L&C Mortgages best buys

When compiling our best buy tables we choose the best mortgage deals from across the UK market, including deals that are exclusive to us.

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Last updated : 25/07/2014 10:46:10

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Select up to 4 products across the categories to compare in detail and then click the compare button.
For a selection of the latest buy to let mortgage deals, click here.
 lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Max LTVLender Fee £Help With CostsEarly repayment chargesMonthly paymentAverage annual cost 
CoventryFixed until 30/09/162.39%4.74%4.3%75%£199Free basic valuation, Free basic legal workSome£531.34 *£6,556 *
SkiptonFixed until 31/10/162.59%5.49%5.0%60%£0Free basic valuation, Free basic legal workSome£543.39 *£6,617 *
NationwideFixed for 2 years2.59%3.99%3.7%70%£99Free basic valuation, Free basic legal workSome£543.39 *£6,638 *
Woolwich (Barclays)Fixed until 30/09/162.69%3.89%3.7%60%£0Free basic valuation, Free basic legal workSome£549.48 *£6,652 *
AccordFixed until 30/09/162.49%5.99%5.5%75%£475Free basic valuation, Free basic legal workSome£537.35 *£6,731 *
Virgin MoneyFixed until 01/10/162.79%4.79%4.5%70%£99Free basic valuation, Free basic legal workSome£555.60 *£6,744 *
NationwideFixed for 3 years2.79%3.99%3.6%60%£99Free basic valuation, Free basic legal workSome£555.60 *£6,745 *
HalifaxFixed until 30/09/162.69%3.99%3.8%60%£0Free basic valuation, Free basic legal workSome£549.48 *£6,782 *
SkiptonFixed until 31/10/172.88%5.49%4.9%60%£0Free basic valuation, Free basic legal workSome£561.15 *£6,799 *
CoventryFixed until 30/09/162.19%4.74%4.3%65%£999Free basic valuation, Free basic legal workSome£519.45 *£6,813 *
NationwideFixed for 3 years2.89%3.99%3.6%70%£99Free basic valuation, Free basic legal workSome£561.77 *£6,819 *
Hinckley & RugbyFixed for 2 years2.19%5.64%5.0%60%£990Free basic valuation, Free basic legal workNone£519.45 *£6,834 *
AccordFixed until 30/09/162.24%5.99%5.4%65%£475 Some£522.41 *£6,836 *
CoventryFixed until 30/09/162.79%4.74%4.3%80%£199Free basic valuation, Free basic legal workSome£555.60 *£6,847 *
NatWestFixed until 31/10/172.55%4.00%3.8%60%£995Free basic valuation, Free basic legal workSome£540.97 *£6,848 *
SkiptonFixed until 31/10/162.59%5.49%5.0%75%£495Free basic valuation, Free basic legal workSome£543.39 *£6,855 *
Virgin MoneyFixed until 01/10/172.99%4.79%4.4%70%£99Free basic valuation, Free basic legal workSome£567.97 *£6,867 *
AbbeyFixed until 02/10/162.79%4.74%4.2%70%£0Free basic valuation, Free basic legal workSome£555.60 *£6,878 *
ExclusiveFixed for 2 years2.79%5.49%5.1%85%£250Refunded basic valuation, Free basic legal workSome£556.03 *£6,920 *
NatWestFixed until 31/10/172.65%4.00%3.8%70%£995Free basic valuation, Free basic legal workSome£547.04 *£6,921 *
Woolwich (Barclays)Fixed until 30/09/172.65%3.89%3.8%70%£999Free basic valuation, Free basic legal workSome£547.04 *£6,936 *
Hinckley & RugbyFixed for 2 years2.34%5.64%5.0%70%£990Free basic valuation, Free basic legal workNone£528.36 *£6,941 *
CoventryFixed until 30/09/162.39%4.74%4.3%75%£999Free basic valuation, Free basic legal workSome£531.34 *£6,956 *
NewcastleFixed until 30/09/162.98%5.99%5.5%80%£0Free basic valuation (up to £450), Free basic legal workSome£567.35 *£6,964 *
