L&C Mortgages best buys

When compiling our best buy tables we choose the best mortgage deals from the whole UK market, including deals that are exclusive to us.

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Last updated : 16/05/2012 17:00:56

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Select up to 4 products across the categories to compare in detail and then click the compare button.
For a selection of the latest buy to let mortgage deals, click here.
 lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Max LTVLender Fee £Help With CostsEarly repayment chargesMonthly paymentAverage annual cost 
CoventryFixed until 30/06/20143.60%4.74%4.6%65%£199Free basic valuation, Free basic legal workSome£606.66 *£7,467 *
CoventryFixed until 30/06/20143.40%4.74%4.6%65%£499Free basic valuation, Free basic legal workSome£593.82 *£7,470 *
Woolwich (Barclays)Fixed until 31/05/20143.89%3.89%4.0%70%£0Free basic valuation, Free basic legal workSome£625.56 *£7,512 *
ING DirectFixed until 31/07/143.29%3.50%3.6%60%£945Free basic valuation, Free basic legal workSome£586.82 *£7,515 *
CoventryFixed until 30/06/20143.18%4.74%4.6%65%£999Free basic valuation, Free basic legal workSome£579.87 *£7,563 *
NatWestFixed until 31/07/143.55%4.00%4.1%60%£999Free basic valuation, Free basic legal workSome£603.44 *£7,669 *
NatWestFixed until 31/07/143.55%4.00%4.1%60%£999Free basic valuation, Free basic legal workSome£603.44 *£7,669 *
ING DirectFixed until 31/07/173.89%3.50%3.8%60%£945Free basic valuation, Free basic legal workSome£625.56 *£7,696 *
ING DirectFixed until 31/07/143.54%3.50%3.7%75%£945Free basic valuation, Free basic legal workSome£602.79 *£7,706 *
NationwideFixed for 5 years3.99%3.99%4.1%70%£549Free basic valuation, Free basic legal workSome£632.15 *£7,726 *
NationwideFixed for 3 years3.69%3.99%4.1%70%£999Free basic valuation, Free basic legal workSome£612.49 *£7,733 *
NationwideFixed for 2 years3.49%3.99%4.1%60%£999Free basic valuation, Free basic legal workSome£599.58 *£7,770 *
Woolwich (Barclays)Fixed until 31/05/20153.89%3.89%4.0%70%£499Free basic valuation, Free basic legal workSome£625.56 *£7,792 *
NationwideFixed for 5 years4.19%3.99%4.2%70%£99Free basic valuation, Free basic legal workSome£645.44 *£7,795 *
ClydesdaleFixed rate until 31/07/143.49%4.95%4.9%75%£999Free basic valuation, Free basic legal workSome£600.10 *£7,818 *
ING DirectFixed until 31/07/20143.69%3.50%3.7%80%£945Free basic valuation, Free basic legal workSome£612.49 *£7,823 *
NatWestFixed until 31/07/174.09%4.00%4.2%60%£999Free basic valuation, Free basic legal workSome£638.78 *£7,836 *
ClydesdaleFixed rate until 31/07/153.79%4.95%4.8%75%£999Free basic valuation, Free basic legal workSome£619.57 *£7,846 *
ING DirectFixed until 31/07/174.09%3.50%3.9%75%£945Free basic valuation, Free basic legal workSome£638.78 *£7,854 *
Northern RockFixed until 01/07/144.08%4.79%4.8%70%£99Free basic valuation, Free basic legal workSome£638.11 *£7,862 *
Northern RockFixed until 01/07/154.18%4.79%4.7%70%£99Free basic valuation, Free basic legal workSome£644.78 *£7,874 *
NatWestFixed until 31/07/143.85%4.00%4.1%75%£999Free basic valuation, Free basic legal workSome£622.93 *£7,902 *
