Mortgages

Mortgage advice provided by

We've teamed up with London & Country, the UK's leading independent fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

Speak to a mortgage adviser
For fee free mortgage advice, call L&C on 0800 073 9999
What Mortgage Awards 2012 - Best National Adviser
  • Fee free, expert advice on the right mortgage for you
  • We’ll compare 1,000s of mortgage deals so you don’t have to
  • Simple, hassle-free service
  • Fully-qualified advisers available 7 days a week
Or request a call back


Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 9999.

Fixed
Variable
Buy-to-Let
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBCFixed until 30/11/162.19%3.94%3.7%Free basic valuation, Free basic legal work60%£0
AccordFixed until 30/09/162.24%5.99%5.3%Free basic valuation, Free basic legal work75%£475
AccordFixed until 30/09/162.31%5.99%5.4%Free basic valuation, Free basic legal work70%£475
CoventryFixed until 31/12/162.19%4.74%4.2%Free basic valuation, Free basic legal work65%£199
Woolwich (Barclays)Fixed until 31/12/162.49%3.99%3.8%Free basic valuation, Free basic legal work60%£0
HSBCFixed until 30/11/162.39%3.94%3.7%Free basic valuation, Free basic legal work70%£0
HSBCFixed until 30/11/162.39%3.94%3.7%Free basic valuation, Free basic legal work60%£0
CoventryFixed until 31/12/162.39%4.74%4.2%Free basic valuation, Free basic legal work75%£199
SkiptonFixed until 31/10/162.49%4.99%4.8%Free basic valuation, Free basic legal work60%£0
HSBCFixed until 31/10/162.59%3.94%3.8%Free basic valuation, Free basic legal work70%£0
Post OfficeFixed until 31/08/162.38%4.49%4.2%Free basic valuation, Free basic legal work65%£0
Norwich & PeterboroughFixed for 2 years1.89%4.99%4.6% 65%£195
Woolwich (Barclays)Fixed until 31/12/161.94%3.99%3.8%Free basic valuation, Free basic legal work60%£999
Yorkshire BSFixed until 31/10/161.84%4.99%4.6% 65%£475
West BromwichFixed until 31/10/162.54%3.99%3.8%Free basic valuation (up to £525), Free basic legal work75%£199
Leeds BSFixed until 30/11/162.49%5.69%5.2%Free basic valuation, Free basic legal work70%£199
HSBCFixed until 30/11/172.69%3.94%3.7%Free basic valuation, Free basic legal work60%£0
CoventryFixed until 31/12/161.95%4.74%4.2%Free basic valuation, Free basic legal work65%£999
NationwideFixed for 2 years1.94%3.99%3.6%Free basic valuation, Free basic legal work60%£999
AccordFixed until 30/09/162.34%5.99%5.1%Free basic valuation, Free basic legal work75%£475
Yorkshire BSFixed until 31/10/161.60%4.99%4.5% 65%£975
AccordFixed until 30/09/162.41%5.99%5.5%Free basic valuation, Free basic legal work70%£475
HSBCFixed until 30/11/162.79%3.94%3.8%Free basic valuation, Free basic legal work80%£0
SkiptonFixed until 31/10/162.34%4.99%4.8%Free basic valuation, Free basic legal work75%£495
Leeds BSFixed until 30/11/162.49%5.69%5.2%Free basic valuation, Free basic legal work65%£199
Leeds BSFixed until 30/11/162.49%5.69%5.2%Free basic valuation, Free basic legal work80%£199
West BromwichFixed until 31/10/162.34%3.99%3.8%Free basic valuation (up to £525), Free basic legal work75%£199
Leeds BSFixed until 30/11/162.84%5.69%5.3%Free basic valuation, Free basic legal work80%£199
NationwideFixed for 2 years2.09%3.99%3.8%Free basic valuation, Free basic legal work70%£999
Yorkshire BSFixed until 31/10/162.04%4.99%4.6% 65%£475
HSBCFixed until 30/11/161.99%3.94%3.7%Free basic legal work60%£999
SkiptonFixed until 31/10/162.76%4.99%4.8%Free basic valuation, Free basic legal work75%£0
NationwideFixed for 3 years2.39%3.99%3.5%Free basic valuation, Free basic legal work60%£999
CoventryFixed until 31/12/162.15%4.74%4.3%Free basic valuation, Free basic legal work75%£999
First DirectFixed for 2 years2.79%3.69%3.6%Free basic valuation, Free basic legal work75%£0
HSBCFixed until 30/11/172.89%3.94%3.7%Free basic valuation, Free basic legal work70%£0
CoventryFixed until 31/12/162.69%4.74%4.3%Free basic valuation, Free basic legal work80%£199
Yorkshire BSFixed until 31/10/162.09%4.99%4.6% 75%£475
Chelsea Building SocietyFixed until 31/10/162.34%5.65%5.2%Free basic valuation, Free basic legal work75%£475
NatWestFixed until 31/12/172.45%4.00%3.8%Free basic valuation, Free basic legal work60%£995
AccordFixed until 30/09/162.09%5.99%5.3% 65%£475