Virgin MoneyFixed until 01/10/173.14%4.79%4.4%75%£99Free basic valuation, Free basic legal workSome£577.35 *£6,980 *
SkiptonFixed until 31/10/173.15%5.49%4.9%75%£0Free basic valuation, Free basic legal workSome£577.98 *£7,001 *
NatWestFixed until 31/10/162.55%4.00%4.0%75%£995Free basic valuation, Free basic legal workSome£540.97 *£7,020 *
AccordFixed until 30/09/172.79%5.99%5.3%75%£475 Some£555.60 *£7,045 *
Hinckley & RugbyFixed for 2 years2.49%5.64%5.1%80%£990Free basic valuation, Free basic legal workNone£537.35 *£7,048 *
AbbeyFixed until 02/10/172.69%4.74%4.3%70%£995Free basic valuation, Free basic legal workSome£549.48 *£7,059 *
Woolwich (Barclays)Fixed until 30/09/163.25%3.89%3.8%80%£0Free basic valuation, Free basic legal workSome£584.28 *£7,069 *
West BromwichFixed until 31/08/162.69%3.99%3.8%75%£399Free basic valuation (up to £525), Free basic legal workSome£549.48 *£7,078 *
NationwideFixed for 3 years3.24%3.99%3.8%75%£99Free basic valuation, Free basic legal workSome£583.65 *£7,082 *
NationwideFixed for 2 years3.19%3.99%3.9%80%£99Free basic valuation, Free basic legal workSome£580.49 *£7,083 *
MarsdenFixed until 30/09/162.54%5.95%5.5%80%£998Free basic valuation, Free basic legal workSome£540.36 *£7,084 *
NatWestFixed until 31/10/172.89%4.00%3.9%75%£995Free basic valuation, Free basic legal workSome£561.77 *£7,098 *
NottinghamFixed until 01/10/173.19%5.99%5.5%80%£199Free basic valuation, Free basic legal workSome£580.49 *£7,120 *
Post OfficeFixed until 31/08/161.98%4.49%4.2%75%£995 Some£507.14 *£7,126 *
NewcastleFixed until 30/09/162.64%5.99%5.5%60%£199 Some£546.43 *£7,137 *
SkiptonFixed until 31/10/162.99%5.49%5.1%80%£495Free basic valuation, Free basic legal workSome£567.97 *£7,150 *
West BromwichFixed until 31/08/162.79%3.99%3.8%80%£399Free basic valuation (up to £525), Free basic legal workSome£555.60 *£7,152 *
Scottish WidowsFixed until 30/09/162.59%3.99%3.8%60%£999Free basic valuation, Free basic legal workSome£543.80 *£7,175 *
CoventryFixed until 30/09/163.25%4.74%4.4%85%£199Free basic valuation, Free basic legal workSome£584.28 *£7,191 *
AccordFixed until 30/09/162.39%5.99%5.5%75%£975 Some£531.34 *£7,193 *
Woolwich (Barclays)Fixed until 30/09/162.75%3.89%3.8%80%£999Free basic valuation, Free basic legal workSome£553.15 *£7,195 *
Virgin MoneyFixed until 01/10/162.78%4.79%4.5%80%£1094Free basic valuation, Free basic legal workSome£554.99 *£7,214 *
Woolwich (Barclays)Fixed until 30/09/173.05%3.89%3.8%80%£999Free basic valuation, Free basic legal workSome£571.71 *£7,232 *
NottinghamFixed until 01/09/172.98%5.99%5.5%80%£999Free basic valuation, Free basic legal workSome£567.35 *£7,233 *
CoventryFixed until 30/09/193.25%4.74%4.2%65%£999Free basic valuation, Free basic legal workSome£584.28 *£7,243 *
NatWestFixed until 31/10/173.09%4.00%3.9%80%£995Free basic valuation, Free basic legal workSome£574.21 *£7,247 *
NationwideFixed for 5 years3.29%3.99%3.7%70%£999Free basic valuation, Free basic legal workSome£586.82 *£7,269 *
Virgin MoneyFixed until 01/10/193.29%4.79%4.3%70%£1094Free basic valuation, Free basic legal workSome£586.82 *£7,269 *
NationwideFixed for 3 years3.49%3.99%3.9%80%£99Free basic valuation, Free basic legal workSome£599.58 *£7,273 *
SkiptonFixed until 31/10/193.30%5.49%4.7%60%£995Free basic valuation, Free basic legal workSome£587.45 *£7,285 *
