London & Country Mortgages

Mortgages

Mortgage advice provided by London and Country Logo

We've teamed up with London & Country, the UK's leading fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

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For fee free mortgage advice, call L&C on 0800 073 2320
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Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 2320.

Fixed
Variable
Buy-to-Let
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
TescoFixed until 30/06/171.59%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points60%£195
Woolwich (Barclays)Fixed until 30/06/171.85%3.99%3.7%Free basic valuation, Free basic legal work60%£0
Norwich & PeterboroughFixed for 2 years1.74%4.99%4.5%Free basic valuation, Free basic legal work65%£0
Yorkshire BSFixed until 31/07/171.54%4.99%4.5%Free basic valuation, Free basic legal work85%£475
NationwideFixed for 2 years1.89%3.99%3.5%Free basic valuation, Free basic legal work60%£0
Norwich & PeterboroughFixed for 2 years1.54%4.99%4.5%Free basic valuation, Free basic legal work65%£345
TescoFixed until 30/06/171.79%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£195
HSBCFixed until 31/07/171.99%3.94%3.7%Free basic valuation, Free basic legal work60%£0
PlatformFixed until 30/06/171.94%4.75%4.3%Free basic valuation, Free basic legal work60%£90
HSBCFixed until 31/07/172.09%3.94%3.7%Free basic valuation, Free basic legal work70%£0
TescoFixed until 30/06/171.29%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points60%£995
Woolwich (Barclays)Fixed until 30/06/172.35%3.99%3.4%Free basic valuation, Free basic legal work80%£0
Chelsea Building SocietyFixed until 31/07/171.54%5.45%4.9%Free basic valuation, Free basic legal work65%£475
PrincipalityFixed until 31/07/171.85%4.99%4.7%Free basic valuation, Free basic legal work65%£99
AbbeyFixed until 02/09/171.89%4.74%4.4%Free basic valuation, Free basic legal work60%£0
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBC2.95% discount until 31/07/170.99%3.94%3.6%Free basic legal work60%£1499
Yorkshire BSBase +0.59% until 31/07/171.09%4.99%4.4% 65%£975
Chelsea Building SocietyBase +0.59% until 31/07/171.09%5.45%4.8% 65%£975
Norwich & PeterboroughBase +0.59% for 2 years1.09%4.99%4.4% 65%£845
HalifaxBase +0.74% until 30/09/171.24%3.99%3.3%Free basic valuation, Free basic legal work60%£999
Post OfficeBoE+0.75% until 31/07/171.25%4.49%4.0% 75%£995
TescoBase +0.75% until 30/06/171.25%4.24%3.8%Free basic valuation, Free basic legal work, Collect Clubcard Points70%£995
First DirectBase +0.79% for 2 years1.29%1.29%3.5%Free basic legal work65%£1450
Chelsea Building SocietyBase +0.84% until 31/07/171.34%5.45%4.9% 75%£975
Yorkshire BSBase +0.84% until 31/07/171.34%4.99%4.5% 75%£975
Norwich & PeterboroughBase +0.89% for 2 years1.39%4.99%4.5% 65%£845
West Bromwich2.50% disc until 30/09/171.49%3.99%3.6%Free basic valuation (up to £445), Free basic legal work65%£199
TescoBase +1.00% until 30/06/171.50%4.24%3.9%Free basic valuation, Free basic legal work, Collect Clubcard Points75%£995
Melton Mowbray3.49% discount for 3 years1.50%4.99%4.0% 65%£0
Furness4.04% discount for 2 years1.50%5.54%5.2%Free basic valuation, Free basic legal work70%£999
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
PrincipalityFixed until 31/07/172.30%4.99%4.8% 60%£994
ExclusiveFixed until 02/09/172.35%4.74%4.7%Free basic valuation60%£1995
Leeds BS3.64% discount for 2 years2.35%5.99%5.2%Free basic valuation, Free basic legal work60%£199
ExclusiveFixed until 02/09/172.35%4.74%4.6%Free basic valuation75%£1995
Post OfficeFixed until 30/06/172.44%4.99%4.7%Free basic valuation, Free basic legal work60%£995
Woolwich (Barclays)Fixed until 02/07/172.44%4.99%4.8%Free basic valuation, Free basic legal work60%£1999
BM Solutions2.04% above Base for 2 years2.54%4.84%4.5% 60%£1495
The Mortgage Works2.09% above Base until 31/08/172.59%4.99%4.1% 65%£995
Leeds BSFixed until 31/07/172.59%5.99%5.4% 70%£1999
The Mortgage WorksFixed until 31/08/172.64%4.49%4.2% 65%£1995
BM SolutionsFixed until 30/06/172.64%4.84%4.4% 60%£1495
BM SolutionsFixed until 30/06/172.64%4.84%4.7% 60%£1495
Mansfield2.94% discount for 2 years2.65%5.59%5.3%Free basic valuations, Free basic legal work70%£1499
GodivaVariable rate for term2.69%2.69%2.9%Free basic valuation, Free basic legal work65%£1999
PlatformBase+2.19% for 2 years2.69%5.25%4.5%Free basic legal work65%£1089
NatWestFixed until 30/09/182.72%4.50%4.4%Free basic valuation, Free basic legal work60%£1995
Leeds BS3.25% discount for 2 years2.74%5.99%5.3% 70%£199
