Mortgages

Mortgage advice provided by London and Country Logo

We've teamed up with London & Country, the UK's leading fee free mortgage broker, to offer you expert advice on the right mortgage deal. Whether you're buying a new home, remortgaging to a new deal or buying an investment property, L&C can help – and you'll pay no fee for their advice.

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For fee-free mortgage advice, call L&C on 0800 073 2320
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Mortgage Best Buys

Here's a selection of some of the best mortgage deals currently available. For more information and help finding the right mortgage for you, speak to one of L&C's expert advisers on 0800 073 2320.

Fixed
Variable
Buy-to-Let
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
Yorkshire BSFixed until 31/07/162.04%4.99%4.6%Free basic valuation, Free basic legal work65%£475
Norwich & PeterboroughFixed for 2 years2.04%4.99%4.6%Free basic valuation, Free basic legal work65%£345
NationwideFixed for 2 years2.34%3.99%3.8%Free basic valuation, Free basic legal work60%£99
NatWestBase +1.35% to 31/10/161.85%4.00%3.8%Free basic valuation, Free basic legal work60%£995
HSBCFixed until 31/07/162.49%3.94%3.8%Free basic valuation, Free basic legal work70%£0
SkiptonFixed until 31/05/162.39%5.49%5.0%Free basic valuation, Free basic legal work60%£0
NatWestBase +1.99% to 31/10/162.49%4.00%3.8%Free basic valuation, Free basic legal work60%£0
NationwideFixed for 2 years2.39%3.99%3.8%Free basic valuation, Free basic legal work70%£99
Co-OpFixed until 30/04/162.45%4.74%4.4%Free basic valuation, Free basic legal work60%£0
Woolwich (Barclays)Fixed until 30/06/162.69%3.89%3.7%Free basic valuation, Free basic legal work60%£0
NatWestBase +1.45% to 31/10/161.95%4.00%3.8%Free basic valuation, Free basic legal work70%£995
Post OfficeFixed until 31/05/162.38%4.49%4.2%Free basic valuation, Free basic legal work65%£0
CoventryFixed until 31/03/162.35%4.74%4.3%Free basic valuation, Free basic legal work65%£199
Leeds BSFixed until 30/06/162.29%5.69%5.2%Free basic valuation, Free basic legal work65%£199
Norwich & PeterboroughFixed for 2 years2.24%4.99%4.6%Free basic valuation, Free basic legal work65%£345
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
HSBC2.45% discount for 2 years1.49%3.94%3.6%Free basic legal work60%£999
Furness3.94% discount for 2 years1.50%5.44%5.1%Free basic valuation, Free basic legal work70%£999
Leek United3.45% discount for 2 years1.74%5.19%4.9%Refunded up to £34175%£995
Post OfficeBoE+1.24% until 31/05/161.74%4.49%4.1% 60%£995
Skipton1.28% above Base for 2 years1.78%5.49%5.0%Free basic valuation, Free basic legal work60%£995
Chelsea Building SocietyBase +1.34% until 31/07/161.84%5.65%5.1% 65%£475
NatWestBase +1.35% to 31/10/161.85%4.00%3.8%Free basic valuation, Free basic legal work60%£995
Furness3.55% discount for 2 years1.89%5.44%5.2%Free basic valuation, Free basic legal work80%£999
FurnessBase+1.44% for 2 years1.94%5.44%5.2%Free basic valuation, Free basic legal work60%£995
Leeds BSBase +1.45% until 30/04/161.95%5.69%5.2%Free basic valuation, Free basic legal work65%£699
Post OfficeBoE+1.45% until 31/05/161.95%4.49%4.2% 75%£995
NatWestBase +1.45% to 31/10/161.95%4.00%3.8%Free basic valuation, Free basic legal work70%£995
HSBCBase +1.49% for term1.99%1.99%2.1%Free basic legal work60%£999
NationwideBase +1.49% for 2 years1.99%3.99%3.6%Free basic valuation, Free basic legal work70%£999
Norwich & PeterboroughBase +1.49% for 2 years1.99%4.99%4.9%Free basic valuation, Free basic legal work65%£345
lenderScheme TypeInitial RateSubsequent RateOverall Cost for Comparison (APR)Help With CostsMax LTVLender Fee £ 
Principality3.00% disc until 31/05/161.99%4.99%4.7%Free basic valuation, Free basic legal work60%2.50% of loan (£3000)