NationwideFixed for 3 years2.44%3.99%3.7%Free basic valuation, Free basic legal work70%£999
SkiptonFixed until 31/10/172.88%4.99%5.1%Free basic valuation, Free basic legal work60%£0
ExclusiveFixed for 2 years2.65%5.49%5.1%Refunded basic valuation, Free basic legal work85%£250
Yorkshire BSFixed until 31/10/161.80%4.99%4.6% 65%£975
Hinckley & RugbyFixed for 2 years2.19%5.64%5.0%Free basic valuation, Free basic legal work60%£990
Norwich & PeterboroughFixed for 2 years2.29%4.99%4.7% 75%£195
HSBCFixed until 30/11/162.99%3.94%3.8%Free basic valuation, Free basic legal work80%£0
AccordFixed until 30/09/162.19%5.99%5.0% 65%£475
Woolwich (Barclays)Fixed until 31/12/172.55%3.99%3.8%Free basic valuation, Free basic legal work70%£999
CoventryFixed until 30/09/162.19%4.74%4.3%Free basic valuation, Free basic legal work65%£999
NationwideFixed for 2 years2.29%3.99%3.8%Free basic valuation, Free basic legal work75%£999
Leeds BSFixed until 31/12/172.84%5.69%5.1%Free basic valuation, Free basic legal work65%£199
First DirectFixed for 3 years2.99%3.69%3.6%Free basic valuation, Free basic legal work65%£0
AccordFixed until 30/09/161.84%5.99%5.4% 65%£975
West BromwichFixed until 31/10/162.59%3.99%3.8%Free basic valuation (up to £525), Free basic legal work80%£199
SkiptonFixed until 31/10/172.55%4.99%5.2%Free basic valuation, Free basic legal work60%£995
AccordFixed until 30/09/172.84%5.99%4.8%Free basic valuation, Free basic legal work75%£475
West BromwichFixed until 31/10/161.79%3.99%3.8% 65%£999
Yorkshire BSFixed until 31/10/162.29%4.99%4.6% 75%£475
AccordFixed until 30/09/161.89%5.99%5.4% 70%£975
Scottish WidowsFixed until 31/12/172.99%3.99%3.8%Free basic valuation, Free basic legal work60%£0
NatWestFixed until 31/12/172.65%4.00%3.8%Free basic valuation, Free basic legal work70%£995
NottinghamFixed until 01/12/162.84%5.99%5.6%Free basic valuation, Free basic legal work80%£199
Leeds BSFixed until 30/11/162.79%5.69%5.3%Free basic valuation, Free basic legal work80%£199
NottinghamFixed until 01/11/172.94%5.99%5.4%Free basic valuation, Free basic legal work75%£199
Hinckley & RugbyFixed for 2 years2.34%5.64%5.0%Free basic valuation, Free basic legal work70%£990
Yorkshire BSFixed until 31/10/172.39%4.99%4.4% 65%£975
AccordFixed until 30/09/161.94%5.99%5.4% 75%£975
Leeds BSFixed until 31/12/172.94%5.69%5.1%Free basic valuation, Free basic legal work75%£199
NottinghamFixed until 01/01/172.89%6.14%5.6%Free basic valuation, Free basic legal work85%£199
NationwideFixed for 3 years2.69%3.99%3.8%Free basic valuation, Free basic legal work75%£999
CoventryFixed until 31/12/162.45%4.74%4.3%Free basic valuation, Free basic legal work80%£999
First DirectFixed for 3 years2.59%3.69%3.5%Free basic legal work65%£950
West BromwichFixed until 31/10/193.09%3.99%3.8% 65%£599
NewcastleFixed until 30/09/162.98%5.99%5.5%Free basic valuation (up to £450), Free basic legal work80%£0
HSBCFixed until 30/11/193.19%3.94%3.7%Free basic valuation, Free basic legal work60%£0
Hinckley & RugbyFixed for 2 years2.39%5.64%5.1%Free basic valuation, Free basic legal work80%£999
CoventryFixed until 31/12/162.99%4.74%4.4%Free basic valuation, Free basic legal work85%£199
Norwich & PeterboroughFixed for 2 years2.49%4.99%4.7% 75%£195
Norwich & PeterboroughFixed for 2 years2.49%4.99%4.6% 65%£195
CoventryFixed until 31/12/193.05%4.49%4.0%Free basic valuation, Free basic legal work65%£499
AccordFixed until 30/09/172.69%5.99%4.8% 75%£475
NatWestFixed until 31/12/173.19%4.00%3.9%Free basic valuation, Free basic legal work70%£0
MarsdenFixed until 30/09/162.35%5.95%5.5%Free basic valuation, Free basic legal work80%£998
SkiptonFixed until 31/10/173.15%4.99%5.2%Free basic valuation, Free basic legal work75%£0
CoventryFixed until 30/09/162.39%4.74%4.3%Free basic valuation, Free basic legal work75%£999
CoventryFixed until 31/12/192.95%4.49%4.0%Free basic valuation, Free basic legal work65%£999
NationwideFixed for 2 years2.49%3.99%3.8%Free basic valuation, Free basic legal work80%£999
AccordFixed until 30/09/162.04%5.99%5.0% 75%£975
First DirectFixed for 2 years3.14%3.69%3.7%Free basic valuation, Free basic legal work65%£0
Woolwich (Barclays)Fixed until 31/12/192.99%3.99%3.7%Free basic valuation, Free basic legal work60%£999
NationwideFixed for 5 years2.99%3.99%3.5%Free basic valuation, Free basic legal work60%£999
