L&C Mortgages best buys

When compiling our best buy tables we choose the best mortgage deals from the whole UK market, including deals that are exclusive to us.

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Last updated : 03/02/2012 09:32:18

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Select up to 4 products across the categories to compare in detail and then click the compare button.
 lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Max LTVLender Fee £Help With CostsEarly repayment chargesMonthly paymentAverage annual cost 
Melton Mowbray2.40% discount for 3 years2.59%4.99%4.4%60%£598Free basic legal workSome£543.39 *£6,872 *
NatWestFixed until 31/03/142.85%4.00%3.9%60%£999Free basic valuation, Free basic legal workSome£559.30 *£7,157 *
NatWestFixed until 31/03/143.55%4.00%4.0%75%£0Free basic valuation, Free basic legal workSome£603.44 *£7,166 *
CoventryFixed until 31/12/133.30%4.74%4.6%65%£199Free basic valuation, Free basic legal workSome£587.45 *£7,265 *
FurnessFixed until 31/03/153.55%5.44%4.9%70%£0Free basic valuation, Free basic legal workSome£603.44 *£7,287 *
Northern RockFixed until 01/05/143.39%4.79%4.6%70%£99Free basic valuation, Free basic legal workSome£593.18 *£7,315 *
CoventryFixed until 31/12/143.50%4.74%4.5%75%£199Free basic valuation, Free basic legal workSome£600.22 *£7,337 *
CoventryFixed until 31/12/143.15%4.74%4.5%65%£999Free basic valuation, Free basic legal workSome£577.98 *£7,370 *
CoventryFixed until 31/12/133.45%4.74%4.6%75%£199Free basic valuation, Free basic legal workSome£597.01 *£7,379 *
Woolwich (Barclays)Fixed until 28/02/143.74%3.89%4.0%70%£0Free basic valuation, Free basic legal workSome£615.74 *£7,394 *
PrincipalityFixed until 31/03/20153.34%4.99%4.7%75%£999Free basic valuationSome£589.99 *£7,396 *
Woolwich (Barclays)Fixed until 28/02/20143.39%3.89%3.9%60%£199Free basic valuation, Free basic legal workSome£593.18 *£7,396 *
NatWestFixed until 31/03/143.19%4.00%4.0%75%£999Free basic valuation, Free basic legal workSome£580.49 *£7,411 *
CoventryFixed until 31/12/133.55%4.49%4.6%80%£199Free basic valuation, Free basic legal workSome£603.44 *£7,457 *
ClydesdaleFixed rate until 30/04/153.29%4.59%4.4%70%£999Free basic valuation, Free basic legal workSome£587.32 *£7,459 *
Northern RockFixed until 01/05/143.59%4.79%4.7%75%£99Free basic valuation, Free basic legal workSome£606.02 *£7,469 *
CoventryFixed until 31/12/132.95%4.74%4.6%65%£999Free basic valuation, Free basic legal workSome£565.48 *£7,481 *
Northern RockFixed until 01/05/153.69%4.79%4.6%70%£99Free basic valuation, Free basic legal workSome£612.49 *£7,482 *
CoventryFixed until 31/12/143.70%4.74%4.5%80%£199Free basic valuation, Free basic legal workSome£613.14 *£7,492 *
CoventryFixed until 31/03/173.58%4.49%4.2%65%£999Free basic valuation, Free basic legal workSome£605.37 *£7,500 *
NottinghamFixed until 01/02/20173.55%5.99%5.0%70%£999Free basic valuation, Free basic legal workSome£603.44 *£7,505 *
CoventryFixed until 31/12/133.65%4.74%4.6%80%£199Free basic valuation, Free basic legal workSome£609.90 *£7,534 *
CoventryFixed until 31/12/163.85%4.49%4.3%65%£199Free basic valuation, Free basic legal workSome£622.93 *£7,552 *
Woolwich (Barclays)Fixed until 28/02/143.94%3.89%4.0%80%£0Free basic valuation, Free basic legal workSome£628.85 *£7,552 *
FurnessFixed until 31/03/173.95%5.44%4.8%60%£0Free basic valuation, Free basic legal workSome£629.51 *£7,582 *
ClydesdaleFixed rate until 30/04/143.19%4.59%4.5%70%£999Free basic valuation, Free basic legal workSome£580.98 *£7,589 *
ExclusiveFixed until 31/03/143.19%5.99%5.6%75%£995Free basic valuation, Free basic legal workSome£580.49 *£7,591 *