NatWestFixed until 31/07/143.85%4.00%4.1%75%£999Free basic valuation, Free basic legal workSome£622.93 *£7,902 *
Woolwich (Barclays)Fixed until 31/05/20143.49%3.89%4.0%60%£999Free basic valuation, Free basic legal workSome£599.58 *£7,909 *
Hinckley & RugbyFixed until 31/08/174.15%5.64%5.2%80%£890Free basic valuation, Free basic legal workSome£642.77 *£7,930 *
NationwideFixed for 2 years4.29%3.99%4.1%75%£99Free basic valuation, Free basic legal workSome£652.15 *£7,951 *
NationwideFixed for 5 years4.29%3.99%4.2%75%£549Free basic valuation, Free basic legal workSome£652.15 *£7,966 *
NationwideFixed for 3 years3.99%3.99%4.1%75%£999Free basic valuation, Free basic legal workSome£632.15 *£7,969 *
Woolwich (Barclays)Fixed until 31/05/20143.59%3.89%4.0%70%£999Free basic valuation, Free basic legal workSome£606.02 *£7,986 *
AbbeyFixed until 02/07/144.24%4.24%4.3%60%£0Free basic valuation, Free basic legal workSome£648.79 *£8,006 *
SkiptonFixed until 30/06/20143.59%4.95%4.9%60%£995Free basic valuation, Free basic legal workSome£606.02 *£8,013 *
NationwideFixed for 5 years4.49%3.99%4.3%75%£99Free basic valuation, Free basic legal workSome£665.67 *£8,038 *
HalifaxFixed until 31/08/144.34%3.99%4.2%60%£0Free basic valuation, Free basic legal workSome£655.51 *£8,046 *
Northern RockFixed until 01/07/153.99%4.79%4.8%70%£1094Free basic valuation, Free basic legal workSome£632.15 *£8,054 *
Northern RockFixed until 01/07/174.48%4.79%4.8%70%£99Free basic valuation, Free basic legal workSome£664.99 *£8,062 *
ClydesdaleFixed rate until 31/07/174.29%4.95%4.9%75%£999Free basic valuation, Free basic legal workSome£652.78 *£8,080 *
NationwideFixed for 2 years3.89%3.99%4.1%75%£999Free basic valuation, Free basic legal workSome£625.56 *£8,081 *
ClydesdaleFixed rate until 31/07/154.09%4.95%4.9%80%£999Free basic valuation, Free basic legal workSome£639.38 *£8,084 *
Northern RockFixed until 01/07/143.74%4.79%4.8%70%£1094Free basic valuation, Free basic legal workSome£615.74 *£8,091 *
ING DirectFixed until 31/07/174.39%3.50%4.1%80%£945Free basic valuation, Free basic legal workSome£658.89 *£8,096 *
Northern RockFixed until 01/07/144.38%4.79%4.8%75%£99Free basic valuation, Free basic legal workSome£658.21 *£8,103 *
AbbeyFixed until 02/07/143.74%4.24%4.3%60%£995Free basic valuation, Free basic legal workSome£615.74 *£8,107 *
Northern RockFixed until 01/07/174.29%4.79%4.8%70%£1094Free basic valuation, Free basic legal workSome£652.15 *£8,107 *
HalifaxFixed until 31/08/154.49%3.99%4.2%60%£0Free basic valuation, Free basic legal workSome£665.67 *£8,110 *
Northern RockFixed until 01/07/154.48%4.79%4.8%75%£99Free basic valuation, Free basic legal workSome£664.99 *£8,116 *
ExclusiveFixed until 31/05/143.85%5.99%5.8%75%£995Free basic valuation, Free basic legal workSome£622.93 *£8,129 *
ClydesdaleFixed rate until 31/07/143.89%4.95%4.9%80%£999Free basic valuation, Free basic legal workSome£626.14 *£8,131 *
NewcastleFixed until 30/06/153.95%5.99%5.6%80%£690 Some£629.51 *£8,132 *
NewcastleFixed until 30/06/20144.45%5.99%5.8%80%£0Free basic valuation, Free basic legal workSome£662.95 *£8,137 *
