London & Country Mortgages

Mortgages

Mortgage advice provided by London and Country Logo

We've teamed up with London & Country, the UK's leading fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

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For fee free mortgage advice, call L&C on 0800 073 2320
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Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 2320.

Fixed
Variable
Buy-to-Let
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
TescoFixed until 31/08/171.59%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points60%£195
AccordFixed until 31/08/171.79%5.99%5.1%Free basic valuation, Free basic legal work65%£0
Post OfficeFixed until 30/09/171.65%4.49%4.0%Free basic valuation, Free basic legal work60%£0
AccordFixed until 31/08/171.84%5.99%5.1%Free basic valuation, Free basic legal work75%£0
Norwich & PeterboroughFixed for 2 years1.74%4.99%4.5%Free basic valuation, Free basic legal work65%£0
Woolwich (Barclays)Fixed until 30/09/171.88%3.99%3.7%Free basic valuation, Free basic legal work60%£0
Yorkshire BSFixed until 31/07/171.54%4.99%4.5%Free basic valuation, Free basic legal work85%£475
NationwideFixed for 2 years1.89%3.99%3.5%Free basic valuation, Free basic legal work60%£0
Norwich & PeterboroughFixed for 2 years1.54%4.99%4.5%Free basic valuation, Free basic legal work65%£345
TescoFixed until 31/08/171.79%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£195
Post OfficeFixed until 30/09/171.79%4.49%4.0%Free basic valuation, Free basic legal work75%£0
HSBCFixed until 31/08/171.99%3.94%3.7%Free basic valuation, Free basic legal work60%£0
Leeds BSFixed until 31/08/171.74%5.69%5.1%Free basic valuation, Free basic legal work65%£199
CoventryFixed until 30/09/171.99%4.74%4.2%Free basic valuation, Free basic legal work65%£0
AccordFixed until 31/08/172.04%5.99%5.2%Free basic valuation, Free basic legal work80%£0
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
Chelsea Building SocietyBase +0.48% until 31/07/170.98%5.45%4.8% 65%£1675
HSBC2.95% discount for 2 years0.99%3.94%3.6%Free basic legal work60%£1499
Furness4.55% discount for 2 years0.99%5.54%5.2%Free basic valuation, Free basic legal work60%£1450
Yorkshire BSBase +0.57% until 31/07/171.07%4.99%4.4% 65%£975
Norwich & PeterboroughBase +0.59% for 2 years1.09%4.99%4.4% 65%£845
HalifaxBase +0.74% until 30/09/171.24%3.99%3.3%Free basic valuation, Free basic legal work60%£999
TescoBase +0.75% until 31/08/171.25%4.24%3.8%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£995
Yorkshire BSBase +0.84% until 31/07/171.34%4.99%4.5% 75%£975
Chelsea Building SocietyBase +0.84% until 31/07/171.34%5.45%4.9% 75%£975
Norwich & PeterboroughBase +0.89% for 2 years1.39%4.99%4.5% 65%£845
West Bromwich2.50% disc until 30/09/171.49%3.99%3.6%Free basic valuation (up to £445), Free basic legal work65%£199
Melton Mowbray3.49% discount for 3 years1.50%4.99%4.0% 65%£0
Furness4.04% discount for 2 years1.50%5.54%5.2%Free basic valuation, Free basic legal work70%£999
FurnessBase +1.05% for 2 years1.55%5.54%5.2%Free basic valuation, Free basic legal work70%£999
First DirectBase +1.09% for 2 years1.59%3.69%3.6%Free basic legal work65%£950
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
AbbeyFixed until 02/10/172.24%4.74%4.7%Free basic valuation60%£1995
Leeds BS3.74% discount for 2 years2.25%5.99%5.3%Free basic valuation, Free basic legal work60%£199
AccordBase+1.79% until 30/09/172.29%5.99%5.4%Free basic valuation, Free basic legal work60%£930
Virgin MoneyFixed until 01/10/172.29%4.79%4.9% 60%£2094
PrincipalityFixed until 31/07/172.30%4.99%4.8% 60%£994
Leeds BSFixed until 31/08/172.44%5.99%5.3%Free basic valuation, Free basic legal work60%£999
Post OfficeFixed until 30/09/172.44%4.99%4.7%Free basic valuation60%£995
Leeds BSFixed until 31/08/172.49%5.99%5.4% 70%£1999
Virgin MoneyBase+1.99% until 01/10/172.49%4.79%4.9% 60%£1094
Principality2.50% disc until 31/07/172.50%4.99%4.8%Free basic valuation, Free basic legal work60%£99
AccordBase+2.04% until 30/09/172.54%5.99%5.4%Free basic valuation, Free basic legal work65%£930
BM SolutionsBase +2.04% for 2 years2.54%4.84%4.5% 60%£1495
The Mortgage WorksBase +2.09% until 31/08/172.59%4.99%4.1% 65%£995
AccordFixed until 30/09/172.59%5.99%5.7%Free basic valuation, Free basic legal work65%£2625
AccordFixed until 30/09/172.64%5.99%5.4%Free basic valuation, Free basic legal work60%£930
BM SolutionsFixed until 30/09/172.64%4.84%4.4% 60%£1495
The Mortgage WorksFixed until 31/08/172.64%4.49%4.2% 65%£1995
Mansfield2.94% discount for 2 years2.65%5.59%5.3%Free basic valuations, Free basic legal work70%£1499
PlatformBase+2.19% for 2 years2.69%5.25%4.5%Free basic legal work65%£1089
