L&C Mortgages best buys

When compiling our best buy tables we choose the best mortgage deals from across the UK market, including deals that are exclusive to us.

Highlight deals with:


Last updated : 27/08/2014 11:56:46

Protect your mortgage

Request call back

For fee free, no-obligation mortgage advice, you can speak to one of our expert advisers on:

0800 953 0304

Or request a call back:

Select up to 4 products across the categories to compare in detail and then click the compare button.
For a selection of the latest buy to let mortgage deals, click here.
 lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Max LTVLender Fee £Help With CostsEarly repayment chargesMonthly paymentAverage annual cost 
Woolwich (Barclays)Fixed until 30/09/162.49%3.99%3.8%60%£0Free basic valuation, Free basic legal workSome£537.35 *£6,404 *
Woolwich (Barclays)Fixed until 30/09/162.69%3.99%3.8%60%£0Free basic valuation, Free basic legal workSome£549.48 *£6,549 *
SkiptonFixed until 31/10/162.59%5.49%5.3%60%£0Free basic valuation, Free basic legal workSome£543.39 *£6,621 *
NationwideFixed for 2 years2.59%3.99%3.7%70%£99Free basic valuation, Free basic legal workSome£543.39 *£6,638 *
Woolwich (Barclays)Fixed until 30/09/161.99%3.99%3.8%60%£999Free basic valuation, Free basic legal workSome£507.73 *£6,674 *
Woolwich (Barclays)Fixed until 30/09/162.89%3.99%3.8%75%£0Free basic valuation, Free basic legal workSome£561.77 *£6,697 *
Leeds BSFixed until 30/11/162.49%5.69%5.2%65%£199Free basic valuation, Free basic legal workSome£537.35 *£6,704 *
West BromwichFixed until 31/10/162.35%3.99%3.8%65%£199Free basic valuation (up to £525), Free basic legal workSome£528.95 *£6,712 *
Leeds BSFixed until 30/11/162.84%5.69%5.3%80%£199Free basic valuation, Free basic legal workSome£558.68 *£6,720 *
AccordFixed until 30/09/162.49%5.99%5.5%75%£475Free basic valuation, Free basic legal workSome£537.35 *£6,743 *
Virgin MoneyFixed until 01/11/162.79%4.79%4.5%70%£99Free basic valuation, Free basic legal workSome£555.60 *£6,744 *
NationwideFixed for 3 years2.79%3.99%3.6%60%£99Free basic valuation, Free basic legal workSome£555.60 *£6,745 *
NatWestFixed until 31/12/172.45%4.00%3.8%60%£995Free basic valuation, Free basic legal workSome£534.94 *£6,767 *
Virgin MoneyFixed until 01/11/172.99%4.79%4.4%70%£99Free basic valuation, Free basic legal workSome£567.97 *£6,770 *
West BromwichFixed until 31/10/162.44%3.99%3.7%75%£199Free basic valuation (up to £525), Free basic legal workSome£534.34 *£6,777 *
HalifaxFixed until 30/09/162.69%3.99%3.8%60%£0Free basic valuation, Free basic legal workSome£549.48 *£6,789 *
SkiptonFixed until 31/10/172.88%5.49%5.1%60%£0Free basic valuation, Free basic legal workSome£561.15 *£6,801 *
NationwideFixed for 3 years2.89%3.99%3.6%70%£99Free basic valuation, Free basic legal workSome£561.77 *£6,819 *
Hinckley & RugbyFixed for 2 years2.19%5.64%5.0%60%£990Free basic valuation, Free basic legal workNone£519.45 *£6,834 *
CoventryFixed until 30/09/162.19%4.74%4.3%65%£999Free basic valuation, Free basic legal workSome£519.45 *£6,838 *
CoventryFixed until 30/09/162.79%4.74%4.3%80%£199Free basic valuation, Free basic legal workSome£555.60 *£6,855 *
Virgin MoneyFixed until 01/11/162.94%4.79%4.5%75%£99Free basic valuation, Free basic legal workSome£564.86 *£6,855 *