Hinckley & RugbyFixed for 2 years2.49%5.64%5.1%Free basic valuation, Free basic legal work80%£990
First DirectFixed for 2 years3.19%3.69%3.7%Free basic valuation, Free basic legal work85%£0
Leeds BSFixed until 31/12/173.09%5.69%5.2%Free basic valuation, Free basic legal work80%£199
HSBCFixed until 30/11/173.29%3.94%3.8%Free basic valuation, Free basic legal work80%£0
AccordFixed until 30/09/172.79%5.99%5.3% 75%£475
AccordFixed until 30/09/162.11%5.99%5.5% 70%£975
HSBCFixed until 30/11/192.99%3.94%3.7%Free basic legal work60%£999
Yorkshire BSFixed until 31/10/192.89%4.99%4.3% 65%£975
Norwich & PeterboroughFixed for 2 years1.84%4.99%4.6% 75%£1295
Post OfficeFixed until 30/09/173.19%4.49%4.2%Free basic valuation, Free basic legal work75%£0
Yorkshire BSFixed until 31/10/172.59%4.99%4.5% 65%£975
AccordFixed until 30/09/172.59%5.99%4.8% 75%£975
NatWestFixed until 31/12/172.89%4.00%3.9%Free basic valuation, Free basic legal work75%£995
SkiptonFixed until 31/10/163.23%4.99%4.9%Free basic valuation, Free basic legal work85%£0
Chelsea Building SocietyFixed until 31/10/162.39%5.65%5.2% 75%£475
West BromwichFixed until 31/10/192.99%3.99%3.8% 65%£599
First DirectFixed for 5 years2.89%3.69%3.5%Free basic legal work65%£1450
NationwideFixed for 5 years3.09%3.99%3.8%Free basic valuation, Free basic legal work70%£999
NottinghamFixed until 01/11/173.19%5.99%5.5%Free basic valuation, Free basic legal work80%£199
Woolwich (Barclays)Fixed until 31/12/162.69%3.99%3.8%Free basic valuation, Free basic legal work80%£999
Norwich & PeterboroughFixed for 3 years2.94%4.99%4.6% 65%£195
Chelsea Building SocietyFixed until 31/10/161.55%5.65%5.1% 65%£1675
Woolwich (Barclays)Fixed until 31/12/163.49%3.99%4.0%Free basic valuation, Free basic legal work85%£0
NottinghamFixed until 01/12/163.14%5.99%5.7%Free basic valuation, Free basic legal work85%£199
Yorkshire BSFixed until 31/10/172.69%4.99%4.5% 75%£975
First DirectFixed for 5 years3.09%3.69%3.6%Free basic legal work65%£950
SkiptonFixed until 31/10/162.99%4.99%4.9%Free basic valuation, Free basic legal work85%£495
Scottish WidowsFixed until 31/12/172.69%3.99%3.7%Free basic valuation, Free basic legal work75%£1499
Norwich & PeterboroughFixed for 5 years3.19%4.99%4.4% 65%£195
NewcastleFixed until 30/09/162.64%5.99%5.5% 60%£199
CoventryFixed until 31/12/162.75%4.74%4.4%Free basic valuation, Free basic legal work85%£999
NationwideFixed for 3 years2.99%3.99%3.9%Free basic valuation, Free basic legal work80%£999
First DirectFixed for 3 years2.89%3.69%3.6%Free basic legal work75%£950
AccordFixed until 30/09/172.74%5.99%4.8% 80%£975
HSBCFixed until 30/11/193.49%3.94%3.8%Free basic valuation, Free basic legal work70%£0
Woolwich (Barclays)Fixed until 31/12/173.05%3.99%3.9%Free basic valuation, Free basic legal work80%£999
NationwideFixed for 2 years3.44%3.99%3.9%Free basic valuation, Free basic legal work85%£0
Yorkshire BSFixed until 31/10/193.09%4.99%4.4% 65%£975
Woolwich (Barclays)Fixed until 31/12/193.25%3.99%3.8%Free basic valuation, Free basic legal work70%£999
NottinghamFixed until 01/11/172.98%5.99%5.5%Free basic valuation, Free basic legal work80%£999
AccordFixed until 30/09/193.39%5.99%4.5%Free basic valuation, Free basic legal work75%£475
SkiptonFixed until 31/10/193.49%4.99%5.0%Free basic valuation, Free basic legal work60%£0
Chelsea Building SocietyFixed until 31/10/192.85%5.65%4.7% 65%£1675
Norwich & PeterboroughFixed for 2 years2.84%4.99%4.8% 85%£195
NatWestFixed until 31/12/173.09%4.00%4.0%Free basic valuation, Free basic legal work80%£995
Leeds BSFixed until 31/12/193.19%5.69%4.9%Free basic valuation65%£799
West BromwichFixed until 31/10/193.18%3.99%3.9% 75%£599
Leeds BSFixed until 30/11/162.49%5.69%5.3%Free basic valuation75%£999
CoventryFixed until 31/12/193.49%4.49%4.2%Free basic valuation, Free basic legal work75%£199
West BromwichFixed until 31/10/193.39%3.99%3.9%Free basic valuation (up to £525), Free basic legal work75%£199
AccordFixed until 30/09/193.29%5.99%4.4% 75%£475
Chelsea Building SocietyFixed until 31/10/161.75%5.65%5.1% 65%£1675
First DirectFixed for 3 years2.79%3.69%3.7%Free basic legal work65%£1450
MarsdenFixed until 30/09/162.75%5.95%5.6%Free basic valuation, Free basic legal work85%£998
HSBCFixed until 30/11/193.29%3.94%3.8%Free basic legal work70%£999