NatWestFixed until 31/03/173.79%4.00%4.1%60%£999Free basic valuation, Free basic legal workSome£619.01 *£7,602 *
ClydesdaleFixed rate until 30/04/173.69%4.59%4.3%70%£999Free basic valuation, Free basic legal workSome£613.05 *£7,603 *
ClydesdaleFixed rate until 30/04/153.49%4.59%4.4%75%£999Free basic valuation, Free basic legal workSome£600.10 *£7,613 *
HalifaxFixed until 31/03/143.79%3.99%4.1%60%£0Free basic valuation, Free basic legal workSome£619.01 *£7,624 *
CoventryFixed until 31/12/143.50%4.74%4.5%80%£999Free basic valuation, Free basic legal workSome£600.22 *£7,637 *
Northern RockFixed until 01/05/153.49%4.79%4.6%75%£1094Free basic valuation, Free basic legal workSome£599.58 *£7,650 *
NottinghamFixed until 31/01/20153.49%6.14%5.5%80%£999Free basic valuation, Free basic legal workSome£599.58 *£7,658 *
CoventryFixed until 31/12/163.99%4.74%4.4%75%£199Free basic valuation, Free basic legal workSome£632.15 *£7,663 *
ClydesdaleFixed rate until 30/04/143.29%4.59%4.5%75%£999Free basic valuation, Free basic legal workSome£587.32 *£7,665 *
Northern RockFixed until 01/05/173.99%4.79%4.6%70%£99Free basic valuation, Free basic legal workSome£632.15 *£7,666 *
CoventryFixed until 31/03/143.35%4.74%4.6%80%£999Free basic valuation, Free basic legal workNone£590.63 *£7,692 *
NottinghamFixed until 31/01/20143.19%6.14%5.7%80%£999Free basic valuation, Free basic legal workSome£580.49 *£7,694 *
ExclusiveFixed until 31/03/173.69%5.99%5.1%75%£995 Some£612.49 *£7,728 *
ExclusiveFixed until 31/03/143.39%5.99%5.6%75%£995Free basic valuation, Free basic legal workSome£593.18 *£7,744 *
ExclusiveFixed until 31/03/173.49%5.99%5.1%75%£1995 Some£599.58 *£7,776 *
Woolwich (Barclays)Fixed until 28/02/20153.87%3.89%4.0%80%£499Free basic valuation, Free basic legal workSome£624.25 *£7,777 *
CoventryFixed until 31/12/133.35%4.74%4.7%80%£999Free basic valuation, Free basic legal workSome£590.63 *£7,783 *
NatWestFixed until 31/03/143.69%4.00%4.1%80%£999Free basic valuation, Free basic legal workSome£612.49 *£7,795 *
AbbeyFixed until 02/04/143.99%4.24%4.3%75%£0Free basic valuation, Free basic legal workSome£632.15 *£7,806 *
SkiptonFixed until 30/04/20153.68%4.95%4.7%80%£995Free basic valuation, Free basic legal workSome£611.84 *£7,815 *
ClydesdaleFixed rate until 30/04/143.49%4.59%4.5%80%£999Free basic valuation, Free basic legal workSome£600.10 *£7,818 *
Northern RockFixed until 01/05/174.19%4.79%4.6%75%£99Free basic valuation, Free basic legal workSome£645.44 *£7,826 *
PrincipalityFixed until 31/03/173.89%4.99%4.7%75%£999Free basic valuationSome£625.56 *£7,837 *
ClydesdaleFixed rate until 30/04/173.99%4.59%4.5%75%£999Free basic valuation, Free basic legal workSome£632.74 *£7,840 *
ClydesdaleFixed rate until 30/04/153.79%4.59%4.5%80%£999Free basic valuation, Free basic legal workSome£619.57 *£7,846 *
NottinghamFixed until 31/01/20173.99%6.14%5.3%80%£999Free basic valuation, Free basic legal workSome£632.15 *£7,854 *
ExclusiveFixed until 31/03/143.09%5.99%5.6%75%£995 Some£574.21 *£7,860 *
Northern RockFixed until 01/05/143.49%4.79%4.7%80%£1094Free basic valuation, Free basic legal workSome£599.58 *£7,869 *
CoventryFixed until 31/12/164.05%4.49%4.5%80%£999Free basic valuation, Free basic legal workSome£636.12 *£7,882 *
ExclusiveFixed until 31/03/173.89%5.99%5.2%75%£995 Some£625.56 *£7,885 *
CoventryFixed until 31/03/174.30%4.49%4.5%80%£199Free basic valuation, Free basic legal workSome£652.82 *£7,907 *
Northern RockFixed until 01/05/153.85%4.79%4.7%80%£1094Free basic valuation, Free basic legal workSome£622.93 *£7,930 *
ExclusiveFixed until 31/03/173.69%5.99%5.2%75%£1995 Some£612.49 *£7,931 *