Woolwich (Barclays)Fixed until 30/09/162.25%3.99%3.8%60%£999Free basic valuation, Free basic legal workSome£523.00 *£6,857 *
AccordFixed until 30/09/162.24%5.99%5.4%65%£475 Some£522.41 *£6,860 *
SkiptonFixed until 31/10/162.59%5.49%5.3%75%£495Free basic valuation, Free basic legal workSome£543.39 *£6,869 *
AbbeyFixed until 02/11/162.79%4.74%4.2%70%£0Free basic valuation, Free basic legal workSome£555.60 *£6,878 *
West BromwichFixed until 31/10/162.59%3.99%3.8%80%£199Free basic valuation (up to £525), Free basic legal workSome£543.39 *£6,885 *
NatWestFixed until 31/12/172.65%4.00%3.8%70%£995Free basic valuation, Free basic legal workSome£547.04 *£6,912 *
ExclusiveFixed for 2 years2.79%5.49%5.1%85%£250Refunded basic valuation, Free basic legal workSome£556.03 *£6,920 *
Leeds BSFixed until 30/11/162.79%5.69%5.3%80%£199Free basic valuation, Free basic legal workSome£555.60 *£6,923 *
Hinckley & RugbyFixed for 2 years2.34%5.64%5.0%70%£990Free basic valuation, Free basic legal workNone£528.36 *£6,941 *
Woolwich (Barclays)Fixed until 30/09/172.65%3.99%3.8%70%£999Free basic valuation, Free basic legal workSome£547.04 *£6,946 *
Woolwich (Barclays)Fixed until 30/09/162.39%3.99%3.8%75%£999Free basic valuation, Free basic legal workSome£531.34 *£6,957 *
NottinghamFixed until 01/12/162.89%5.99%5.6%80%£199Free basic valuation, Free basic legal workSome£561.77 *£6,960 *
Woolwich (Barclays)Fixed until 30/09/163.25%3.99%3.9%80%£0Free basic valuation, Free basic legal workSome£584.28 *£6,967 *
NewcastleFixed until 30/09/162.98%5.99%5.5%80%£0Free basic valuation (up to £450), Free basic legal workSome£567.35 *£6,971 *
Hinckley & RugbyFixed for 2 years2.39%5.64%5.1%80%£999Free basic valuation, Free basic legal workNone£531.34 *£6,981 *
CoventryFixed until 30/09/162.39%4.74%4.3%75%£999Free basic valuation, Free basic legal workSome£531.34 *£6,981 *
NatWestFixed until 31/12/173.19%4.00%3.9%70%£0Free basic valuation, Free basic legal workSome£580.49 *£6,999 *
SkiptonFixed until 31/10/173.15%5.49%5.2%75%£0Free basic valuation, Free basic legal workSome£577.98 *£7,003 *
Leeds BSFixed until 31/10/173.05%5.69%5.3%75%£199Free basic valuation, Free basic legal workSome£571.71 *£7,038 *
Hinckley & RugbyFixed for 2 years2.49%5.64%5.1%80%£990Free basic valuation, Free basic legal workNone£537.35 *£7,048 *
AccordFixed until 30/09/172.79%5.99%5.3%75%£475 Some£555.60 *£7,056 *
AbbeyFixed until 02/11/172.69%4.74%4.3%70%£995Free basic valuation, Free basic legal workSome£549.48 *£7,059 *
NationwideFixed for 3 years3.24%3.99%3.8%75%£99Free basic valuation, Free basic legal workSome£583.65 *£7,082 *
NationwideFixed for 2 years3.19%3.99%3.9%80%£99Free basic valuation, Free basic legal workSome£580.49 *£7,083 *
NatWestFixed until 31/12/172.89%4.00%3.9%75%£995Free basic valuation, Free basic legal workSome£561.77 *£7,089 *
MarsdenFixed until 30/09/162.54%5.95%5.5%80%£998Free basic valuation, Free basic legal workSome£540.36 *£7,109 *
Woolwich (Barclays)Fixed until 30/09/193.09%3.99%3.8%60%£999Free basic valuation, Free basic legal workSome£574.21 *£7,117 *
NottinghamFixed until 01/10/173.19%5.99%5.5%80%£199Free basic valuation, Free basic legal workSome£580.49 *£7,124 *
Woolwich (Barclays)Fixed until 30/09/163.49%3.99%4.0%85%£0Free basic valuation, Free basic legal workSome£599.58 *£7,150 *
