%2.8% 60%£495
Mansfield2.94% discount for 2 years2.65%5.59%4.9%Free basic valuation, Free basic legal work85%£0
CoventryVariable rate for term2.79%2.79%2.9%Free basic valuation, Free basic legal work85%£499
Leeds BS3.20% discount for 2 years2.49%5.69%5.2%Free basic valuation, Free basic legal work80%£199
Post OfficeBoE+1.64% until 31/12/162.14%4.49%4.1% 75%£0
First DirectBase +2.29% for term2.79%2.99%2.9%Free basic legal work65%£950
Furness3.44% discount for 2 years2.10%5.54%5.3%Free basic valuation, Free basic legal work80%£999
Norwich & PeterboroughBase +1.99% for 2 years2.49%4.99%4.7%Free basic valuation, Free basic legal work75%£345
First DirectBase +2.29% for 2 years2.79%3.69%3.6%Free basic valuation, Free basic legal work75%£0
Yorkshire BSBase +1.64% until 31/01/172.14%4.99%4.6% 75%£475
Mansfield3.24% discount for 3 years2.35%5.59%4.8%Refunded basic valuation up to £40080%£999
First DirectBase +2.49% for term2.99%2.99%3.1%Free basic legal work75%£950
Woolwich (Barclays)Base +2.49% for term2.99%2.99%3.2%Free basic valuation, Free basic legal work75%£1499
NewcastleBase +1.85% until 31/12/162.35%5.99%5.5% 80%£199
Hinckley & RugbyBase +1.95% for 2 years2.45%5.64%5.1%Free basic valuation, Free basic legal work80%£990
Abbeyflexible offset Base +2.69% for term3.19%2.69%3.3% 75%£495
Beverley BS1.96% discount for 2 years2.79%4.75%4.6%Free basic valuation, Free basic legal work80%£495
Leeds BSBase +2.49% until 30/11/162.99%5.69%5.3%Free basic valuation, Free basic legal work85%£199
Furness2.64% discount for 2 years2.90%5.54%5.4%Free basic valuation, Free basic legal work90%£599
NationwideBase +2.19% for 2 years2.69%3.99%3.9%Free basic valuation, Free basic legal work85%£999
Leeds BSBase +2.19% until 31/08/162.69%5.69%5.3%Free basic valuation, Free basic legal work85%£599
NatWestBase +1.55% until 31/12/162.05%4.50%4.5%Free basic valuation, Free basic legal work60%£1995
Norwich & PeterboroughBase +2.64% for 2 years3.14%4.99%4.8%Free basic valuation, Free basic legal work85%£345
Woolwich (Barclays)Base +1.99% for 2 years2.49%3.99%3.7%Free basic valuation, Free basic legal work75%£1499
CoventryVariable rate for term3.55%3.55%3.7%Free basic valuation, Free basic legal work90%£499
Melton Mowbray1.90% discount for 3 years3.09%4.99%4.7% 85%£598
Halifax2.24% above Base until 31/12/162.74%3.99%3.9%Free basic valuation, Free basic legal work85%£999
Mansfield2.54% discount for 3 years3.05%5.59%5.1%Refunded basic valuation up to £40085%£999
Norwich & PeterboroughBase +2.84% for 2 years3.34%4.99%4.8%Free basic valuation, Free basic legal work85%£345
Yorkshire BSBase +2.49% until 31/01/172.99%4.99%4.8% 85%£475
Hinckley & RugbyBase +3.19% for term3.69%3.69%3.8%Free basic valuation, Free basic legal work85%£1090
First Direct3.19% above base for term3.69%3.69%3.8%Free basic legal work85%£950
Mansfield2.20% discount for 3 years3.39%5.59%5.2%Free basic valuation, Free basic legal work90%£999
NatWestBase +2.05% until 31/12/162.55%4.50%4.5%Free basic valuation, Free basic legal work75%£1995
First Direct3.79% above base for term4.29%4.29%4.4%Free basic legal work90%£950
Hinckley & RugbyBase +3.19% for 2 years3.69%5.64%5.4%Free basic valuation, Free basic legal work90%£990
HSBCBase +3.89% for term4.39%4.39%4.6%Free basic legal work90%£999
Leeds BS1.90% discount for 2 years3.79%5.69%5.5%Free basic valuation up to £335, Free basic legal work90%£999
Hinckley & Rugby0.85% discount for 2 years4.79%5.64%5.6%Free basic valuation, Free basic legal work95%£990