NewcastleFixed until 31/01/20173.99%5.99%5.3%80%£690 Some£632.15 *£7,941 *
SkiptonFixed until 30/04/20174.08%4.95%4.7%80%£995Free basic valuation, Free basic legal workSome£638.11 *£7,941 *
NottinghamFixed until 31/01/20153.89%6.14%5.6%85%£999Free basic valuation, Free basic legal workSome£625.56 *£7,970 *
Woolwich (Barclays)Fixed until 28/02/20143.59%3.89%4.0%80%£999Free basic valuation, Free basic legal workSome£606.02 *£7,986 *
Woolwich (Barclays)Fixed until 28/02/20154.28%3.89%4.2%85%£199Free basic valuation, Free basic legal workSome£651.48 *£7,997 *
NottinghamFixed until 31/01/20143.59%6.14%5.8%85%£999Free basic valuation, Free basic legal workSome£606.02 *£8,000 *
ExclusiveFixed until 31/03/143.29%5.99%5.6%75%£995 Some£586.82 *£8,011 *
Northern RockFixed until 01/05/144.29%4.79%4.8%85%£99Free basic valuation, Free basic legal workSome£652.15 *£8,022 *
Leeds BSFixed until 28/02/14 Offset3.19%5.69%5.4%75%£999 Some£580.49 *£8,039 *
Northern RockFixed until 01/05/154.39%4.79%4.8%85%£99Free basic valuation, Free basic legal workSome£658.89 *£8,039 *
SkiptonFixed until 30/04/20144.18%4.95%4.9%85%£195Free basic valuation, Free basic legal workSome£644.78 *£8,048 *
ING DirectFixed until 30/04/143.99%3.50%3.8%60%£945Free basic valuation, Free basic legal workSome£632.15 *£8,059 *
SkiptonFixed until 30/04/20153.99%4.95%4.8%85%£995Free basic valuation, Free basic legal workSome£632.15 *£8,059 *
NatWestFixed until 31/03/144.69%4.00%4.3%85%£0Free basic valuation, Free basic legal workSome£679.33 *£8,077 *
ClydesdaleFixed rate until 30/04/174.29%4.59%4.7%80%£999Free basic valuation, Free basic legal workSome£652.78 *£8,080 *
Northern RockFixed until 01/05/174.28%4.79%4.8%80%£1094Free basic valuation, Free basic legal workSome£651.48 *£8,094 *
ING DirectFixed until 30/04/174.39%3.50%4.1%60%£945Free basic valuation, Free basic legal workSome£658.89 *£8,096 *
CoventryFixed until 31/03/174.58%4.49%4.7%85%£199Free basic valuation, Free basic legal workSome£671.80 *£8,135 *
NottinghamFixed until 31/01/20174.39%6.14%5.5%85%£999Free basic valuation, Free basic legal workSome£658.89 *£8,175 *
ING DirectFixed until 30/04/144.14%3.50%3.8%75%£945Free basic valuation, Free basic legal workSome£642.11 *£8,178 *
CoventryFixed until 31/03/143.99%4.74%4.8%85%£999Free basic valuation, Free basic legal workNone£632.15 *£8,190 *
SkiptonFixed until 30/04/20174.39%4.95%4.9%85%£995Free basic valuation, Free basic legal workSome£658.89 *£8,191 *
CoventryFixed until 31/03/174.48%4.49%4.7%85%£999Free basic valuation, Free basic legal workSome£664.99 *£8,216 *
ExclusiveFixed until 31/03/174.49%5.99%5.5%85%£995Free basic valuation, Free basic legal workSome£665.67 *£8,232 *
Woolwich (Barclays)Fixed until 28/02/20174.49%3.89%4.4%80%£999Free basic valuation, Free basic legal workSome£665.67 *£8,259 *
ING DirectFixed until 30/04/174.59%3.50%4.2%75%£945Free basic valuation, Free basic legal workSome£672.48 *£8,259 *
ExclusiveFixed until 31/03/174.69%5.99%5.6%85%£995 Some£679.33 *£8,326 *
ExclusiveFixed until 31/03/144.04%5.99%5.8%85%£495 Some£635.46 *£8,334 *
ING DirectFixed until 30/04/20144.35%3.50%3.9%80%£945Free basic valuation, Free basic legal workSome£656.19 *£8,347 *
Northern RockFixed until 01/05/174.65%4.79%4.9%85%£1094Free basic valuation, Free basic legal workSome£676.59 *£8,395 *
ExclusiveFixed until 31/03/174.29%5.99%5.5%85%£1995 Some£652.15 *£8,407 *
ExclusiveFixed until 31/03/144.24%5.99%5.8%85%£995Free basic valuation, Free basic legal workSome£648.79 *£8,411 *
ExclusiveFixed until 31/03/174.59%5.99%5.6%85%£995 Some£672.48 *£8,448 *
Woolwich (Barclays)Fixed until 28/02/20224.99%3.89%5.1%70%£1499Free basic valuation, Free basic legal workSome£700.10 *£8,585 *