NewcastleFixed until 30/09/162.64%5.99%5.5%60%£199 Some£546.43 *£7,162 *
SkiptonFixed until 31/10/162.99%5.49%5.3%80%£495Free basic valuation, Free basic legal workSome£567.97 *£7,164 *
Woolwich (Barclays)Fixed until 30/09/161.95%3.99%3.7%65%£1999Free basic valuation, Free basic legal workSome£505.40 *£7,168 *
Post OfficeFixed until 31/08/161.98%4.49%4.2%75%£995 Some£507.14 *£7,173 *
Woolwich (Barclays)Fixed until 30/09/193.49%3.99%3.9%60%£0Free basic valuation, Free basic legal workSome£599.58 *£7,178 *
CoventryFixed until 30/09/163.25%4.74%4.4%85%£199Free basic valuation, Free basic legal workSome£584.28 *£7,198 *
Scottish WidowsFixed until 30/09/162.59%3.99%3.8%60%£999Free basic valuation, Free basic legal workSome£543.80 *£7,203 *
Virgin MoneyFixed until 01/11/162.78%4.79%4.5%80%£1094Free basic valuation, Free basic legal workSome£554.99 *£7,214 *
Woolwich (Barclays)Fixed until 30/09/162.75%3.99%3.8%80%£999Free basic valuation, Free basic legal workSome£553.15 *£7,219 *
AccordFixed until 30/09/162.39%5.99%5.5%75%£975 Some£531.34 *£7,229 *
NottinghamFixed until 01/12/163.25%5.99%5.7%85%£199Free basic valuation, Free basic legal workSome£584.28 *£7,230 *
Leeds BSFixed until 30/11/162.49%5.69%5.3%75%£999Free basic valuationSome£537.35 *£7,232 *
NatWestFixed until 31/12/173.09%4.00%4.0%80%£995Free basic valuation, Free basic legal workSome£574.21 *£7,238 *
Woolwich (Barclays)Fixed until 30/09/173.05%3.99%3.9%80%£999Free basic valuation, Free basic legal workSome£571.71 *£7,243 *
NottinghamFixed until 01/09/172.98%5.99%5.5%80%£999Free basic valuation, Free basic legal workSome£567.35 *£7,245 *
Woolwich (Barclays)Fixed until 30/09/192.99%3.99%3.7%65%£1999Free basic valuation, Free basic legal workSome£567.97 *£7,246 *
ExclusiveFixed until 01/11/193.29%4.79%4.4%70%£995Free basic valuation, Free basic legal workSome£586.82 *£7,249 *
West BromwichFixed until 31/10/193.09%3.99%3.9%65%£999 Some£574.21 *£7,256 *
West BromwichFixed until 31/10/193.39%3.99%3.9%75%£199Free basic valuation (up to £525), Free basic legal workSome£593.18 *£7,264 *
NationwideFixed for 5 years3.29%3.99%3.7%70%£999Free basic valuation, Free basic legal workSome£586.82 *£7,269 *
NationwideFixed for 3 years3.49%3.99%3.9%80%£99Free basic valuation, Free basic legal workSome£599.58 *£7,273 *
ExclusiveFixed until 01/11/193.59%4.79%4.4%70%£0Free basic valuation, Free basic legal workSome£606.02 *£7,284 *
SkiptonFixed until 31/10/193.30%5.49%5.0%60%£995Free basic valuation, Free basic legal workSome£587.45 *£7,289 *
Leeds BSFixed until 31/10/163.29%5.69%5.4%85%£199Free basic valuation, Free basic legal workSome£586.82 *£7,309 *
Hinckley & RugbyFixed for 2 years2.85%5.64%5.2%80%£999Free basic valuation, Free basic legal workNone£559.30 *£7,316 *
CoventryFixed until 30/09/193.35%4.49%4.2%65%£999Free basic valuation, Free basic legal workSome£590.63 *£7,323 *
West BromwichFixed until 31/10/162.99%3.99%4.0%85%£499Free basic valuation (up to £525), Free basic legal workSome£567.97 *£7,330 *
Woolwich (Barclays)Fixed until 30/09/193.39%3.99%3.9%60%£999Free basic valuation, Free basic legal workSome£593.18 *£7,345 *
CoventryFixed until 30/09/193.59%4.74%4.2%75%£199Free basic valuation, Free basic legal workSome£606.02 *£7,345 *
AccordFixed until 30/09/193.39%5.99%5.1%75%£475 Some£593.18 *£7,349 *
