Mortgages

Mortgage advice provided by

We've teamed up with London & Country, the UK's leading no-fee mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

Speak to a mortgage adviser
For free, no-obligation mortgage advice, you can speak to one of L&C's expert advisers on 0800 073 9999
Or request a call back:

Benefits of our service:
  • Free, expert advice on the right mortgage
  • We’ll compare 1,000s of mortgage deals so you don’t have to, including exclusives not available elsewhere
  • Simple, hassle-free service
  • Fully-qualified advisers available 7 days a week

What Mortgage Awards 2012 - Best National Adviser

Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 9999.

Fixed
Variable
Buy-to-Let
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBCFixed until 31/08/152.59%3.94%3.8%Free basic valuation, Free basic legal work60%£0
Norwich & PeterboroughFixed for 2 years2.24%4.99% Free basic valuation, Free basic legal work65%£295
Yorkshire BSFixed until 30/06/152.19%4.99%4.6%Free basic valuation, Free basic legal work60%£475
Woolwich (Barclays)Fixed until 30/09/152.69%3.89%3.7%Free basic valuation, Free basic legal work70%£0
NationwideFixed for 2 years2.54%3.99%3.8%Free basic valuation, Free basic legal work60%£99
First DirectFixed for 2 years2.59%3.69%3.5%Free basic valuation, Free basic legal work65%£0
CoventryFixed until 30/06/152.45%4.74%4.4%Free basic valuation, Free basic legal work65%£199
NationwideFixed for 3 years2.64%3.99%3.7%Free basic valuation, Free basic legal work60%£99
NatWestFixed until 31/10/152.69%4.00%3.8%Free basic valuation, Free basic legal work60%£0
NationwideFixed for 2 years2.64%3.99%3.8%Free basic valuation, Free basic legal work70%£99
Leeds BSFixed until 31/08/152.45%5.69%5.2%Free basic valuation, Free basic legal work65%£199
Yorkshire BSFixed until 30/06/151.99%4.99%4.6%Free basic valuation, Free basic legal work60%£975
Yorkshire BSFixed until 30/06/152.39%4.99%4.6%Free basic valuation, Free basic legal work60%£475
First DirectFixed for 2 years2.49%3.69%3.6%Free basic legal work65%£99
NationwideFixed for 3 years2.74%3.99%3.7%Free basic valuation, Free basic legal work70%£99
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBCBase +1.78% for term2.28%2.28%2.4%Free basic legal work60%£1999
First Direct1.78% above base for term2.28%2.28%2.4%Free basic legal work65%£1999
CoventryVariable rate for term2.35%2.35%2.5%Free basic valuation, Free basic legal work65%£999
First Direct2.04% above base for term2.54%2.54%2.6%Free basic legal work65%£999
NationwideBase +2.04% for 2 years2.54%3.99%3.8%Free basic valuation, Free basic legal work60%£99
HSBC1.55% discount for 2 years2.39%3.94%3.8%Free basic legal work60%£499
Virgin MoneyBase+2.34% until 01/10/162.39%4.79%4.3%Free basic valuation, Free basic legal work70%£1094
Exclusive2.70% discount for 2 years2.29%4.99%4.7%Free basic valuation, Free basic legal work75%£995
Beverley BS2.36% discount for 2 years2.39%4.75%4.5%Free basic valuation, Free basic legal work75%£1195
Chelsea Building SocietyBase +1.99% until 31/07/152.49%5.79%5.3%Free basic valuation, Free basic legal work75%£875
PrincipalityBase+1.99% until 30/06/152.49%4.99%4.7%Free basic valuation, Free basic legal work60%£999
Yorkshire BSBase +1.74% until 30/06/152.24%4.99%4.6% 75%£975
Norwich & PeterboroughBase +1.84% for 2 years2.34%4.99%4.7% 75%£795
Yorkshire BS1.94% above Base until 30/06/152.44%4.99%4.6% 75%£975
Norwich & PeterboroughBase +2.04% for 2 years2.54%4.99%  75%£795
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
Woolwich (Barclays)Base +3.39% for 2 years3.89%3.89%5.1% 75%£1999
BM SolutionsFixed until 30/09/153.49%4.84%4.8% 60%£995
SkiptonFixed until 31/07/163.89%5.69%5.6%Free basic valuation, Free basic legal work70%£995
GodivaFixed until 31/07/183.99%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
GodivaFixed until 31/07/184.19%4.74%4.7%Free basic valuation, Free basic legal work65%£1249
SkiptonFixed until 31/07/153.68%5.69%5.7%Free basic valuation, Free basic legal work70%£995
GodivaFixed until 31/07/153.19%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
AldermoreVariable for term4.48%4.48%4.7% 75%£1999
SkiptonFixed until 31/07/184.29%5.69%5.5%Free basic valuation, Free basic legal work70%£995
The Mortgage WorksBTL 3.49% Fixed until 31.08.153.49%4.99%4.9% 55%£995
NottinghamFixed until 01/07/163.79%6.14%6.1%Free basic valuation, Free basic legal work75%£1999
GodivaFixed until 31/07/184.29%4.74%4.8%Free basic valuation, Free basic legal work70%£1999
National Counties1.55% discount for 3 years3.99%5.54%5.4% 70%£995
GodivaFixed until 31/07/184.39%4.74%4.9%Free basic valuation, Free basic legal work75%£1999
SkiptonFixed until 31/07/184.49%5.69%5.8%Free basic valuation, Free basic legal work75%£1495
NottinghamFixed until 01/07/153.49%6.54%6.2%Free basic valuation, Free basic legal work75%£1999
GodivaFixed until 31/07/153.69%4.74%4.8%Free basic valuation, Free basic legal work70%£1999
The Mortgage WorksBTL 5.49% Fixed until 31.08.185.49%4.99%5.7% 80%2.50% of loan (£3000)
The Mortgage WorksBTL 4.69% Fixed until 31.08.164.99%4.99%5.4% 80%2.50% of loan (£3000)
AldermoreFixed for 2 years4.98%5.73%5.9% 80%£1999
The Mortgage WorksBTL 4.69% Fixed until 31.08.154.69%4.99%5.4% 80%2.50% of loan (£3000)

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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