ING DirectFixed until 30/04/174.99%3.50%4.5%80%£945Free basic valuation, Free basic legal workSome£700.10 *£8,590 *
Leeds BSFixed until 28/02/224.99%5.69%5.6%80%£999 Some£700.10 *£8,601 *
ClydesdaleFixed rate until 30/04/144.49%4.59%4.8%85%£999Free basic valuation, Free basic legal workSome£666.32 *£8,613 *
ClydesdaleFixed rate until 30/04/174.99%4.59%5.0%85%£999Free basic valuation, Free basic legal workSome£700.81 *£8,657 *
Woolwich (Barclays)Fixed until 28/02/20174.99%3.89%4.7%85%£999Free basic valuation, Free basic legal workSome£700.10 *£8,672 *
ExclusiveFixed until 31/03/144.14%5.99%5.8%85%£995 Some£642.11 *£8,675 *
ClydesdaleFixed rate until 30/04/154.89%4.59%4.9%85%£999Free basic valuation, Free basic legal workSome£693.84 *£8,737 *
AbbeyFixed until 02/04/155.24%4.24%4.7%85%£0Free basic valuation, Free basic legal workSome£717.66 *£8,759 *
AbbeyFixed until 02/04/145.19%4.24%4.6%85%£0Free basic valuation, Free basic legal workSome£714.13 *£8,790 *
AbbeyFixed until 02/04/154.89%4.24%4.7%85%£995Free basic valuation, Free basic legal workSome£693.14 *£8,796 *
AbbeyFixed until 02/04/175.39%4.24%4.9%85%£0Free basic valuation, Free basic legal workSome£728.29 *£8,827 *
AbbeyFixed until 02/04/175.19%4.24%4.9%85%£995Free basic valuation, Free basic legal workSome£714.13 *£8,857 *
AbbeyFixed until 02/04/144.69%4.24%4.6%85%£995Free basic valuation, Free basic legal workSome£679.33 *£8,870 *
ExclusiveFixed until 31/03/175.29%5.99%5.9%90%£995Free basic valuation, Free basic legal workSome£721.19 *£8,898 *
ExclusiveFixed until 31/03/175.29%5.99%5.9%90%£495 Some£721.19 *£8,930 *
ExclusiveFixed until 31/03/175.19%5.99%5.9%90%£995 Some£714.13 *£8,948 *
ExclusiveFixed until 31/03/144.99%5.99%6.0%90%£995Free basic valuation, Free basic legal workSome£700.10 *£9,027 *
ExclusiveFixed until 31/03/175.49%5.99%6.0%90%£995Free basic valuation, Free basic legal workSome£735.43 *£9,069 *
SkiptonFixed until 30/04/20175.49%4.95%5.5%90%£995Free basic valuation, Free basic legal workSome£735.43 *£9,109 *
ExclusiveFixed until 31/03/144.99%5.99%6.0%90%£495 Some£700.10 *£9,110 *
ExclusiveFixed until 31/03/175.39%5.99%6.0%90%£995 Some£728.29 *£9,117 *
ExclusiveFixed until 31/03/145.19%5.99%6.1%90%£995Free basic valuation, Free basic legal workSome£714.13 *£9,195 *
SkiptonFixed until 30/04/20175.59%4.95%5.4%90%£995Free basic valuation, Free basic legal workSome£742.60 *£9,195 *
ExclusiveFixed until 31/03/144.89%5.99%6.0%90%£995 Some£693.14 *£9,287 *
SkiptonFixed until 30/04/20155.79%4.95%5.4%90%£195Free basic valuation, Free basic legal workSome£757.05 *£9,291 *
NottinghamFixed until 31/01/20145.19%6.14%6.2%90%£999Free basic valuation, Free basic legal workSome£714.13 *£9,298 *
HalifaxFixed until 31/03/155.54%3.99%4.7%85%£999Free basic valuation, Free basic legal workSome£739.01 *£9,339 *
SkiptonFixed until 30/04/20155.59%4.95%5.4%90%£995Free basic valuation, Free basic legal workSome£742.60 *£9,385 *
ExclusiveFixed until 31/03/145.09%5.99%6.1%90%£995 Some£707.10 *£9,454 *
Woolwich (Barclays)Fixed until 28/02/20155.99%3.89%4.7%90%£499Free basic valuation, Free basic legal workSome£771.63 *£9,545 *
HalifaxFixed until 31/03/176.09%3.99%5.3%85%£999Free basic valuation, Free basic legal workSome£778.97 *£9,627 *
NewcastleFixed until 31/03/20146.25%5.99%6.2%95%£0Free basic valuation, Free basic legal workSome£790.78 *£9,670 *
NewcastleFixed until 31/03/20145.95%5.99%6.2%95%£995 Some£768.70 *£10,263 *

* These figures are based on a loan of £120,000 on a repayment basis over 25 years.

Phone enquiry form

London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Services Authority. Our FSA number is 143002.