Woolwich (Barclays)Fixed until 30/09/193.39%3.89%3.8%60%£999Free basic valuation, Free basic legal workSome£593.18 *£7,341 *
CoventryFixed until 30/09/193.59%4.74%4.2%75%£199Free basic valuation, Free basic legal workSome£606.02 *£7,344 *
AccordFixed until 30/09/193.39%5.99%5.1%75%£475 Some£593.18 *£7,345 *
NottinghamFixed until 01/09/173.49%5.99%5.6%85%£199Free basic valuation, Free basic legal workSome£599.58 *£7,353 *
NottinghamFixed until 01/09/193.39%5.99%5.0%75%£999Free basic valuation, Free basic legal workSome£593.18 *£7,373 *
Virgin MoneyFixed until 01/10/173.39%4.79%4.5%80%£1094Free basic valuation, Free basic legal workSome£593.18 *£7,395 *
SkiptonFixed until 31/10/193.70%5.49%4.8%75%£0Free basic valuation, Free basic legal workSome£613.14 *£7,397 *
Woolwich (Barclays)Fixed until 30/09/193.49%3.89%4.3%70%£999Free basic valuation, Free basic legal workSome£599.58 *£7,418 *
NottinghamFixed until 01/10/162.99%5.99%5.7%85%£999Free basic valuation, Free basic legal workSome£567.97 *£7,427 *
NewcastleFixed until 30/09/193.52%5.99%5.1%80%£199 Some£601.50 *£7,450 *
AbbeyFixed until 02/10/193.49%4.74%4.3%70%£995Free basic valuation, Free basic legal workSome£599.58 *£7,477 *
NewcastleFixed until 30/09/173.27%5.99%5.4%80%£398 Some£585.55 *£7,480 *
NatWestFixed until 31/10/193.59%4.00%4.0%70%£995Free basic valuation, Free basic legal workSome£606.02 *£7,489 *
Woolwich (Barclays)Fixed until 30/09/193.59%3.89%3.9%75%£999Free basic valuation, Free basic legal workSome£606.02 *£7,495 *
AccordFixed until 30/09/193.59%5.99%5.2%75%£475 Some£606.02 *£7,499 *
West BromwichFixed until 31/08/163.19%3.99%3.9%85%£499Free basic valuation (up to £525), Free basic legal workSome£580.49 *£7,503 *
CoventryFixed until 30/09/193.59%4.74%4.3%75%£999Free basic valuation, Free basic legal workSome£606.02 *£7,504 *
NottinghamFixed until 01/09/193.59%5.99%5.3%80%£999Free basic valuation, Free basic legal workSome£606.02 *£7,527 *
ClydesdaleFixed until 30/09/173.39%4.95%4.7%80%£999Free basic valuation, Free basic legal workSome£593.69 *£7,536 *
West BromwichFixed until 31/08/163.29%3.99%3.9%85%£499Free basic valuation (up to £525), Free basic legal workSome£586.82 *£7,579 *
CoventryFixed until 30/09/193.69%4.74%4.4%80%£999Free basic valuation, Free basic legal workSome£612.49 *£7,582 *
Woolwich (Barclays)Fixed until 30/09/193.99%3.89%4.0%80%£0Free basic valuation, Free basic legal workSome£632.15 *£7,609 *
Virgin MoneyFixed until 01/10/174.09%4.79%4.6%85%£99Free basic valuation, Free basic legal workSome£638.78 *£7,620 *
NationwideFixed for 3 years3.94%3.99%4.1%85%£99Free basic valuation, Free basic legal workSome£628.85 *£7,624 *
Woolwich (Barclays)Fixed until 30/09/163.99%4.24%4.3%85%£0Free basic valuation, Free basic legal workSome£632.15 *£7,644 *
AccordFixed until 30/09/173.59%5.99%5.5%85%£475 Some£606.02 *£7,650 *
Woolwich (Barclays)Fixed until 30/09/193.79%3.89%4.0%80%£999Free basic valuation, Free basic legal workSome£619.01 *£7,651 *
SkiptonFixed until 31/10/173.99%5.49%5.2%85%£0Free basic valuation, Free basic legal workSome£632.15 *£7,651 *
Virgin MoneyFixed until 01/10/193.79%4.79%4.5%80%£1094Free basic valuation, Free basic legal workSome£619.01 *£7,655 *
NatWestFixed until 31/10/174.05%4.00%4.1%85%£0Free basic valuation, Free basic legal workSome£636.12 *£7,667 *
NatWestFixed until 31/10/193.85%4.00%4.0%80%£995Free basic valuation, Free basic legal workSome£622.93 *£7,692 *
