Free credit check service
Another great service that we can offer you through L&C Mortgages is a free credit check facility with Experian.
Experian is a global leader in providing information, analytical and marketing services to organisations and consumers to help manage the risk and reward of commercial and financial decisions.
Why do you need a credit check?
When lenders assess your mortgage application, they use a credit reference agency and credit scoring to help them make a decision.
This credit checking process has an obvious impact on your position as a borrower.
Rather than this process going on behind closed doors, you can get ahead of the game and avoid disappointment and time wasting by checking your credit rating and credit score for free,
plus finding out how credit scoring works simply by visiting Experian.
How does it work?
We're able to offer free trial to CreditExpert from Experian - including online access to your credit report .
This allows you to see what the lenders see . You can also get FREE advice from Experian's credit reference specialists.
If you get a bad credit score - what next?
If you're looking for a mortgage and have a bad credit score, don't just head to a bad credit specialist.
Call us first. We deal with the whole market and our experts will know which lender may be sympathetic to your circumstances, and remember - we do not charge a broker fee.
You may even find that rather than being placed on a bad credit mortgage with a high interest rate you are offered a standard mortgage,
which could be the case if you have been paying a higher interest rate for several years. If this is the case, we can switch you to one of the best mortgage deals on the market.
Request call back
For free, no-obligation mortgage advice, you can speak to one of our expert advisers on:
0800 953 0304
Or request a call back: