| | lender | Scheme Type | Initial Rate | Subsequent Rate | Overall Cost for Comparison (APR) | Max LTV | Lender Fee £ | Help With Costs | Early repayment charges | Monthly payment | Average annual cost | |
|
|  | 2.59% above Base for 2 years | 3.09% | 3.50% | 3.6% | 60% | £945 | Free basic valuation, Free basic legal work | Some | £574.21 * | £7,363 * | |
|
|  | Base+2.19% for 3 years, minimum rate 3.19% | 3.19% | 4.69% | 4.6% | 80% | £795 | Free basic valuation, Free basic legal work | Some | £586.50 * | £7,396 * | |
|
|  | 2.79% above Base for 2 years | 3.29% | 3.50% | 3.6% | 80% | £945 | Free basic valuation, Free basic legal work | Some | £586.82 * | £7,515 * | |
|
|  | 2.40% discount for 2 years | 3.24% | 5.64% | 5.4% | 80% | £890 | Free basic valuation, Free basic legal work | None | £583.65 * | £7,554 * | |
|
|  | 2.79% above Natwest Bank Base Rate until 31/01/14 | 3.29% | 4.00% | 4.1% | 75% | £999 | Free basic valuation, Free basic legal work | Some | £586.82 * | £7,778 * | |