NottinghamFixed until 01/09/173.49%5.99%5.6%85%£199Free basic valuation, Free basic legal workSome£599.58 *£7,357 *
SkiptonFixed until 31/10/193.70%5.49%5.1%75%£0Free basic valuation, Free basic legal workSome£613.14 *£7,398 *
CoventryFixed until 30/09/193.45%4.49%4.3%65%£999Free basic valuation, Free basic legal workSome£597.01 *£7,400 *
Leeds BSFixed until 31/10/193.59%5.69%5.0%75%£399Free basic valuation, Free basic legal workSome£606.02 *£7,419 *
Woolwich (Barclays)Fixed until 30/09/193.49%3.99%3.9%70%£999Free basic valuation, Free basic legal workSome£599.58 *£7,421 *
Virgin MoneyFixed until 01/11/193.49%4.79%4.4%75%£1094Free basic valuation, Free basic legal workSome£599.58 *£7,422 *
NottinghamFixed until 01/10/162.99%5.99%5.7%85%£999Free basic valuation, Free basic legal workSome£567.97 *£7,453 *
NewcastleFixed until 30/09/193.52%5.99%5.1%80%£199 Some£601.50 *£7,454 *
Leeds BSFixed until 31/10/193.69%5.69%5.0%80%£199Free basic valuation, Free basic legal workSome£612.49 *£7,456 *
Leeds BSFixed until 31/10/193.64%5.69%4.9%80%£399Free basic valuation, Free basic legal workSome£609.25 *£7,458 *
AbbeyFixed until 02/11/193.49%4.74%4.3%70%£995Free basic valuation, Free basic legal workSome£599.58 *£7,477 *
ExclusiveFixed until 01/11/193.84%4.79%4.4%75%£0Free basic valuation, Free basic legal workSome£622.28 *£7,479 *
NewcastleFixed until 30/09/173.27%5.99%5.4%80%£398 Some£585.55 *£7,492 *
West BromwichFixed until 31/10/193.69%3.99%4.0%80%£199Free basic valuation (up to £525), Free basic legal workSome£612.49 *£7,496 *
AccordFixed until 30/09/193.59%5.99%5.2%75%£475 Some£606.02 *£7,503 *
Leeds BSFixed until 30/11/193.39%5.69%4.9%75%£999 Some£593.18 *£7,505 *
CoventryFixed until 30/09/193.59%4.74%4.3%75%£999Free basic valuation, Free basic legal workSome£606.02 *£7,508 *
NottinghamFixed until 01/09/193.59%5.99%5.3%80%£999Free basic valuation, Free basic legal workSome£606.02 *£7,531 *
Leeds BSFixed until 31/10/193.54%5.69%5.0%75%£599 Some£602.79 *£7,547 *
Woolwich (Barclays)Fixed until 30/09/193.99%3.99%4.1%80%£0Free basic valuation, Free basic legal workSome£632.15 *£7,569 *
NatWestFixed until 31/12/173.59%4.00%4.0%85%£995Free basic valuation, Free basic legal workSome£606.02 *£7,620 *
Leeds BSFixed until 31/10/173.19%5.69%5.4%85%£999 Some£580.49 *£7,622 *
NationwideFixed for 3 years3.94%3.99%4.1%85%£99Free basic valuation, Free basic legal workSome£628.85 *£7,624 *
SkiptonFixed until 31/10/173.99%5.49%5.3%85%£0Free basic valuation, Free basic legal workSome£632.15 *£7,653 *
Virgin MoneyFixed until 01/11/193.79%4.79%4.5%80%£1094Free basic valuation, Free basic legal workSome£619.01 *£7,655 *
AccordFixed until 30/09/173.59%5.99%5.5%85%£475 Some£606.02 *£7,661 *
NatWestFixed until 31/12/174.05%4.00%4.1%85%£0Free basic valuation, Free basic legal workSome£636.12 *£7,667 *
Virgin MoneyFixed until 01/11/173.64%4.79%4.6%85%£1094Free basic valuation, Free basic legal workSome£609.25 *£7,685 *
NatWestFixed until 31/12/193.85%4.00%4.1%80%£995Free basic valuation, Free basic legal workSome£622.93 *£7,688 *
CoventryFixed until 30/09/194.09%4.74%4.5%85%£199Free basic valuation, Free basic legal workSome£638.78 *£7,738 *
Woolwich (Barclays)Fixed until 30/09/243.99%3.99%4.2%70%£1499Free basic valuation, Free basic legal workSome£632.15 *£7,749 *