AbbeyFixed until 02/07/154.14%4.24%4.4%60%£995Free basic valuation, Free basic legal workSome£642.11 *£8,184 *
Northern RockFixed until 01/07/154.19%4.79%4.8%75%£1094Free basic valuation, Free basic legal workSome£645.44 *£8,213 *
Northern RockFixed until 01/07/174.68%4.79%4.9%75%£99Free basic valuation, Free basic legal workSome£678.65 *£8,226 *
ClydesdaleFixed rate until 31/07/174.49%4.95%5.0%80%£999Free basic valuation, Free basic legal workSome£666.32 *£8,243 *
SkiptonFixed until 30/06/20143.89%4.95%5.0%75%£995Free basic valuation, Free basic legal workSome£625.56 *£8,248 *
Leeds BSFixed until 30/06/153.99%5.69%5.6%80%£999 Some£632.15 *£8,260 *
FurnessFixed until 31/07/174.79%5.44%5.3%80%£0Free basic valuation, Free basic legal workSome£686.22 *£8,262 *
Northern RockFixed until 01/07/144.58%4.79%4.9%80%£99Free basic valuation, Free basic legal workSome£671.80 *£8,266 *
Northern RockFixed until 01/07/174.49%4.79%4.9%75%£1094Free basic valuation, Free basic legal workSome£665.67 *£8,269 *
SkiptonFixed until 30/06/20174.49%4.95%5.0%75%£995Free basic valuation, Free basic legal workSome£665.67 *£8,277 *
Northern RockFixed until 01/07/154.68%4.79%4.9%80%£99Free basic valuation, Free basic legal workSome£678.65 *£8,280 *
ExclusiveFixed until 31/05/174.55%5.99%5.6%75%£995Free basic valuation, Free basic legal workSome£669.75 *£8,285 *
ExclusiveFixed until 31/05/144.05%5.99%5.8%75%£995Free basic valuation, Free basic legal workSome£636.12 *£8,288 *
NewcastleFixed until 30/06/174.45%5.99%5.6%80%£690 Some£662.95 *£8,298 *
NatWestFixed until 31/07/144.35%4.00%4.2%80%£999Free basic valuation, Free basic legal workSome£656.19 *£8,302 *
Northern RockFixed until 01/07/174.58%4.79%4.9%80%£1094Free basic valuation, Free basic legal workSome£671.80 *£8,342 *
NewcastleFixed until 30/06/20144.29%5.99%5.8%80%£0 Some£652.15 *£8,345 *
Northern RockFixed until 01/07/154.38%4.79%4.9%80%£1094Free basic valuation, Free basic legal workSome£658.21 *£8,367 *
AbbeyFixed until 02/07/144.69%4.24%4.4%75%£0Free basic valuation, Free basic legal workSome£679.33 *£8,372 *
ExclusiveFixed until 31/05/174.25%5.99%5.6%75%£1995 Some£649.46 *£8,385 *
AbbeyFixed until 02/07/154.39%4.24%4.5%75%£995Free basic valuation, Free basic legal workSome£658.89 *£8,385 *
PrincipalityFixed until 31/05/20174.49%4.99%5.0%75%£999 Some£665.67 *£8,407 *
ExclusiveFixed until 31/05/143.75%5.99%5.8%75%£995 Some£616.40 *£8,410 *
AbbeyFixed until 02/07/174.69%4.24%4.6%75%£995Free basic valuation, Free basic legal workSome£679.33 *£8,439 *
Northern RockFixed until 01/07/144.19%4.79%4.9%80%£1094Free basic valuation, Free basic legal workSome£645.44 *£8,448 *
ExclusiveFixed until 31/05/174.75%5.99%5.7%75%£995Free basic valuation, Free basic legal workSome£683.46 *£8,450 *
AbbeyFixed until 02/07/153.64%4.24%4.4%60%2.50% of loan (£3000)Free basic valuation, Free basic legal workSome£609.25 *£8,458 *
AbbeyFixed until 02/07/144.19%4.24%4.4%75%£995Free basic valuation, Free basic legal workSome£645.44 *£8,463 *
ExclusiveFixed until 31/05/174.79%5.99%5.7%85%£995Free basic valuation, Free basic legal workSome£686.22 *£8,483 *
