| | lender | Scheme Type | Initial Rate | Subsequent Rate | Overall Cost for Comparison (APR) | Max LTV | Lender Fee £ | Help With Costs | Early repayment charges | Monthly payment | Average annual cost | |
|
|  | Variable rate for term | 2.35% | 2.35% | 2.5% | 65% | £999 | Free basic valuation, Free basic legal work | None | £528.95 * | £6,394 * | |
|
|  | Base+2.34% until 01/10/16 | 2.39% | 4.79% | 4.3% | 70% | £1094 | Free basic valuation, Free basic legal work | Some | £531.34 * | £6,819 * | |
|
|  | 2.70% discount for 2 years | 2.29% | 4.99% | 4.7% | 75% | £995 | Free basic valuation, Free basic legal work | Some | £525.74 * | £6,947 * | |
|
|  | 2.36% discount for 2 years | 2.39% | 4.75% | 4.5% | 75% | £1195 | Free basic valuation, Free basic legal work | Some | £531.34 * | £7,086 * | |
|
|  | Base+1.99% until 30/06/15 | 2.49% | 4.99% | 4.7% | 60% | £999 | Free basic valuation, Free basic legal work | Some | £537.35 * | £7,171 * | |