Leeds BSFixed until 31/10/194.09%5.69%5.2%85%£199Free basic valuation, Free basic legal workSome£638.78 *£7,772 *
West BromwichFixed until 31/10/194.09%3.99%4.2%85%£199Free basic valuation (up to £525), Free basic legal workSome£638.78 *£7,811 *
Hinckley & RugbyFixed for 5 years3.99%5.64%5.0%85%£999Free basic valuation, Free basic legal workNone£632.15 *£7,828 *
NottinghamFixed until 01/09/193.99%5.99%5.4%85%£999Free basic valuation, Free basic legal workSome£632.15 *£7,845 *
SkiptonFixed until 31/10/194.34%5.49%5.3%85%£0Free basic valuation, Free basic legal workSome£655.51 *£7,906 *
AccordFixed until 30/09/194.14%5.99%5.4%85%£475 Some£642.11 *£7,936 *
AccordFixed until 30/09/194.04%5.99%5.4%85%£975 Some£635.46 *£7,958 *
Hinckley & RugbyFixed for 2 years3.79%5.64%5.4%90%£990Free basic valuation, Free basic legal workNone£619.01 *£8,028 *
NewcastleFixed until 30/09/244.49%5.99%5.1%80%£0 Some£665.67 *£8,085 *
Leeds BSFixed until 30/11/244.39%5.69%4.9%80%£999 Some£658.89 *£8,102 *
NottinghamFixed until 01/12/164.39%5.99%6.0%90%£199Free basic valuation, Free basic legal workSome£658.89 *£8,125 *
Woolwich (Barclays)Fixed until 30/09/163.99%3.99%4.1%90%£999Free basic valuation, Free basic legal workSome£632.15 *£8,167 *
Virgin MoneyFixed until 01/11/174.68%4.79%4.8%90%£99Free basic valuation, Free basic legal workSome£678.65 *£8,195 *
ClydesdaleFixed rate until 31/10/163.99%4.95%4.9%90%£999Free basic valuation, Free basic legal workSome£632.74 *£8,210 *
MansfieldFixed for 2 years3.85%5.59%5.6%90%£999Refunded basic valuationSome£622.93 *£8,224 *
NottinghamFixed until 01/10/174.29%5.99%5.9%90%£999Free basic valuation, Free basic legal workSome£652.15 *£8,250 *
CoventryFixed until 30/09/194.75%4.74%4.7%90%£199Free basic valuation, Free basic legal workSome£683.46 *£8,275 *
AccordFixed until 30/09/164.14%5.99%5.8%90%£475 Some£642.11 *£8,297 *
West BromwichFixed until 31/10/164.29%3.99%4.2%90%£499Free basic valuation (up to £525), Free basic legal workSome£652.15 *£8,341 *
Woolwich (Barclays)Fixed until 30/09/194.79%3.99%4.4%90%£499Free basic valuation, Free basic legal workSome£686.22 *£8,360 *
West BromwichFixed until 31/10/194.79%3.99%4.5%90%£199Free basic valuation (up to £525), Free basic legal workSome£686.22 *£8,380 *
ClydesdaleFixed rate until 31/10/164.69%4.95%5.0%90%£999Free basic valuation, Free basic legal workSome£680.01 *£8,407 *
NottinghamFixed until 01/12/194.89%5.99%6.1%90%£199Free basic valuation, Free basic legal workSome£693.14 *£8,409 *
SkiptonFixed until 31/10/174.69%5.49%5.5%90%£995Free basic valuation, Free basic legal workSome£679.33 *£8,551 *
AccordFixed until 30/09/194.79%5.99%5.7%90%£975 Some£686.22 *£8,567 *
NatWestFixed until 31/12/174.79%4.00%4.4%90%£995Free basic valuation, Free basic legal workSome£686.22 *£8,582 *
Hinckley & RugbyFixed for 2 years4.89%5.64%5.6%95%£990Free basic valuation, Free basic legal workNone£693.14 *£8,918 *
NewcastleFixed until 30/09/195.99%5.99%6.2%95%£199Free basic valuation (up to £450), Free basic legal workSome£771.63 *£9,363 *
NewcastleFixed until 30/09/165.89%5.99%6.2%95%£199Free basic valuation (up to £450), Free basic legal workSome£764.32 *£9,438 *

* These figures are based on a loan of £120,000 on a repayment basis over 25 years.

Phone enquiry form

London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002.