Mortgage Best Buys

What are discount and tracker mortgages?  Discount mortgages offer a discount off the mortgage lender’s standard variable rate (SVR) for a specified period of time, e.g. 1.5% below the mortgage lender’s SVR.  Like tracker mortgages, discount mortgages tends to suit those who are looking for the best mortgage deal, but who can absorb any increases to their monthly payments.  Discount mortgages are often amongst the cheapest available deals.

Tracker mortgages shadow the Bank of England base rate for a specified period of time, e.g. 0.03% above base rate for 2 years.  This type of mortgage tends to suit those who are looking for the cheapest mortgage deal, but who have enough scope in their budget to cope with any increases caused by changes to the base rate.
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mortgage lender initial mortgage rate subsequent mortgage rate overall cost for comparison mortgage type/term early repayment charges max% LTV mortgage lenders fee
enquire about this mortgage
Abbey 4.89% 5.44% 6.7% APR

Base +1.89% for 2 years, variable

2% for 2 years

 60% £499 enquire
Abbey 4.99% 5.44% 5.5% APR

Base +1.99% for 2 years, variable

2% for 2 years

 75% £995 enquire
Halifax 4.99% 5.00% 5.2% APR

Base +1.99% until 31/01/12, variable

3% reducing to 2% until 31/01/12

 60% £995 enquire
HSBC 3.99% 3.99% 4.2% APR

Base +0.99% for term, variable

None

 60% £799 enquire

 

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision


Our Status - London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.
Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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