AccordFixed until 30/09/193.19%5.99%4.4% 75%£975
NationwideFixed for 2 years2.89%3.99%4.0%Free basic valuation, Free basic legal work85%£999
Yorkshire BSFixed until 31/10/172.89%4.99%4.6% 75%£975
First DirectFixed for 5 years3.29%3.69%3.7%Free basic legal work75%£950
Hinckley & RugbyFixed for 2 years2.85%5.64%5.2%Free basic valuation, Free basic legal work80%£999
Leeds BSFixed until 31/10/163.29%5.69%5.4%Free basic valuation, Free basic legal work85%£199
Norwich & PeterboroughFixed for 5 years3.39%4.99%4.5% 65%£195
First DirectFixed for 3 years3.09%3.69%3.7%Free basic legal work65%£950
CoventryFixed until 31/12/193.39%4.49%4.2%Free basic valuation, Free basic legal work75%£999
Yorkshire BSFixed until 31/10/193.25%4.99%4.4% 75%£975
AccordFixed until 30/09/193.54%5.99%4.6%Free basic valuation, Free basic legal work80%£475
West BromwichFixed until 31/10/162.99%3.99%4.0%Free basic valuation (up to £525), Free basic legal work85%£499
AccordFixed until 30/09/193.39%5.99%5.1% 75%£475
NottinghamFixed until 01/11/173.49%5.99%5.6%Free basic valuation, Free basic legal work85%£199
AccordFixed until 30/09/172.94%5.99%4.9% 80%£975
HSBCFixed until 30/11/193.69%3.94%3.9%Free basic valuation, Free basic legal work70%£0
Chelsea Building SocietyFixed until 31/10/193.34%5.65%4.9% 65%£475
AccordFixed until 30/09/193.44%5.99%4.6%Free basic valuation, Free basic legal work80%£975
NationwideFixed for 5 years3.44%3.99%4.0%Free basic valuation, Free basic legal work75%£999
Woolwich (Barclays)Fixed until 31/12/193.45%3.99%3.9%Free basic valuation, Free basic legal work75%£999
First DirectFixed for 5 years3.69%3.69%3.7%Free basic valuation, Free basic legal work75%£0
Chelsea Building SocietyFixed until 31/10/193.05%5.65%4.8% 65%£1675
Leeds BSFixed until 31/12/193.29%5.69%4.9% 75%£799
Norwich & PeterboroughFixed for 2 years3.04%4.99%4.8% 85%£195
SkiptonFixed until 31/10/193.70%4.99%5.1%Free basic valuation, Free basic legal work75%£0
Norwich & PeterboroughFixed for 5 years3.19%4.99%4.4% 75%£1295
CoventryFixed until 30/09/193.45%4.49%4.3%Free basic valuation, Free basic legal work65%£999
Scottish WidowsFixed until 31/12/172.99%3.99%3.7%Free basic valuation, Free basic legal work80%£1499
NottinghamFixed until 01/11/193.64%5.99%5.2%Free basic valuation, Free basic legal work80%£199
AccordFixed until 30/09/193.34%5.99%4.5% 80%£975
CoventryFixed until 31/12/193.69%4.49%4.3%Free basic valuation, Free basic legal work80%£199
First DirectFixed for 2 years2.89%3.69%3.7%Free basic legal work75%£950
NottinghamFixed until 01/12/162.99%5.99%5.7%Free basic valuation, Free basic legal work85%£999
Co-OpFixed until 30/11/173.29%4.74%4.4%Free basic valuation, Free basic legal work80%£999
Chelsea Building SocietyFixed until 31/10/172.64%5.65%5.0% 75%£1675
NottinghamFixed until 01/11/193.49%5.99%5.2%Free basic valuation, Free basic legal work80%£999
NewcastleFixed until 30/09/193.52%5.99%5.1% 80%£199
Yorkshire BSFixed until 31/10/163.04%4.99%4.8% 85%£475
NottinghamFixed until 01/11/173.29%5.99%5.6%Free basic valuation, Free basic legal work85%£999
Norwich & PeterboroughFixed for 5 years3.29%4.99%4.5% 75%£1295
Norwich & PeterboroughFixed for 3 years3.39%4.99%4.7% 85%£195
Leeds BSFixed until 31/12/173.64%5.69%5.3%Free basic valuation, Free basic legal work85%£199
First DirectFixed for 3 years3.79%3.69%3.8%Free basic valuation, Free basic legal work75%£0
West BromwichFixed until 31/10/193.69%3.99%4.0%Free basic valuation (up to £525), Free basic legal work80%£199
Post OfficeFixed until 30/09/193.79%4.49%4.3%Free basic valuation, Free basic legal work75%£0
CoventryFixed until 31/12/193.59%4.49%4.3%Free basic valuation, Free basic legal work80%£999
Yorkshire BSFixed until 31/10/193.45%4.99%4.5% 75%£975
Leeds BSFixed until 31/12/193.39%5.69%4.9% 80%£999
NewcastleFixed until 30/09/173.27%5.99%5.4% 80%£398
AccordFixed until 30/09/193.59%5.99%5.2% 75%£475
CoventryFixed until 30/09/193.59%4.74%4.3%Free basic valuation, Free basic legal work75%£999
Chelsea Building SocietyFixed until 31/10/193.54%5.65%4.9% 75%£470
HSBCFixed until 30/11/193.89%3.94%4.0%Free basic valuation, Free basic legal work80%£0
Post OfficeFixed until 30/09/193.28%4.49%4.2% 75%£1495
NottinghamFixed until 01/12/193.84%6.14%5.3%Free basic valuation, Free basic legal work85%£199