Furness2.95% discount for 2 years2.49%5.44%5.3%Free basic valuation, Free basic legal work60%£995
Melton Mowbray2.20% discount for 3 years2.79%4.99%4.4%Free basic legal work60%£598
Leeds BSFixed until 31/05/162.89%5.99%5.4% 60%£999
Virgin MoneyFixed until 01/07/163.16%4.79%5.0% 60%£2094
ClydesdaleFixed until 30/06/163.19%5.35%5.1%Free basic valuation, Free basic legal work60%£1999
PrincipalityFixed until 31/05/163.19%4.99%4.9%Free basic valuation, Free basic legal work60%£999
BM Solutions2.74% above Base for 2 years3.24%4.84%4.8% 60%£995
Leeds BSFixed until 31/05/163.25%5.99%5.4%Free basic valuation up to £335, Free basic legal work60%£199
Skipton2.79% above Base for 2 years3.29%5.69%5.6%Free basic valuation, Free basic legal work70%£995
Post OfficeFixed until 31/05/163.29%4.99%4.9% 60%£1495
GodivaFixed until 30/04/163.35%4.74%4.8%Free basic valuation, Free basic legal work65%£1999
SkiptonFixed until 31/05/163.38%5.69%5.4%Free basic valuation, Free basic legal work70%£995
Virgin MoneyFixed until 01/07/163.45%4.79%5.0% 70%£2094
Skipton2.99% above Base for 2 years3.49%5.69%5.7%Free basic valuation, Free basic legal work75%£995
Post OfficeFixed until 31/05/163.49%4.99%5.0% 75%£1495
GodivaFixed until 30/04/163.55%4.74%4.7%Free basic valuation, Free basic legal work65%£1249
Mansfield2.00% discount for 3 years3.59%5.59%5.0%Free basic legal work70%£1198
ClydesdaleFixed until 30/06/163.59%5.35%5.2%Free basic valuation, Free basic legal work70%£1999
ClydesdaleFixed until 30/06/163.69%5.35%5.2%Free basic valuation, Free basic legal work75%£1999
BM SolutionsFixed until 30/06/173.69%4.84%4.8% 60%£995
SkiptonFixed until 31/05/173.69%5.69%5.3%Free basic valuation, Free basic legal work70%£995
Leeds BSFixed until 31/05/163.69%5.99%5.6% 70%£999
Virgin MoneyFixed until 01/07/163.74%4.79%5.1% 75%£2094
Virgin MoneyFixed until 01/07/173.79%4.79%5.0% 70%£2094
GodivaFixed until 30/04/163.79%4.74%4.7%Free basic valuation, Free basic legal work65%£250
SkiptonFixed until 31/05/163.80%5.69%5.7%Free basic valuation, Free basic legal work75%£995
GodivaFixed until 30/04/163.85%4.74%4.9%Free basic valuation, Free basic legal work75%£1999
SkiptonFixed until 31/05/173.89%5.69%5.6%Free basic valuation, Free basic legal work75%£995
ClydesdaleFixed until 30/06/193.99%5.35%5.0%Free basic valuation, Free basic legal work60%£1999
Virgin MoneyFixed until 01/07/174.09%4.79%5.1% 75%£2094
Leeds BSFixed until 31/05/174.09%5.99%5.6% 75%£999
Post OfficeFixed until 31/05/194.15%4.99%4.9% 60%£1495
ClydesdaleFixed until 30/06/194.19%5.35%5.0%Free basic valuation, Free basic legal work70%£1999
Virgin MoneyFixed until 01/07/194.19%4.79%5.0% 70%£2094
BM SolutionsFixed until 30/06/194.19%4.84%4.9% 60%1.25% of loan (£1500)
ClydesdaleFixed until 30/06/164.19%5.35%5.3%Free basic valuation, Free basic legal work80%£1999
Post OfficeFixed until 31/05/174.25%4.99%4.9%Free basic valuation, Free basic legal work60%£0
SkiptonFixed until 31/05/194.29%5.69%5.3%Free basic valuation, Free basic legal work70%£995
Post OfficeFixed until 31/05/194.45%4.99%5.0% 75%£1495
ClydesdaleFixed until 30/06/194.49%5.35%5.2%Free basic valuation, Free basic legal work75%£1999
GodivaFixed until 30/04/194.49%4.74%4.9%Free basic valuation, Free basic legal work65%£1249
Virgin MoneyFixed until 01/07/194.55%4.79%5.1% 75%£2094
Post OfficeFixed until 31/05/174.75%4.99%5.1%Free basic valuation, Free basic legal work75%£0
SkiptonFixed until 31/05/194.79%5.69%5.6%Free basic valuation, Free basic legal work75%£995
GodivaFixed until 30/04/194.79%4.74%4.9%Free basic valuation, Free basic legal work65%£250
ClydesdaleFixed until 30/06/194.99%5.35%5.4%Free basic valuation, Free basic legal work80%£1999
Leeds BSFixed until 31/05/175.09%5.99%5.8% 80%£999

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Mortgage Service is provided by London & Country Mortgages (L&C), Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages.