What will happen if interest rates rise or fall?

Whilst we can't tell you whether interest rates will rise or fall, we can help you work out how changes in interest rates might affect your monthly mortgage payments. This calculator is especially useful if you have, or are interested in, a variable rate mortgage.

What will happen if interest rates rise or fall?

Amount of current loan on a repayment basis


Amount of current loan on an interest only basis


Current interest rate


Term of loan (years)


Anticipated rate change


Your current monthly payment is: £. A rate change of % would your monthly payments to £ - a difference of £ a month, or £ a year.

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London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares.

Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002.