Woolwich (Barclays)Fixed until 31/12/193.99%3.99%4.1%Free basic valuation, Free basic legal work80%£0
AccordFixed until 30/09/193.54%5.99%4.7% 80%£975
Post OfficeFixed until 30/09/193.45%4.49%4.2% 75%£995
NationwideFixed for 5 years3.69%3.99%4.1%Free basic valuation, Free basic legal work80%£999
CoventryFixed until 31/12/193.89%4.49%4.4%Free basic valuation, Free basic legal work85%£199
First DirectFixed for 2 years3.89%3.69%3.8%Free basic valuation, Free basic legal work90%£0
Yorkshire BSFixed until 31/10/163.24%4.99%4.8% 85%£475
NationwideFixed for 3 years3.54%3.99%4.1%Free basic valuation, Free basic legal work85%£999
Yorkshire BSFixed until 31/10/173.29%4.99%4.7% 85%£975
SkiptonFixed until 31/10/213.99%4.99%5.0%Free basic valuation, Free basic legal work60%£0
NatWestFixed until 31/12/173.59%4.00%4.0%Free basic valuation, Free basic legal work85%£995
NationwideFixed for 3 years3.99%3.99%4.1%Free basic valuation, Free basic legal work85%£0
Norwich & PeterboroughFixed for 3 years3.59%4.99%4.8% 85%£195
Norwich & PeterboroughFixed for 5 years3.79%4.99%4.6% 75%£195
Norwich & PeterboroughFixed for 5 years3.79%4.99%4.7% 85%£195
NottinghamFixed until 01/12/193.75%6.14%5.3%Free basic valuation, Free basic legal work85%£999
CoventryFixed until 31/12/163.85%4.74%4.6%Free basic valuation, Free basic legal work90%£199
NottinghamFixed until 01/11/193.95%5.99%5.4%Free basic valuation, Free basic legal work85%£199
SkiptonFixed until 31/10/173.99%4.99%5.3%Free basic valuation, Free basic legal work85%£0
CoventryFixed until 31/12/193.79%4.49%4.4%Free basic valuation, Free basic legal work85%£999
NatWestFixed until 31/12/174.05%4.00%4.1%Free basic valuation, Free basic legal work85%£0
AccordFixed until 30/09/172.89%5.99%5.0% 80%£1975
Chelsea Building SocietyFixed until 31/10/193.74%5.65%5.0% 75%£470
First DirectFixed for 3 years3.39%3.69%3.7%Free basic legal work75%£950
Yorkshire BSFixed until 31/10/193.69%4.99%4.6% 85%£975
NatWestFixed until 31/12/193.85%4.00%4.1%Free basic valuation, Free basic legal work80%£995
CoventryFixed until 31/12/163.75%4.74%4.6%Free basic valuation, Free basic legal work90%£499
Woolwich (Barclays)Fixed until 02/01/173.19%3.99%4.9% 60%£999
NottinghamFixed until 01/11/193.85%5.99%5.4%Free basic valuation, Free basic legal work85%£999
NationwideFixed for 5 years3.89%3.99%4.2%Free basic valuation, Free basic legal work85%£999
SkiptonFixed until 31/10/173.89%4.99%5.3%Free basic valuation, Free basic legal work85%£495
Woolwich (Barclays)Fixed until 31/12/243.99%3.99%4.2%Free basic valuation, Free basic legal work75%£1499
Yorkshire BSFixed until 31/10/173.49%4.99%4.7% 85%£975
Norwich & PeterboroughFixed for 2 years3.54%4.99%4.9% 90%£195
HSBCFixed until 30/11/164.19%3.94%4.1%Free basic valuation, Free basic legal work90%£0
First DirectFixed for 5 years3.89%3.69%3.9%Free basic legal work85%£950
First DirectFixed for 5 years4.19%3.69%4.0%Free basic valuation, Free basic legal work85%£0
Scottish WidowsFixed until 31/12/173.49%3.99%3.9%Free basic valuation, Free basic legal work85%£1499
Co-OpFixed until 30/11/173.74%4.74%4.5%Free basic valuation, Free basic legal work85%£999
HSBCFixed until 30/11/193.99%3.94%4.1%Free basic valuation, Free basic legal work85%£999
Leeds BSFixed until 30/11/244.19%5.69%4.8%Free basic valuation, Free basic legal work65%£199
Norwich & PeterboroughFixed for 5 years3.99%4.99%4.7% 85%£195
Woolwich (Barclays)Fixed until 31/12/193.99%3.99%4.1%Free basic valuation, Free basic legal work85%£999
Leeds BSFixed until 31/12/194.14%5.69%5.2%Free basic valuation, Free basic legal work85%£199
West BromwichFixed until 31/10/194.09%3.99%4.2%Free basic valuation (up to £525), Free basic legal work85%£199
Hinckley & RugbyFixed for 5 years3.99%5.64%5.0%Free basic valuation, Free basic legal work85%£999
NewcastleFixed until 31/12/163.99%5.99%5.8%Free basic valuation, Free basic legal work90%£199
Chelsea Building SocietyFixed until 31/10/193.64%5.65%5.0% 85%£1675
Yorkshire BSFixed until 31/10/193.89%4.99%4.7% 85%£975
SkiptonFixed until 31/10/164.19%4.99%5.0%Free basic valuation, Free basic legal work90%£0
AccordFixed until 30/09/194.04%5.99%5.0% 85%£475
AccordFixed until 30/09/193.94%5.99%4.9% 85%£975
Norwich & PeterboroughFixed for 10 years4.34%4.99%4.7%Free basic valuation, Free basic legal work75%£0
