Life Cover Shortfall Calculator

Use this calculator as a rough guide as to how much Life Assurance you need to consider taking out. This does not replace the need for specific advice as you may find another type of cover may be more suitable for you.

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Repay existing debts
Amount of outstanding mortgage or debts
Amount of other outstanding loans not already covered
Other Expenses
Funeral expenses
(A funeral can cost at least £1,000)
Education costs for your children
(University expenses can cost around £5,000 a year)
Are there any other expenses you wish to cover?
Maintain Standard of Living
Enter the lump sum your dependants would need to get by if anything happened to you
Assets / Cover in place
Do you have any other life insurance plans or savings that would provide a lump sum and cover some of the debts above if you died?
 

Calculate any short fall in your life cover

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green At L&C every mortgage is a green mortgage

Our Lifetime Value

We will review your mortgage regularly to ensure you are not paying too much.