Valuation services

Part of our aim at L&C Mortgages is to ensure that our customers are well informed about the entire mortgage process.  With this in mind, we have forged a relationship with excellent chartered surveyors, Ashdown Lyons.  With 23 offices throughout London, England and Wales, Ashdown Lyons carries out over 7,000 surveys & valuations every month and acts for the majority of the high street banks and building societies. 

Why do you need a survey?
A survey minimises risk when purchasing a property.  It does this by answering the following questions:  

• Is the price reasonable?
• Are there any problems/defects which you are unaware of?
• If so, what can you do about them?

Having your own survey is a simple and economical way to avoid costly surprises further down the line.  It may even help you to renegotiate the seller’s price.

But why have another survey on top of your lender’s valuation? 
It is important to remember that the lender’s valuation is carried out for the benefit of the lender, not for yourself.  It answers the lender’s questions relating to the security of the property for loan purposes.  It may not disclose significant defects that will affect you in the future. 

Ashdown Lyons offers 2 types of survey: the Building Survey (formerly the Structural Survey), which can be tailored to suit your specific needs, and the Homebuyer Report which is a standard format and designed as an economy service. 

With leading edge technology and communications, Ashdown Lyons is geared up to answering your questions quickly and offering you optimum efficiency.  On the website, you can request free web call backs or send a free text message to the surveyors. 

To find out more about organising your own survey today without further ado, click here!

Have you checked out our dedicated house purchasing section?