NatWestFixed until 30/09/182.72%4.50%4.4%Free basic valuation, Free basic legal work60%£1995
Leeds BS3.25% discount for 2 years2.74%5.99%5.3% 70%£199
Exclusive2.90% disc for 2 years2.74%5.64%5.2% 60%£1249
PrincipalityFixed until 31/07/172.75%4.99%4.8%Free basic valuation, Free basic legal work60%£99
AbbeyFixed until 02/10/172.75%4.74%4.5%Free basic valuation75%£1995
AccordFixed until 30/09/182.84%5.99%5.5%Free basic valuation, Free basic legal work65%£2645
The Mortgage WorksFixed until 31/08/172.84%4.49%4.2% 65%£995
Exclusive2.79% disc for 2 years2.85%5.64%5.2% 75%£1249
Post OfficeFixed until 30/09/182.89%4.99%4.6%Free basic valuation60%£1495
GodivaVariable rate for term2.89%2.89%3.1%Free basic valuation, Free basic legal work65%£1999
PlatformFixed until 31/08/172.89%5.00%4.6%Free basic legal work65%£1089
PlatformFixed until 31/08/182.99%5.00%4.4%Free basic legal work65%£2089
GodivaFixed until 31/07/172.99%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
The Mortgage WorksFixed until 31/08/172.99%4.99%5.0% 75%2.50% of loan (£3000)
Nottingham3.55% discount for 2 years2.99%5.74%6.1%Free basic valuation, Free basic legal work75%£699
Exclusive2.65% disc for term2.99%2.99%4.1%Free basic valuation75%£2249
Virgin MoneyFixed until 01/10/172.99%4.79%5.0% 70%£1094
Virgin MoneyFixed until 01/10/182.99%4.79%4.4% 70%£2094
PrincipalityFixed until 31/07/173.00%4.99%4.9% 60%£994
NatWestFixed until 30/09/173.08%4.50%4.3%Free basic valuation, Free basic legal work60%£0
NottinghamFixed until 01/11/173.09%6.54%6.0%Free basic valuation, Free basic legal work65%£499
GodivaFixed until 31/07/173.09%4.74%4.6%Free basic valuation, Free basic legal work65%£999
Principality1.89% disc until 31/07/173.10%4.99%4.9%Free basic valuation, Free basic legal work70%£99
BM SolutionsFixed until 30/09/183.14%4.84%4.7% 60%£995
ClydesdaleFixed until 30/09/173.19%5.35%5.2%Free basic valuation, Free basic legal work60%£1999
AccordFixed until 30/09/203.19%5.99%5.2%Free basic valuation, Free basic legal work60%£2625
NatWestFixed until 30/09/183.22%4.50%4.6%Free basic valuation, Free basic legal work70%£1995
GodivaVariable rate for term3.29%3.29%3.4%Free basic valuation, Free basic legal work65%£499
NatWestFixed until 30/09/183.32%4.50%4.5%Free basic valuation, Free basic legal work75%£1995
The Mortgage WorksFixed until 31/08/183.39%4.99%4.9% 65%£995
AccordFixed until 30/09/203.39%5.99%5.3%Free basic valuation, Free basic legal work65%£2625
TSBFixed until 31/10/203.39%4.84%4.5%Free basic valuation, Free basic legal work60%£1995
Virgin MoneyFixed until 01/10/203.39%4.79%4.8% 60%£2094
Post OfficeFixed until 30/09/203.49%4.99%4.5%Free basic valuation60%£0
GodivaFixed until 31/07/173.49%4.74%4.6%Free basic valuation, Free basic legal work65%£0
NatWestFixed until 30/09/203.49%4.50%4.4%Free basic valuation, Free basic legal work60%£1995
Hanley Economic1.69% discount for 2 years3.50%5.19%5.1% 80%£0
NottinghamFixed until 01/10/183.54%6.54%6.0%Free basic valuation, Free basic legal work75%£999
BM SolutionsFixed until 30/09/203.54%4.84%4.7% 60%£1495
Leeds BSFixed until 31/07/203.54%5.99%5.2% 60%£999
PlatformFixed until 31/08/203.54%5.00%4.6%Free basic legal work60%£2089
Mansfield2.00% discount for 3 years3.59%5.59%5.0%Free basic legal work70%£1198
SkiptonFixed until 30/06/173.59%5.19%5.0%Free basic valuation, Free basic legal work70%£0
Virgin MoneyFixed until 01/10/183.85%4.79%5.1% 75%£1094
SkiptonFixed until 31/08/203.89%5.19%4.8%Free basic valuation, Free basic legal work70%£1995
GodivaVariable rate for term3.89%3.89%4.1%Free basic valuation, Free basic legal work75%£1999
Post OfficeFixed until 30/09/203.89%4.99%4.8%Free basic valuation60%£1495
ClydesdaleFixed until 30/09/173.89%5.35%5.3%Free basic valuation, Free basic legal work70%£1999
GodivaFixed until 31/07/173.89%4.74%4.9%Free basic valuation, Free basic legal work75%£1999
SkiptonFixed until 31/08/183.91%5.19%4.9%Free basic valuation, Free basic legal work70%£0
ExclusiveFixed until 02/10/203.99%4.74%4.7%Free basic valuation75%£1995
ClydesdaleFixed until 30/09/204.09%5.35%5.1%Free basic valuation, Free basic legal work80%£1999
NottinghamFixed until 01/09/204.09%6.54%5.8%Free basic valuation, Free basic legal work75%£999
GodivaFixed until 31/07/174.19%4.74%4.8%Free basic valuation, Free basic legal work75%£999
GodivaVariable rate for term4.19%4.19%4.4%Free basic valuation, Free basic legal work75%£999
TSBFixed until 31/10/204.39%4.84%4.8%Free basic valuation, Free basic legal work75%£0
ClydesdaleFixed until 30/09/204.49%5.35%5.2%Free basic valuation, Free basic legal work70%£1999
The Mortgage WorksFixed until 31/08/204.89%4.99%5.3% 80%£995

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.