Exclusive2.90% disc for 2 years2.74%5.64%5.2% 60%£1249
Hanley Economic2.44% discount for 2 years2.75%5.19%5.0% 75%£0
PrincipalityFixed until 31/07/172.75%4.99%4.8%Free basic valuation, Free basic legal work60%£99
The Mortgage WorksFixed until 31/08/172.84%4.49%4.2% 65%£995
Exclusive2.79% disc for 2 years2.85%5.64%5.2% 75%£1249
PlatformFixed until 30/06/172.89%5.00%4.6%Free basic legal work65%£1089
Post OfficeFixed until 30/06/182.89%4.99%4.6%Free basic valuation, Free basic legal work60%£995
Woolwich (Barclays)Fixed until 02/07/172.89%4.99%4.9%Free basic valuation, Free basic legal work75%£1999
Post OfficeFixed until 31/07/172.95%4.99%4.8%Free basic valuation, Free basic legal work75%£995
Virgin MoneyFixed until 01/09/182.99%4.79%4.4% 70%£2094
PlatformFixed until 30/06/182.99%5.00%4.4%Free basic legal work65%£2089
GodivaFixed until 31/07/172.99%4.74%4.7%Free basic valuation, Free basic legal work65%£1999
GodivaFixed until 31/07/172.99%4.74%4.6%Free basic valuation, Free basic legal work65%£999
AccordFixed until 30/06/172.99%5.99%5.2%Free basic valuation, Free basic legal work65%£930
The Mortgage WorksFixed until 31/08/172.99%4.99%5.0% 75%2.50% of loan (£3000)
Nottingham3.55% discount for 2 years2.99%5.74%6.1%Free basic valuation, Free basic legal work75%£499
GodivaVariable rate for term2.99%2.99%3.1%Free basic valuation, Free basic legal work65%£999
NatWestFixed until 30/09/173.08%4.50%4.3%Free basic valuation, Free basic legal work60%£0
GodivaVariable rate for term3.09%3.09%3.2%Free basic valuation, Free basic legal work65%£499
NottinghamFixed until 01/11/173.09%6.54%6.0%Free basic valuation, Free basic legal work65%£499
Leeds BSFixed until 31/07/183.09%5.99%5.4% 70%£999
AccordFixed until 30/06/183.14%5.99%5.0%Free basic valuation, Free basic legal work65%£930
NatWestFixed until 30/09/183.22%4.50%4.6%Free basic valuation, Free basic legal work70%£1995
GodivaFixed until 31/07/173.29%4.74%4.6%Free basic valuation, Free basic legal work65%£0
Post OfficeFixed until 31/07/183.29%4.99%4.7%Free basic valuation, Free basic legal work75%£995
NatWestFixed until 30/09/183.32%4.50%4.5%Free basic valuation, Free basic legal work75%£1995
The Mortgage WorksFixed until 31/08/183.39%4.99%4.9% 65%£995
Virgin MoneyFixed until 01/09/203.49%4.79%4.8% 60%£2094
NatWestFixed until 30/09/203.49%4.50%4.4%Free basic valuation, Free basic legal work60%£1995
ExclusiveFixed until 31/07/203.49%4.84%4.6%Free basic valuation, Free basic legal work60%£1995
AccordFixed until 30/06/183.49%5.99%5.1%Free basic valuation, Free basic legal work75%£930
Hanley Economic1.69% discount for 2 years3.50%5.19%5.1% 80%£0
BM SolutionsFixed until 30/06/183.54%4.84%4.7% 60%£995
PlatformFixed until 30/06/203.54%5.00%4.6%Free basic legal work60%£2089
NottinghamFixed until 01/10/183.54%6.54%6.0%Free basic valuation, Free basic legal work75%£999
Leeds BSFixed until 31/07/203.54%5.99%5.2% 60%£999
Post OfficeFixed until 31/07/203.59%4.99%4.6%Free basic valuation, Free basic legal work60%£995
SkiptonFixed until 30/06/173.59%5.19%5.0%Free basic valuation, Free basic legal work70%£0
Mansfield2.00% discount for 3 years3.59%5.59%5.0%Free basic legal work70%£1198
National Counties1.85% discount for 3 years3.69%5.54%5.4%Payable, Payable65%£945
GodivaFixed until 31/07/173.69%4.74%4.8%Free basic valuation, Free basic legal work75%£1999
ExclusiveFixed until 31/07/203.69%4.84%4.6%Free basic valuation, Free basic legal work60%£995
GodivaVariable rate for term3.69%3.69%3.9%Free basic valuation, Free basic legal work75%£1999
BM SolutionsFixed until 30/06/203.74%4.84%4.7% 60%£1495
AccordFixed until 30/06/203.79%5.99%4.7%Free basic valuation, Free basic legal work60%£930
SkiptonFixed until 30/06/203.89%5.19%4.8%Free basic valuation, Free basic legal work70%£1995
Post OfficeFixed until 30/06/203.89%4.99%4.7%Free basic valuation, Free basic legal work75%£995
GodivaFixed until 31/07/173.89%4.74%4.9%Free basic valuation, Free basic legal work75%£1999
ExclusiveFixed until 31/07/203.89%4.84%4.5%Free basic valuation, Free basic legal work60%£0
SkiptonFixed until 30/06/183.91%5.19%4.9%Free basic valuation, Free basic legal work70%£0
GodivaVariable rate for term3.99%3.99%4.2%Free basic valuation, Free basic legal work75%£999
GodivaFixed until 31/07/173.99%4.74%4.8%Free basic valuation, Free basic legal work75%£999
ExclusiveFixed until 02/09/203.99%4.74%4.7%Free basic valuation75%£1995
NottinghamFixed until 01/09/204.09%6.54%5.8%Free basic valuation, Free basic legal work75%£999
The Mortgage WorksFixed until 31/08/204.89%4.99%5.3% 80%£995

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.