Chorley BSVariable for term5.49%5.49%5.7% 80%£145
Chorley BSVariable for term5.49%5.49%5.7% 90%1.00% of loan (£1200)
Leeds BS0.90% discount for 2 years4.79%5.69%5.7%Free basic valuation up to £335, Free basic legal work95%£999
Leeds BSSVR5.69%5.69%6.1% 95%£999
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
GodivaVariable rate for term2.55%2.55%2.8%Free basic valuation, Free basic legal work65%£1999
GodivaVariable rate for term2.99%2.99%3.2%Free basic valuation, Free basic legal work75%£1999
Leeds BSBase +2.49% until 31/08/172.99%5.69%5.2%Free basic valuation, Free basic legal work60%£199
Principality2.74% disc until 31/10/162.25%4.99%4.8%Free basic valuation, Free basic legal work60%£994
Leeds BSBase +2.34% until 31/08/162.84%5.69%5.3%Free basic valuation, Free basic legal work60%£199
Leeds BSFixed until 30/11/173.09%5.99%5.2%Free basic valuation, Free basic legal work60%£999
Mansfield2.94% discount for 2 years2.65%5.59%5.3%Free basic valuations, Free basic legal work70%£1499
Woolwich (Barclays)Base +2.19% for 2 years2.69%4.99%4.5% 60%£999
Leeds BSFixed until 30/11/173.59%5.99%5.4%Free basic valuation, Free basic legal work70%£199
ClydesdaleFixed until 31/01/173.69%5.35%5.2%Free basic valuation, Free basic legal work75%£0
SkiptonFixed until 31/10/162.99%5.19%5.1%Free basic valuation, Free basic legal work60%£995
The Mortgage Works2.09% above Base until 31/12/162.59%4.99%4.7% 60%£995
NatWestFixed until 31/12/162.45%4.50%4.6%Free basic valuation, Free basic legal work60%£1995
Leeds BSFixed until 30/11/162.99%5.99%5.4%Free basic valuation, Free basic legal work70%£999
Leeds BSFixed until 30/11/193.69%5.99%5.2%Free basic valuation, Free basic legal work60%£999
Post OfficeFixed until 31/12/193.45%4.49%4.6% 60%£1495
The Mortgage WorksFixed until 31/12/162.84%4.99%4.8% 60%£995
GodivaFixed until 31/01/173.39%4.74%4.7%Free basic valuation, Free basic legal work75%£999
GodivaFixed until 31/10/172.79%4.74%4.6%Free basic valuation, Free basic legal work65%£1999
SkiptonFixed until 31/10/163.35%5.19%5.2%Free basic valuation, Free basic legal work70%£995
GodivaFixed until 31/01/172.89%4.74%4.6%Free basic valuation, Free basic legal work70%£1999
GodivaFixed until 31/01/203.75%4.74%4.6%Free basic valuation, Free basic legal work65%£1999
Mansfield2.00% discount for 3 years3.59%5.59%5.0%Free basic legal work70%£1198
Leeds BS2.90% discount for 2 years3.09%5.99%5.4% 70%£999
The Mortgage Works1.89% above Base until 31/12/162.39%4.99%4.8% 60%£1995
Post OfficeFixed until 31/12/193.75%4.49%4.7% 75%£1495
GodivaFixed until 31/01/203.85%4.74%4.6%Free basic valuation, Free basic legal work65%£1999
GodivaFixed until 31/01/173.19%4.74%4.7%Free basic valuation, Free basic legal work75%£1999
The Mortgage WorksFixed until 31/12/162.64%4.99%4.8% 60%£1995
Leeds BSFixed until 30/11/162.69%5.99%5.4% 70%£1799
Leeds BSFixed until 30/11/162.55%5.99%5.3% 60%£1999
SkiptonFixed until 31/10/214.60%5.19%5.2%Free basic valuation, Free basic legal work60%£995
SkiptonFixed until 31/10/194.54%5.19%5.2%Free basic valuation, Free basic legal work75%£995
Woolwich (Barclays)Fixed until 02/01/173.19%4.99%4.7% 75%£1999
GodivaFixed until 31/01/204.70%4.74%5.0%Free basic valuation, Free basic legal work75%£1999
The Mortgage WorksFixed until 31/12/164.99%4.99%5.3% 80%£995

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The ThisisMoney.com Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.