Co-OpFixed until 30/11/164.29%4.74%4.7%Free basic valuation, Free basic legal work90%£0
Norwich & PeterboroughFixed for 2 years3.74%4.99%4.9% 90%£195
Yorkshire BSFixed until 31/10/244.34%4.99%4.6% 75%£130
NottinghamFixed until 01/12/164.24%5.99%5.9%Free basic valuation, Free basic legal work90%£199
Hinckley & RugbyFixed for 2 years3.79%5.64%5.4%Free basic valuation, Free basic legal work90%£990
CoventryFixed until 31/12/194.49%4.49%4.6%Free basic valuation, Free basic legal work90%£199
Norwich & PeterboroughFixed for 3 years3.68%4.99%4.8% 90%£1295
HSBCFixed until 30/11/163.79%3.94%4.1%Free basic legal work90%£999
NewcastleFixed until 30/09/244.49%5.99%5.1% 80%£0
First DirectFixed for 5 years4.29%3.69%4.1%Free basic legal work90%£950
Leeds BSFixed until 30/11/244.39%5.69%4.9% 80%£999
First DirectFixed for 5 years4.59%3.69%4.1%Free basic valuation, Free basic legal work90%£0
Yorkshire BSFixed until 31/10/194.24%4.99%4.8% 90%£975
CoventryFixed until 31/12/194.39%4.49%4.7%Free basic valuation, Free basic legal work90%£999
AccordFixed until 30/09/163.94%5.99%5.8% 90%£475
ClydesdaleFixed rate until 31/12/163.99%4.95%4.9%Free basic valuation, Free basic legal work90%£999
Norwich & PeterboroughFixed for 5 years4.49%4.99%5.0% 90%£195
Co-OpFixed until 30/11/174.69%4.74%4.8%Free basic valuation, Free basic legal work90%£0
MansfieldFixed for 2 years3.85%5.59%5.6%Refunded basic valuation90%£999
NottinghamFixed until 01/11/174.59%5.99%5.9%Free basic valuation, Free basic legal work90%£199
NottinghamFixed until 01/11/194.69%5.99%5.7%Free basic valuation, Free basic legal work90%£199
NottinghamFixed until 01/11/174.29%5.99%5.9%Free basic valuation, Free basic legal work90%£999
NewcastleFixed until 31/12/194.69%5.99%5.6%Free basic valuation, Free basic legal work90%£199
Norwich & PeterboroughFixed for 5 years4.69%4.99%5.0%Free basic valuation, Free basic legal work90%£345
NottinghamFixed until 01/11/194.54%5.99%5.7%Free basic valuation, Free basic legal work90%£999
Yorkshire BSFixed until 31/10/194.44%4.99%4.9% 90%£975
AccordFixed until 30/09/194.49%5.99%5.6% 90%£975
HSBCFixed until 30/11/194.59%3.94%4.4%Free basic legal work90%£999
NatWestFixed until 31/12/174.89%4.00%4.4%Free basic valuation, Free basic legal work90%£0
West BromwichFixed until 31/10/164.29%3.99%4.2%Free basic valuation (up to £525), Free basic legal work90%£499
Norwich & PeterboroughFixed for 5 years4.69%4.99%5.0% 90%£195
West BromwichFixed until 31/10/194.79%3.99%4.5%Free basic valuation (up to £525), Free basic legal work90%£199
NatWestFixed until 31/12/174.59%4.00%4.4%Free basic valuation, Free basic legal work90%£995
Norwich & PeterboroughFixed for 3 years4.59%4.99%5.1% 90%£195
Norwich & PeterboroughFixed for 5 years4.89%4.99%5.1%Free basic valuation, Free basic legal work90%£345
SkiptonFixed until 31/10/174.69%4.99%5.5%Free basic valuation, Free basic legal work90%£995
NatWestFixed until 31/12/174.79%4.00%4.4%Free basic valuation, Free basic legal work90%£995
Hinckley & RugbyFixed for 2 years4.89%5.64%5.6%Free basic valuation, Free basic legal work95%£990
NewcastleFixed until 30/09/195.99%5.99%6.2%Free basic valuation (up to £450), Free basic legal work95%£199
NewcastleFixed until 30/09/165.89%5.99%6.2%Free basic valuation (up to £450), Free basic legal work95%£199
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
CoventryVariable rate for term1.85%1.85%2.0%Free basic valuation, Free basic legal work65%£999
First DirectBase +1.19% for 2 years1.69%3.69%3.6%Free basic legal work65%£0
CoventryVariable rate for term1.99%1.99%2.1%Free basic valuation, Free basic legal work65%£499
HSBCBase +1.49% for term1.99%1.99%2.1%Free basic legal work60%£999
CoventryVariable rate for term2.05%2.05%2.2%Free basic valuation, Free basic legal work75%£999
CoventryVariable rate for term2.10%2.10%2.2%Free basic valuation, Free basic legal work65%£999
Exclusive3.90% discount until 31/10/162.05%5.95%5.2%Free basic valuation, Free basic legal work80%£0
CoventryVariable rate for term2.19%2.19%2.3%Free basic valuation, Free basic legal work75%£499
CoventryBase+1.45% until 30/09/161.95%4.24%3.9%Free basic valuation, Free basic legal work65%£199
NationwideBase +1.64% for 2 years2.14%3.99%3.6%Free basic valuation, Free basic legal work70%£0
NationwideBase +1.64% for 2 years2.14%3.99%3.6%Free basic valuation, Free basic legal work60%£0