Northern RockFixed until 01/07/174.99%4.79%5.0%80%£99Free basic valuation, Free basic legal workSome£700.10 *£8,483 *
ExclusiveFixed until 31/05/174.65%5.99%5.7%75%£995 Some£676.59 *£8,503 *
NewcastleFixed until 30/06/20143.89%5.99%5.8%80%£995 Some£625.56 *£8,546 *
ExclusiveFixed until 31/05/174.45%5.99%5.7%75%£1995 Some£662.95 *£8,547 *
ExclusiveFixed until 31/05/143.95%5.99%5.9%75%£995 Some£629.51 *£8,567 *
ExclusiveFixed until 31/05/174.99%5.99%5.8%85%£995 Some£700.10 *£8,579 *
HalifaxFixed until 31/08/154.69%3.99%4.4%75%£999Free basic valuation, Free basic legal workSome£679.33 *£8,598 *
SkiptonFixed until 30/06/20174.89%4.95%5.1%85%£995Free basic valuation, Free basic legal workSome£693.14 *£8,606 *
Leeds BSFixed until 28/02/224.99%5.69%5.6%80%£999 Some£700.10 *£8,607 *
ExclusiveFixed until 31/05/144.45%5.99%5.9%85%£995Free basic valuation, Free basic legal workSome£662.95 *£8,609 *
ClydesdaleFixed rate until 31/07/144.49%4.95%5.1%85%£999Free basic valuation, Free basic legal workSome£666.32 *£8,613 *
PrincipalityFixed until 31/05/20154.39%4.99%5.1%75%£999 Some£658.89 *£8,621 *
SkiptonFixed until 30/06/20154.69%4.95%5.1%85%£995Free basic valuation, Free basic legal workSome£679.33 *£8,639 *
ClydesdaleFixed rate until 31/07/174.99%4.95%5.2%85%£999Free basic valuation, Free basic legal workSome£700.81 *£8,657 *
Northern RockFixed until 01/07/174.99%4.79%5.1%85%£1094Free basic valuation, Free basic legal workSome£700.10 *£8,682 *
Northern RockFixed until 01/07/145.08%4.79%5.0%85%£99Free basic valuation, Free basic legal workSome£706.40 *£8,682 *
ExclusiveFixed until 31/05/144.45%5.99%5.9%85%£495 Some£662.95 *£8,696 *
Northern RockFixed until 01/07/155.18%4.79%5.0%85%£99Free basic valuation, Free basic legal workSome£713.42 *£8,697 *
ClydesdaleFixed rate until 31/07/154.89%4.95%5.2%85%£999Free basic valuation, Free basic legal workSome£693.84 *£8,737 *
Northern RockFixed until 01/07/154.89%4.79%5.0%85%£1094Free basic valuation, Free basic legal workSome£693.14 *£8,786 *
SkiptonFixed until 30/06/20144.58%4.95%5.1%85%£995Free basic valuation, Free basic legal workSome£671.80 *£8,802 *
Northern RockFixed until 01/07/144.79%4.79%5.0%85%£1094Free basic valuation, Free basic legal workSome£686.22 *£8,937 *
AbbeyFixed until 02/07/175.29%4.24%4.9%85%£995Free basic valuation, Free basic legal workSome£721.19 *£8,941 *
ExclusiveFixed until 31/05/144.55%5.99%6.0%85%£995 Some£669.75 *£9,051 *
AbbeyFixed until 02/07/145.09%4.24%4.6%85%£995Free basic valuation, Free basic legal workSome£707.10 *£9,203 *
Leeds BSFixed until 31/07/144.79%5.69%5.9%85%£999 Some£686.22 *£9,218 *
HalifaxFixed until 31/08/155.54%3.99%4.6%85%£999Free basic valuation, Free basic legal workSome£739.01 *£9,314 *
ExclusiveFixed until 31/05/145.35%5.99%6.1%90%£495 Some£725.45 *£9,446 *
SkiptonFixed until 30/06/20176.19%4.95%5.8%90%£995Free basic valuation, Free basic legal workSome£786.34 *£9,725 *
SkiptonFixed until 30/06/20156.19%4.95%5.5%90%£995Free basic valuation, Free basic legal workSome£786.34 *£9,923 *

* These figures are based on a loan of £120,000 on a repayment basis over 25 years.

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.