CoventryFixed until 30/09/194.09%4.74%4.5%85%£199Free basic valuation, Free basic legal workSome£638.78 *£7,737 *
Woolwich (Barclays)Fixed until 30/09/243.99%3.89%4.1%70%£1499Free basic valuation, Free basic legal workSome£632.15 *£7,747 *
ClydesdaleFixed until 30/09/193.89%4.95%4.6%80%£999Free basic valuation, Free basic legal workSome£626.14 *£7,760 *
West BromwichFixed until 31/08/193.89%3.99%4.0%80%£999Free basic valuation (up to £525), Free basic legal workSome£625.56 *£7,818 *
NottinghamFixed until 01/09/193.99%5.99%5.4%85%£999Free basic valuation, Free basic legal workSome£632.15 *£7,841 *
Virgin MoneyFixed until 01/10/164.29%4.79%4.7%90%£99Free basic valuation, Free basic legal workSome£652.15 *£7,902 *
SkiptonFixed until 31/10/194.34%5.49%5.1%85%£0Free basic valuation, Free basic legal workSome£655.51 *£7,906 *
AccordFixed until 30/09/194.14%5.99%5.4%85%£475 Some£642.11 *£7,932 *
AccordFixed until 30/09/194.04%5.99%5.4%85%£975 Some£635.46 *£7,952 *
West BromwichFixed until 31/08/194.29%3.99%4.2%85%£199Free basic valuation (up to £525), Free basic legal workSome£652.15 *£7,974 *
Hinckley & RugbyFixed for 2 years3.79%5.64%5.4%90%£990Free basic valuation, Free basic legal workNone£619.01 *£8,028 *
CoventryFixed until 30/09/164.35%4.74%4.7%90%£199Free basic valuation, Free basic legal workSome£656.19 *£8,054 *
NewcastleFixed until 30/09/244.49%5.99%5.1%80%£0 Some£665.67 *£8,084 *
Virgin MoneyFixed until 01/10/174.68%4.79%4.7%90%£99Free basic valuation, Free basic legal workSome£678.65 *£8,195 *
MansfieldFixed for 2 years3.85%5.59%5.6%90%£999Refunded basic valuationSome£622.93 *£8,224 *
NottinghamFixed until 01/10/174.29%5.99%5.9%90%£999Free basic valuation, Free basic legal workSome£652.15 *£8,239 *
AccordFixed until 30/09/164.14%5.99%5.8%90%£475 Some£642.11 *£8,273 *
West BromwichFixed until 31/08/164.29%3.99%4.1%90%£499Free basic valuation (up to £525), Free basic legal workSome£652.15 *£8,362 *
NottinghamFixed until 01/09/194.84%5.99%5.8%90%£199Free basic valuation, Free basic legal workSome£689.68 *£8,371 *
West BromwichFixed until 31/08/194.79%3.99%4.4%90%£199Free basic valuation (up to £525), Free basic legal workSome£686.22 *£8,383 *
CoventryFixed until 30/09/194.89%4.74%4.8%90%£199Free basic valuation, Free basic legal workSome£693.14 *£8,389 *
Virgin MoneyFixed until 01/10/195.09%4.79%4.8%90%£99Free basic valuation, Free basic legal workSome£707.10 *£8,457 *
Woolwich (Barclays)Fixed until 30/09/194.99%4.24%4.7%90%£499Free basic valuation, Free basic legal workSome£700.10 *£8,524 *
SkiptonFixed until 31/10/174.69%5.49%5.5%90%£995Free basic valuation, Free basic legal workSome£679.33 *£8,540 *
AccordFixed until 30/09/194.79%5.99%5.7%90%£975 Some£686.22 *£8,561 *
NatWestFixed until 31/10/174.79%4.00%4.4%90%£995Free basic valuation, Free basic legal workSome£686.22 *£8,591 *
Hinckley & RugbyFixed for 2 years4.89%5.64%5.6%95%£990Free basic valuation, Free basic legal workNone£693.14 *£8,918 *
NewcastleFixed until 30/09/195.99%5.99%6.2%95%£199Free basic valuation (up to £450), Free basic legal workSome£771.63 *£9,362 *
NewcastleFixed until 30/09/165.89%5.99%6.2%95%£199Free basic valuation (up to £450), Free basic legal workSome£764.32 *£9,428 *

* These figures are based on a loan of £120,000 on a repayment basis over 25 years.

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002.