HSBCBase +1.69% for term2.19%2.19%2.3%Free basic legal work70%£999
First DirectBase +1.69% for term2.19%2.19%2.3%Free basic legal work65%£950
Yorkshire BSBase +0.94% until 31/10/161.44%4.99%4.5% 65%£475
HSBCBase +1.89% for term2.39%2.39%2.4%Free basic valuation, Free basic legal work60%£0
CoventryVariable rate for term2.35%2.35%2.5%Free basic valuation, Free basic legal work80%£999
HSBC2.45% discount for 2 years1.49%3.94%3.6%Free basic legal work60%£999
Norwich & PeterboroughBase +1.49% for 2 years1.99%4.99%4.9%Free basic valuation, Free basic legal work65%£345
First DirectBase +1.89% for term2.39%2.39%2.5%Free basic legal work75%£950
Exclusive3.60% discount until 30/09/162.35%5.95%5.3%Free basic valuation, Free basic legal work85%£0
Yorkshire BSBase +0.94% until 31/10/161.64%4.99%4.5% 65%£475
CoventryVariable rate for term2.49%2.49%2.6%Free basic valuation, Free basic legal work80%£499
Norwich & PeterboroughBase +1.69% for 2 years2.19%4.99%4.7%Free basic valuation, Free basic legal work65%£345
HSBCBase +2.09% for term2.59%2.59%2.7%Free basic legal work80%£999
NationwideBase +1.39% for 2 years1.89%3.99%3.7%Free basic valuation, Free basic legal work75%£999
Nottingham3.70% discount for 2 years2.29%5.99%5.5%Free basic valuation, Free basic legal work80%£199
CoventryVariable rate for term2.65%2.65%2.8%Free basic valuation, Free basic legal work85%£999
Norwich & PeterboroughBase +1.79% for 2 years2.29%4.99%4.9%Free basic valuation, Free basic legal work75%£345
First DirectBase +2.09% for 2 years2.59%3.69%3.6%Free basic valuation, Free basic legal work65%£0
AbbeyBase +2.19% for term2.69%2.69%2.8% 60%£495
First DirectBase +2.29% for term2.79%2.79%2.8%Free basic valuation, Free basic legal work75%£0
CoventryVariable rate for term2.79%2.79%2.9%Free basic valuation, Free basic legal work85%£499
Leeds BS3.20% discount for 2 years2.49%5.69%5.2%Free basic valuation, Free basic legal work80%£199
First DirectBase +2.29% for term2.79%2.99%2.9%Free basic legal work65%£950
CoventryBase+1.49% until 30/09/161.99%4.24%4.0%Free basic valuation, Free basic legal work75%£999
Furness3.44% discount for 2 years2.10%5.54%5.3%Free basic valuation, Free basic legal work80%£999
Norwich & PeterboroughBase +1.99% for 2 years2.49%4.99%4.7%Free basic valuation, Free basic legal work75%£345
First DirectBase +2.29% for 2 years2.79%3.69%3.6%Free basic valuation, Free basic legal work75%£0
Yorkshire BSBase +1.64% until 31/10/162.14%4.99%4.6% 75%£475
First DirectBase +2.49% for term2.99%2.99%3.1%Free basic legal work75%£950
Woolwich (Barclays)Base +2.49% for term2.99%2.99%3.2%Free basic valuation, Free basic legal work75%£1499
Yorkshire BSBase +1.84% until 31/10/162.34%4.99%4.7% 75%£475
Co-Op2.69% above Base for term3.19%3.19%3.3%Free basic valuation, Free basic legal work60%£999
Mansfield3.01% discount for 3 years2.58%5.59%4.9%Refunded basic valuation up to £40080%£999
Hinckley & RugbyBase +1.95% for 2 years2.45%5.64%5.1%Free basic valuation, Free basic legal work80%£990
Beverley BS1.96% discount for 2 years2.79%4.75%4.6%Free basic valuation, Free basic legal work80%£495
Post OfficeBoE+1.24% until 31/08/161.74%4.49%4.1% 60%£995
Leeds BSBase +2.49% until 30/11/162.99%5.69%5.3%Free basic valuation, Free basic legal work85%£199
Co-Op2.79% above Base for term3.29%3.29%3.4%Free basic valuation, Free basic legal work70%£999
Furness2.64% discount for 2 years2.90%5.54%5.4%Free basic valuation, Free basic legal work90%£599
Leeds BSBase +2.19% until 31/08/162.69%5.69%5.3%Free basic valuation, Free basic legal work85%£599
NewcastleBase +1.85% until 30/09/162.35%5.99%5.5% 80%£498
Post OfficeBoE+1.45% until 31/08/161.95%4.49%4.1% 75%£995
Norwich & PeterboroughBase +2.64% for 2 years3.14%4.99%4.8%Free basic valuation, Free basic legal work85%£345
Woolwich (Barclays)Base +1.99% for 2 years2.49%3.99%3.7%Free basic valuation, Free basic legal work75%£1499
Melton Mowbray1.90% discount for 3 years3.09%4.99%4.7% 85%£598
CoventryVariable rate for term3.65%3.65%3.8%Free basic valuation, Free basic legal work90%£499
Mansfield2.54% discount for 3 years3.05%5.59%5.1%Refunded basic valuation up to £40085%£999
Norwich & PeterboroughBase +2.84% for 2 years3.34%4.99%4.8%Free basic valuation, Free basic legal work85%£345
