In the current economic climate we know everyone is looking to make his or her money work harder. We’d like to hear your views on how things are affecting your finances at the moment.

The survey will only take a minute and every respondant can enter our prize draw to win £50 M&S vouchers.

UK Interest rates fell again in February, taking the Bank Rate to an all-time low of just 1%. Great news for new borrowers and people on variable rate deals, but what if you’re already locked into a fixed rate mortgage and have a while before it ends?.

With interest rates falling from 5% in October last year to just 1%, there has been a lot of movement in the Standard Variable Rates (SVRs) offered by mortgage lenders. The difference between the best and the worst rates is now substantial.

3.90% Gross/AER fixed with ICICI. 12 Month bond with ICICI.

3.35% Gross/AER variable with EGG. Includes a bonus for the first 12 months and is only available to new customers

3.1% Gross/AER variable ISA with Scottish widows Available for new investments and ISA transfers Click here