Hinckley & RugbyBase +3.19% for term3.69%3.69%3.8%Free basic valuation, Free basic legal work85%£1090
First Direct3.19% above base for term3.69%3.69%3.8%Free basic legal work85%£950
Yorkshire BSBase +2.49% until 31/10/162.99%4.99%4.8% 85%£475
Exclusive3.00% discount until 30/09/162.95%5.95%5.5%Free basic valuation, Free basic legal work90%£998
Co-Op3.29% above Base for term3.79%3.79%3.9%Free basic valuation, Free basic legal work75%£999
Yorkshire BSBase +2.69% until 31/10/163.19%4.99%4.8% 85%£475
First Direct3.79% above base for term4.29%4.29%4.4%Free basic legal work90%£950
Hinckley & RugbyBase +3.19% for 2 years3.69%5.64%5.4%Free basic valuation, Free basic legal work90%£990
HSBCBase +3.89% for term4.39%4.39%4.6%Free basic legal work90%£999
Clydesdale0.96% discount until 31/12/163.99%4.95%4.9%Free basic valuation, Free basic legal work90%£999
HSBCBase +4.29% for term4.79%4.79%4.9%Free basic valuation, Free basic legal work90%£0
Hinckley & Rugby0.85% discount for 2 years4.79%5.64%5.6%Free basic valuation, Free basic legal work95%£990
Chorley BSVariable for term5.49%5.49%5.7% 80%£145
Chorley BSVariable for term5.49%5.49%5.7% 90%1.00% of loan (£1200)
Leeds BSSVR5.69%5.69%6.1% 95%£999
LenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
GodivaVariable rate for term2.55%2.55%2.8%Free basic valuation, Free basic legal work65%£1999
GodivaVariable rate for term2.99%2.99%3.2%Free basic valuation, Free basic legal work75%£1999
Leeds BSBase +2.34% until 31/08/162.84%5.69%5.3%Free basic valuation, Free basic legal work60%£199
Leeds BSBase +2.49% until 31/08/172.99%5.69%5.2%Free basic valuation, Free basic legal work60%£199
Leeds BSFixed until 30/11/162.69%5.99%5.3%Free basic valuation, Free basic legal work60%£999
Leeds BSFixed until 30/11/173.09%5.99%5.2%Free basic valuation, Free basic legal work60%£999
The Mortgage Works2.09% above Base until 31/12/162.59%4.99%4.7% 60%£995
SkiptonFixed until 31/10/162.99%5.19%5.1%Free basic valuation, Free basic legal work60%£995
Leeds BSFixed until 30/11/173.59%5.99%5.4%Free basic valuation, Free basic legal work70%£199
Leeds BSFixed until 30/11/162.99%5.99%5.4%Free basic valuation, Free basic legal work70%£999
The Mortgage WorksFixed until 31/12/162.84%4.99%4.8% 60%£995
Leeds BSFixed until 30/11/193.69%5.99%5.2%Free basic valuation, Free basic legal work60%£999
PlatformFixed until 30/11/20162.59%5.00%4.8%Payable, Free basic legal work60%£1999
SkiptonFixed until 31/10/163.35%5.19%5.2%Free basic valuation, Free basic legal work70%£995
The Mortgage Works1.89% above Base until 31/12/162.39%4.99%4.8% 60%£1995
Mansfield2.00% discount for 3 years3.59%5.59%5.0%Free basic legal work70%£1198
Leeds BSFixed until 30/11/193.99%5.99%5.3%Free basic valuation, Free basic legal work70%£999
GodivaFixed until 31/10/162.89%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
PlatformFixed until 30/11/20173.34%5.00%4.8%Payable, Free basic legal work65%£1999
Leeds BS2.90% discount for 2 years3.09%5.99%5.4% 70%£999
PlatformFixed until 30/11/20162.84%5.00%4.9%Payable, Free basic legal work70%£1999
The Mortgage WorksFixed until 31/12/162.64%4.99%4.8% 60%£1995
PlatformFixed until 30/11/20173.44%5.00%4.9%Payable, Free basic legal work70%£1999
Leeds BSFixed until 30/11/162.55%5.99%5.3% 60%£1999
Leeds BSFixed until 30/11/162.69%5.99%5.4% 70%£1799
PlatformFixed until 30/11/20193.89%5.00%4.8%Payable, Free basic legal work60%£1999
GodivaFixed until 31/10/193.99%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
GodivaFixed until 31/10/194.09%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
SkiptonFixed until 31/10/214.60%5.19%5.2%Free basic valuation, Free basic legal work60%£995
PlatformFixed until 30/11/20194.24%5.50%5.3%Payable, Free basic legal work75%£1999
SkiptonFixed until 31/10/194.54%5.19%5.2%Free basic valuation, Free basic legal work75%£995
Post OfficeFixed until 30/09/194.75%4.49%5.0%Free basic valuation, Free basic legal work75%£0
ClydesdaleFixed until 31/12/195.19%5.35%5.5%Free basic valuation, Free basic legal work80%£1999
The Mortgage WorksFixed until 31/12/164.99%4.99%5.3% 80%£995
ClydesdaleFixed until 31/12/164.79%5.35%5.4%Free basic valuation, Free basic legal work80%£1999

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The ThisisMoney.com Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.